Bank of Botetourt (BORT)

Bank of Botetourt Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	48.57	44.46	37.6	29.22	22.03	21.72
Interest Income on Investments	3.5	3.51	4.2	5.15	3.74	0.75
Total Interest Income	52.08	47.97	41.81	34.37	25.77	22.47
Interest Paid on Deposits	15.97	15.76	15.03	8.92	2.29	2.56
Interest Paid on Borrowings	0	0.02	0.83	0.47	0.02	0.07
Total Interest Expense	15.98	15.78	15.85	9.38	2.31	2.63
Net Interest Income	36.1	32.18	25.95	24.99	23.46	19.85
Net Interest Income Growth	18.23%	24.01%	3.85%	6.54%	18.19%	11.79%
Other Non-Interest Income	6.93	4.57	4.11	3.89	4.17	4.6
Total Non-Interest Income	8.43	5.93	5.39	5.2	5.16	5.31
Non-Interest Income Growth	43.40%	10.08%	3.68%	0.73%	-2.88%	27.01%
Revenues Before Loan Losses	44.53	38.12	31.34	30.19	28.62	25.16
Provision for Loan Losses	1.41	1.06	0.87	1.04	1.51	0.43
Revenue	43.11	37.06	30.47	29.15	27.11	24.74
Revenue Growth	21.93%	21.63%	4.51%	7.55%	9.59%	23.94%
Salaries and Employee Benefits	10.35	9.85	8.95	8.41	8.03	7.28
Federal Deposit Insurance	0.5	0.5	0.48	0.35	0.34	0.33
Selling, General & Administrative	7.54	7.54	6.33	5.66	5.21	4.64
Other Non-Interest Expense	6.32	5.53	4.75	4.48	3.74	3.22
Total Non-Interest Expense	24.62	23.42	20.5	18.89	17.31	16.17
EBT Excluding Unusual Items	18.49	13.64	9.97	10.26	9.8	8.57
Pretax Income	18.49	13.64	9.97	10.26	9.8	8.57
Income Tax Expense	3.43	2.83	2.03	2.09	1.99	1.69
Net Income	15.06	10.8	7.94	8.17	7.81	6.88
Preferred Dividends & Other Adjustments	0.48	0.48	0.48	0.48	-	-
Net Income to Common	14.59	10.33	7.46	7.7	7.81	6.88
Net Income Growth	52.41%	38.32%	-3.00%	-1.41%	13.46%	48.56%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	0.47%	0.49%	0.51%	0.73%	0.58%	1.24%
EPS (Basic)	7.39	5.25	3.82	3.95	4.04	3.58
EPS (Diluted)	7.39	5.25	3.82	3.95	4.04	3.58
EPS Growth	51.65%	37.60%	-3.41%	-2.21%	12.83%	46.72%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.975	0.900	0.800	0.770	0.740	0.654
Dividend Growth	11.43%	12.50%	3.90%	4.05%	13.06%	2.84%
Effective Tax Rate	18.54%	20.77%	20.35%	20.33%	20.31%	19.70%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 12, 2026

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