Bancorp 34 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4.26	113.6	28.9	16.95	15.5
Investment Securities	138.34	90.42	33.97	31.16	34.03
Trading Asset Securities	-	0.36	-	-	-
Mortgage-Backed Securities	-	-	32.47	34.53	39.25
Total Investments	138.34	90.77	66.44	65.69	73.28
Gross Loans	712.49	676.09	457.03	464.73	417.03
Allowance for Loan Losses	-9.73	-10.16	-5.86	-4.78	-5.33
Other Adjustments to Gross Loans	-	-	-	-1.37	-1.4
Net Loans	702.76	665.93	451.17	458.58	410.3
Property, Plant & Equipment	10.72	12.48	9.17	10.14	8.39
Other Intangible Assets	6.04	7.59	-	-	-
Accrued Interest Receivable	2.73	2.61	1.6	1.51	1.35
Other Current Assets	-	4.02	4.27	4.95	2.94
Long-Term Deferred Tax Assets	-	9.03	4.88	4.92	3.1
Other Real Estate Owned & Foreclosed	-	-	3	-	-
Other Long-Term Assets	32.78	12.06	11.85	11.6	13.15
Total Assets	897.64	918.1	581.27	574.34	528.01
Accrued Expenses	12.95	-	-	-	-
Interest Bearing Deposits	596.97	490.78	328.01	361.49	324.66
Institutional Deposits	-	83.2	43.9	23.4	13
Non-Interest Bearing Deposits	163.62	218.59	88.09	102.7	100.12
Total Deposits	760.59	792.57	460	487.59	437.78
Short-Term Borrowings	-	-	29	-	-
Current Portion of Long-Term Debt	-	-	-	5	-
Current Portion of Leases	-	1.08	0.25	-	-
Accrued Interest Payable	-	1.57	0.52	0.56	0.48
Long-Term Debt	27.28	27.35	24.6	24.53	24.45
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	19
Long-Term Leases	-	3.54	1.76	2.15	0.47
Pension & Post-Retirement Benefits	-	1.93	2.01	1.95	0.17
Other Long-Term Liabilities	-	3.54	2.41	3.32	4.99
Total Liabilities	800.81	831.58	520.54	525.1	487.34
Preferred Stock, Convertible	-	-	-	0.01	-
Common Stock	0.07	0.08	0.05	0.03	0.03
Additional Paid-In Capital	66.27	67.32	43.28	28.37	14.65
Retained Earnings	33.85	25.99	24.3	29.01	28.38
Comprehensive Income & Other	-3.38	-6.87	-6.91	-8.18	-2.39
Total Common Equity	96.82	86.52	60.72	49.23	40.67
Shareholders' Equity	96.82	86.52	60.72	49.24	40.67
Total Liabilities & Equity	897.64	918.1	581.27	574.34	528.01
Total Debt	27.28	31.97	55.61	31.68	43.92
Net Cash (Debt)	7.48	81.98	-26.71	-14.74	-28.41
Net Cash Growth	-90.88%	-	-	-	-
Net Cash Per Share	0.95	12.19	-6.63	-6.22	-10.44
Filing Date Shares Outstanding	7.84	7.35	4.54	2.88	2.36
Total Common Shares Outstanding	7.84	7.35	4.54	2.88	2.36
Book Value Per Share	12.35	11.77	13.37	17.09	17.24
Tangible Book Value	90.79	78.93	60.72	49.23	40.67
Tangible Book Value Per Share	11.58	10.74	13.37	17.09	17.24

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.