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Bancorp 34, Inc. (BCTF)
OTCMKTS · Delayed Price · Currency is USD
15.30
0.00 (0.00%)
Jul 28, 2026, 11:50 AM EST

Bancorp 34 Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
7.861.69-3.41.334.64
Depreciation & Amortization
2.672.390.580.490.57
Other Amortization
0.080.06---
Gain (Loss) on Sale of Assets
-0.43-0.03-
Gain (Loss) on Sale of Investments
-0.240.120.270.350.18
Total Asset Writedown
----0.04
Provision for Credit Losses
-3.613.834.222.420.5
Net Decrease (Increase) in Loans Originated / Sold - Operating
-3.741.3752.64
Accrued Interest Receivable
-0.110.56-0.09-0.150.3
Change in Other Net Operating Assets
-3.161.580.85-0.12-1.58
Other Operating Activities
-1.97-10.36-0.67-0.14-0.81
Operating Cash Flow
4.482.970.919.767.19
Operating Cash Flow Growth
50.67%226.81%-90.68%35.83%136.90%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.31-0.5-0.23-0.68-0.21
Sale of Property, Plant and Equipment
--0.440.080.03
Cash Acquisitions
-30.93---
Investment in Securities
-19.7631.940.63-0.53-21.38
Net Decrease (Increase) in Loans Originated / Sold - Investing
-30.495.04-0.38-55.71-64.45
Other Investing Activities
-2.72---
Investing Cash Flow
-50.47160.130.46-56.84-86.01

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-59.66442.4712.5100.45
Long-Term Debt Repaid
-0.5-123.66-418.4-726.5-76
Net Debt Issued (Repaid)
-0.5-6424-1424.45
Issuance of Common Stock
--10.876.21-
Repurchase of Common Stock
---0.21-0.08-8.5
Preferred Stock Issued
--4.187.31-
Common Dividends Paid
---0.66-0.7-0.58
Net Increase (Decrease) in Deposit Accounts
-32.01-14.41-27.649.7867.03
Other Financing Activities
-0.34----0.07
Financing Cash Flow
-32.85-78.4110.5848.5282.34

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-78.8484.711.951.453.52

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
4.172.470.689.086.98
Free Cash Flow Growth
68.63%261.70%-92.46%30.06%136.06%
Free Cash Flow Margin
11.50%9.51%5.85%54.77%35.77%
Free Cash Flow Per Share
0.570.370.173.832.56

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
22.2920.438.875.182.23
Cash Income Tax Paid
0.2-1.010.1211.99