Bancorp 34 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	7.36	113.6	28.9	16.95	15.5	11.99	Upgrade
Investment Securities	156.27	90.42	33.97	31.16	34.03	27.46	Upgrade
Trading Asset Securities	-	0.36	-	-	-	-	Upgrade
Mortgage-Backed Securities	-	-	32.47	34.53	39.25	26.88	Upgrade
Total Investments	156.27	90.77	66.44	65.69	73.28	54.34	Upgrade
Gross Loans	690.52	676.09	457.03	464.73	417.03	354.63	Upgrade
Allowance for Loan Losses	-9.73	-10.16	-5.86	-4.78	-5.33	-4.82	Upgrade
Other Adjustments to Gross Loans	-	-	-	-1.37	-1.4	-1.06	Upgrade
Net Loans	680.79	665.93	451.17	458.58	410.3	348.74	Upgrade
Property, Plant & Equipment	11.09	12.48	9.17	10.14	8.39	9.25	Upgrade
Other Intangible Assets	6.41	7.59	-	-	-	0.1	Upgrade
Accrued Interest Receivable	2.54	2.61	1.6	1.51	1.35	1.66	Upgrade
Other Current Assets	-	4.02	4.27	4.95	2.94	1.29	Upgrade
Long-Term Deferred Tax Assets	-	9.03	4.88	4.92	3.1	2.11	Upgrade
Other Real Estate Owned & Foreclosed	-	-	3	-	-	-	Upgrade
Other Long-Term Assets	35.17	12.06	11.85	11.6	13.15	12.44	Upgrade
Total Assets	899.62	918.1	581.27	574.34	528.01	441.92	Upgrade
Interest Bearing Deposits	596.93	490.78	328.01	361.49	324.66	276.66	Upgrade
Institutional Deposits	-	83.2	43.9	23.4	13	17.6	Upgrade
Non-Interest Bearing Deposits	163.34	218.59	88.09	102.7	100.12	76.49	Upgrade
Total Deposits	760.27	792.57	460	487.59	437.78	370.75	Upgrade
Short-Term Borrowings	-	-	29	-	-	-	Upgrade
Current Portion of Long-Term Debt	-	-	-	5	-	-	Upgrade
Current Portion of Leases	-	1.08	0.25	-	-	-	Upgrade
Accrued Interest Payable	16.83	1.57	0.52	0.56	0.48	3.04	Upgrade
Long-Term Debt	27.26	27.35	24.6	24.53	24.45	-	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	19	19	Upgrade
Long-Term Leases	-	3.54	1.76	2.15	0.47	1.03	Upgrade
Pension & Post-Retirement Benefits	-	1.93	2.01	1.95	0.17	-	Upgrade
Other Long-Term Liabilities	-0	3.54	2.41	3.32	4.99	2.07	Upgrade
Total Liabilities	804.36	831.58	520.54	525.1	487.34	395.89	Upgrade
Preferred Stock, Convertible	-	-	-	0.01	-	-	Upgrade
Common Stock	0.07	0.08	0.05	0.03	0.03	0.03	Upgrade
Additional Paid-In Capital	66.48	67.32	43.28	28.37	14.65	22.81	Upgrade
Retained Earnings	32.36	25.99	24.3	29.01	28.38	24.32	Upgrade
Comprehensive Income & Other	-3.66	-6.87	-6.91	-8.18	-2.39	-1.13	Upgrade
Total Common Equity	95.26	86.52	60.72	49.23	40.67	46.03	Upgrade
Shareholders' Equity	95.26	86.52	60.72	49.24	40.67	46.03	Upgrade
Total Liabilities & Equity	899.62	918.1	581.27	574.34	528.01	441.92	Upgrade
Total Debt	27.26	31.97	55.61	31.68	43.92	20.03	Upgrade
Net Cash (Debt)	27.22	81.98	-26.71	-14.74	-28.41	-8.05	Upgrade
Net Cash Growth	-60.21%	-	-	-	-	-	Upgrade
Net Cash Per Share	3.75	12.19	-6.63	-6.22	-10.44	-2.69	Upgrade
Filing Date Shares Outstanding	7.22	7.35	4.54	2.88	2.36	2.95	Upgrade
Total Common Shares Outstanding	7.22	7.35	4.54	2.88	2.36	2.95	Upgrade
Book Value Per Share	13.19	11.77	13.37	17.09	17.24	15.58	Upgrade
Tangible Book Value	88.85	78.93	60.72	49.23	40.67	45.94	Upgrade
Tangible Book Value Per Share	12.30	10.74	13.37	17.09	17.24	15.55	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.