Bancorp 34 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4.53	4.26	113.6	28.9	16.95	15.5
Investment Securities	165.22	138.34	90.42	33.97	31.16	34.03
Trading Asset Securities	-	-	0.36	-	-	-
Mortgage-Backed Securities	-	-	-	32.47	34.53	39.25
Total Investments	165.22	138.34	90.77	66.44	65.69	73.28
Gross Loans	706.06	712.49	676.09	457.03	464.73	417.03
Allowance for Loan Losses	-9.26	-9.73	-10.16	-5.86	-4.78	-5.33
Other Adjustments to Gross Loans	-	-	-	-	-1.37	-1.4
Net Loans	696.8	702.76	665.93	451.17	458.58	410.3
Property, Plant & Equipment	11.04	10.72	12.48	9.17	10.14	8.39
Other Intangible Assets	5.68	6.04	7.59	-	-	-
Accrued Interest Receivable	2.65	2.73	2.61	1.6	1.51	1.35
Other Current Assets	-	-	4.02	4.27	4.95	2.94
Long-Term Deferred Tax Assets	-	-	9.03	4.88	4.92	3.1
Other Real Estate Owned & Foreclosed	-	-	-	3	-	-
Other Long-Term Assets	33.07	32.78	12.06	11.85	11.6	13.15
Total Assets	918.98	897.64	918.1	581.27	574.34	528.01
Accrued Expenses	12.32	12.95	-	-	-	-
Interest Bearing Deposits	616.02	596.97	490.78	328.01	361.49	324.66
Institutional Deposits	-	-	83.2	43.9	23.4	13
Non-Interest Bearing Deposits	165.2	163.62	218.59	88.09	102.7	100.12
Total Deposits	781.23	760.59	792.57	460	487.59	437.78
Short-Term Borrowings	-	-	-	29	-	-
Current Portion of Long-Term Debt	-	-	-	-	5	-
Current Portion of Leases	-	-	1.08	0.25	-	-
Accrued Interest Payable	-	-	1.57	0.52	0.56	0.48
Long-Term Debt	27.3	27.28	27.35	24.6	24.53	24.45
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	19
Long-Term Leases	-	-	3.54	1.76	2.15	0.47
Pension & Post-Retirement Benefits	-	-	1.93	2.01	1.95	0.17
Other Long-Term Liabilities	-	-	3.54	2.41	3.32	4.99
Total Liabilities	820.85	800.81	831.58	520.54	525.1	487.34
Preferred Stock, Convertible	-	-	-	-	0.01	-
Common Stock	0.07	0.07	0.08	0.05	0.03	0.03
Additional Paid-In Capital	66.4	66.27	67.32	43.28	28.37	14.65
Retained Earnings	35.5	33.85	25.99	24.3	29.01	28.38
Comprehensive Income & Other	-3.84	-3.38	-6.87	-6.91	-8.18	-2.39
Total Common Equity	98.14	96.82	86.52	60.72	49.23	40.67
Shareholders' Equity	98.14	96.82	86.52	60.72	49.24	40.67
Total Liabilities & Equity	918.98	897.64	918.1	581.27	574.34	528.01
Total Debt	27.3	27.28	31.97	55.61	31.68	43.92
Net Cash (Debt)	38.64	7.48	81.98	-26.71	-14.74	-28.41
Net Cash Growth	-61.62%	-90.88%	-	-	-	-
Net Cash Per Share	5.14	0.95	12.19	-6.63	-6.22	-10.44
Filing Date Shares Outstanding	7.52	7.84	7.35	4.54	2.88	2.36
Total Common Shares Outstanding	7.52	7.84	7.35	4.54	2.88	2.36
Book Value Per Share	13.05	12.35	11.77	13.37	17.09	17.24
Tangible Book Value	92.46	90.79	78.93	60.72	49.23	40.67
Tangible Book Value Per Share	12.30	11.58	10.74	13.37	17.09	17.24

Source: S&P Global Market Intelligence. Banks template. Financial Sources.