Bank of Botetourt (BORT)

Bank of Botetourt Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	47.35	44.46	37.6	29.22	22.03	21.72
Interest Income on Investments	3.46	3.51	4.2	5.15	3.74	0.75
Total Interest Income	50.81	47.97	41.81	34.37	25.77	22.47
Interest Paid on Deposits	15.98	15.76	15.03	8.92	2.29	2.56
Interest Paid on Borrowings	0.02	0.02	0.83	0.47	0.02	0.07
Total Interest Expense	16	15.78	15.85	9.38	2.31	2.63
Net Interest Income	34.81	32.18	25.95	24.99	23.46	19.85
Net Interest Income Growth	21.00%	24.01%	3.85%	6.54%	18.19%	11.79%
Other Non-Interest Income	6.68	4.57	4.11	3.89	4.17	4.6
Total Non-Interest Income	8.14	5.93	5.39	5.2	5.16	5.31
Non-Interest Income Growth	41.56%	10.08%	3.68%	0.73%	-2.88%	27.01%
Revenues Before Loan Losses	42.95	38.12	31.34	30.19	28.62	25.16
Provision for Loan Losses	1.53	1.06	0.87	1.04	1.51	0.43
Revenue	41.42	37.06	30.47	29.15	27.11	24.74
Revenue Growth	24.06%	21.63%	4.51%	7.55%	9.59%	23.94%
Salaries and Employee Benefits	10.26	9.85	8.95	8.41	8.03	7.28
Federal Deposit Insurance	0.5	0.5	0.48	0.35	0.34	0.33
Selling, General & Administrative	7.54	7.54	6.33	5.66	5.21	4.64
Other Non-Interest Expense	6.06	5.53	4.75	4.48	3.74	3.22
Total Non-Interest Expense	24.35	23.42	20.5	18.89	17.31	16.17
EBT Excluding Unusual Items	17.07	13.64	9.97	10.26	9.8	8.57
Pretax Income	17.07	13.64	9.97	10.26	9.8	8.57
Income Tax Expense	3.09	2.83	2.03	2.09	1.99	1.69
Net Income	13.98	10.8	7.94	8.17	7.81	6.88
Preferred Dividends & Other Adjustments	0.48	0.48	0.48	0.48	-	-
Net Income to Common	13.5	10.33	7.46	7.7	7.81	6.88
Net Income Growth	55.96%	38.32%	-3.00%	-1.41%	13.46%	48.56%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	0.48%	0.49%	0.51%	0.73%	0.58%	1.24%
EPS (Basic)	6.85	5.25	3.82	3.95	4.04	3.58
EPS (Diluted)	6.85	5.25	3.82	3.95	4.04	3.58
EPS Growth	55.30%	37.60%	-3.41%	-2.21%	12.83%	46.72%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.950	0.900	0.800	0.770	0.740	0.654
Dividend Growth	11.77%	12.50%	3.90%	4.05%	13.06%	2.84%
Effective Tax Rate	18.11%	20.77%	20.35%	20.33%	20.31%	19.70%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 17, 2026

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