American Riviera Bancorp (ARBV)

American Riviera Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 14, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	142	137	116	95	97	92
Market Cap Growth	23.67%	17.29%	22.29%	-1.64%	5.11%	24.02%
Last Close Price	24.70	23.90	20.00	16.50	17.00	18.45
PE Ratio	11.34	10.97	13.32	9.06	7.17	7.79
PS Ratio	2.82	2.71	2.62	2.04	1.97	2.17
PB Ratio	1.11	1.07	1.05	0.95	1.11	0.96
P/FCF Ratio	15.49	14.89	8.83	9.60	7.48	7.66
P/OCF Ratio	15.21	14.62	8.47	6.45	7.15	7.32
Debt / Equity Ratio	0.26	0.26	0.43	1.09	0.29	0.05
Debt / FCF Ratio	3.61	3.61	3.59	11.01	1.94	0.41
Net Debt / Equity Ratio	0.09	0.09	0.24	0.89	-0.42	-2.98
Net Debt / FCF Ratio	1.28	1.28	2.01	9.03	-2.84	-23.89
Return on Equity (ROE)	10.41%	10.41%	8.25%	11.20%	14.72%	13.06%
Return on Assets (ROA)	0.94%	0.94%	0.69%	0.83%	1.04%	1.04%
Earnings Yield	8.76%	9.11%	7.51%	11.04%	13.94%	12.84%
FCF Yield	6.46%	6.71%	11.33%	10.42%	13.36%	13.05%
Buyback Yield / Dilution	1.77%	1.77%	-0.82%	-1.75%	-0.32%	-1.59%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.