Bancorp 34, Inc. (BCTF)

Bancorp 34 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9.08	113.6	28.9	16.95	15.5	11.99
Investment Securities	199.54	90.42	33.97	31.16	34.03	27.46
Trading Asset Securities	-	0.36	-	-	-	-
Mortgage-Backed Securities	-	-	32.47	34.53	39.25	26.88
Total Investments	199.54	90.77	66.44	65.69	73.28	54.34
Gross Loans	676.39	676.09	457.03	464.73	417.03	354.63
Allowance for Loan Losses	-10.49	-10.16	-5.86	-4.78	-5.33	-4.82
Other Adjustments to Gross Loans	-	-	-	-1.37	-1.4	-1.06
Net Loans	665.9	665.93	451.17	458.58	410.3	348.74
Property, Plant & Equipment	11.57	12.48	9.17	10.14	8.39	9.25
Other Intangible Assets	6.79	7.59	-	-	-	0.1
Accrued Interest Receivable	2.56	2.61	1.6	1.51	1.35	1.66
Other Current Assets	-	4.02	4.27	4.95	2.94	1.29
Long-Term Deferred Tax Assets	-	9.03	4.88	4.92	3.1	2.11
Other Real Estate Owned & Foreclosed	-	-	3	-	-	-
Other Long-Term Assets	35.84	12.06	11.85	11.6	13.15	12.44
Total Assets	931.27	918.1	581.27	574.34	528.01	441.92
Interest Bearing Deposits	626.17	490.78	328.01	361.49	324.66	276.66
Institutional Deposits	-	83.2	43.9	23.4	13	17.6
Non-Interest Bearing Deposits	168.93	218.59	88.09	102.7	100.12	76.49
Total Deposits	795.1	792.57	460	487.59	437.78	370.75
Short-Term Borrowings	-	-	29	-	-	-
Current Portion of Long-Term Debt	-	-	-	5	-	-
Current Portion of Leases	-	1.08	0.25	-	-	-
Accrued Interest Payable	16.68	1.57	0.52	0.56	0.48	3.04
Long-Term Debt	27.24	27.35	24.6	24.53	24.45	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	19	19
Long-Term Leases	-	3.54	1.76	2.15	0.47	1.03
Pension & Post-Retirement Benefits	-	1.93	2.01	1.95	0.17	-
Other Long-Term Liabilities	-	3.54	2.41	3.32	4.99	2.07
Total Liabilities	839.03	831.58	520.54	525.1	487.34	395.89
Preferred Stock, Convertible	-	-	-	0.01	-	-
Common Stock	0.08	0.08	0.05	0.03	0.03	0.03
Additional Paid-In Capital	67.65	67.32	43.28	28.37	14.65	22.81
Retained Earnings	30.63	25.99	24.3	29.01	28.38	24.32
Comprehensive Income & Other	-6.11	-6.87	-6.91	-8.18	-2.39	-1.13
Total Common Equity	92.24	86.52	60.72	49.23	40.67	46.03
Shareholders' Equity	92.24	86.52	60.72	49.24	40.67	46.03
Total Liabilities & Equity	931.27	918.1	581.27	574.34	528.01	441.92
Total Debt	27.24	31.97	55.61	31.68	43.92	20.03
Net Cash (Debt)	-18.17	81.98	-26.71	-14.74	-28.41	-8.05
Net Cash Per Share	-2.51	12.19	-6.63	-6.22	-10.44	-2.69
Filing Date Shares Outstanding	7.28	7.35	4.54	2.88	2.36	2.95
Total Common Shares Outstanding	7.28	7.35	4.54	2.88	2.36	2.95
Book Value Per Share	12.67	11.77	13.37	17.09	17.24	15.58
Tangible Book Value	85.45	78.93	60.72	49.23	40.67	45.94
Tangible Book Value Per Share	11.74	10.74	13.37	17.09	17.24	15.55

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.