American Riviera Bancorp (ARBV)
OTCMKTS · Delayed Price · Currency is USD
31.98
0.00 (0.00%)
Jul 28, 2026, 12:45 PM EST
American Riviera Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 12.45 | 8.74 | 10.51 | 13.49 | 11.83 |
Depreciation & Amortization | 1.26 | 1.26 | 1.76 | 1.22 | 1.6 |
Gain (Loss) on Sale of Assets | - | - | 0.07 | 0 | - |
Gain (Loss) on Sale of Investments | 0.31 | 1.19 | 1.72 | 1.62 | 1.21 |
Total Asset Writedown | - | - | - | - | -0.05 |
Provision for Credit Losses | 1.04 | 0.39 | 0.17 | 1.15 | 0.34 |
Accrued Interest Receivable | 0.96 | 0.11 | 0.59 | -6.31 | -1.58 |
Change in Other Net Operating Assets | -0.5 | -0.39 | -0.28 | -0.22 | -0.23 |
Other Operating Activities | -5.84 | - | - | - | - |
Operating Cash Flow | 9.34 | 13.75 | 14.76 | 13.54 | 12.58 |
Operating Cash Flow Growth | -32.09% | -6.82% | 8.99% | 7.64% | 7.56% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.17 | -0.57 | -4.84 | -0.61 | -0.56 |
Investment in Securities | 12.82 | 31.02 | 60.62 | 126.61 | -270.4 |
Income (Loss) Equity Investments | 0.02 | 0.01 | -0.07 | 0.03 | -0.06 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -91.79 | -43.2 | -38.42 | -112.72 | -66.06 |
Other Investing Activities | -1.42 | -0.09 | -3 | -2.01 | -0.91 |
Investing Cash Flow | -80.57 | -12.83 | 14.35 | 11.28 | -337.94 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 85 | 18 | - |
Total Debt Issued | - | - | 85 | 18 | - |
Long-Term Debt Repaid | -15 | -61.5 | - | - | -5 |
Total Debt Repaid | -15 | -61.5 | - | - | -5 |
Net Debt Issued (Repaid) | -15 | -61.5 | 85 | 18 | -5 |
Issuance of Common Stock | - | - | - | - | 0.11 |
Repurchase of Common Stock | -3.15 | -0.52 | -0.38 | -0.34 | -0.15 |
Net Increase (Decrease) in Deposit Accounts | 86.68 | 63.66 | -113.85 | -38.56 | 329.94 |
Financing Cash Flow | 68.53 | 1.64 | -29.22 | -20.91 | 324.89 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -2.7 | 2.57 | -0.11 | 3.91 | -0.46 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.17 | 13.19 | 9.92 | 12.94 | 12.02 |
Free Cash Flow Growth | -30.46% | 32.94% | -23.32% | 7.65% | 6.06% |
Free Cash Flow Margin | 18.20% | 29.64% | 21.29% | 26.38% | 28.39% |
Free Cash Flow Per Share | 1.60 | 2.27 | 1.72 | 2.28 | 2.13 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 18.02 | 18.44 | 10.86 | 1.64 | 1.11 |
Cash Income Tax Paid | 3.48 | 1.32 | 2.78 | 3.63 | 4.89 |