Bank of San Francisco (BSFO)
OTCMKTS · Delayed Price · Currency is USD
43.15
-0.15 (-0.35%)
At close: Aug 10, 2026
Bank of San Francisco Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 35.46 | 31.62 | 27.68 | 25.03 | 23.1 | 24.3 |
Interest Income on Investments | 4.92 | 4.78 | 5.37 | 4.27 | 1.62 | 0.23 |
Total Interest Income | 40.38 | 36.4 | 33.05 | 29.31 | 24.73 | 24.52 |
Interest Paid on Deposits | 8.23 | 7.58 | 8.88 | 7.57 | 1.84 | 0.88 |
Interest Paid on Borrowings | 0.12 | 0 | 0 | 0 | 0 | 0.2 |
Total Interest Expense | 8.36 | 7.58 | 8.88 | 7.58 | 1.84 | 1.08 |
Net Interest Income | 32.03 | 28.82 | 24.17 | 21.73 | 22.89 | 23.44 |
Net Interest Income Growth | 22.44% | 19.26% | 11.21% | -5.05% | -2.35% | 26.50% |
Other Non-Interest Income | 0.17 | 0.15 | 0.23 | 0.27 | 0.06 | 0.08 |
Total Non-Interest Income | 0.61 | 0.6 | 0.93 | 0.92 | 0.66 | 0.65 |
Non-Interest Income Growth | 8.82% | -35.41% | 0.91% | 38.70% | 1.80% | -4.54% |
Revenues Before Loan Losses | 32.64 | 29.42 | 25.1 | 22.66 | 23.55 | 24.09 |
Provision for Loan Losses | 1.51 | 1.22 | -0.18 | 0.29 | 3.12 | 0.1 |
| 31.13 | 28.2 | 25.28 | 22.37 | 20.43 | 23.99 | |
Revenue Growth | 18.14% | 11.57% | 13.03% | 9.47% | -14.85% | 45.56% |
Salaries and Employee Benefits | 12.03 | 11.16 | 9.95 | 7.73 | 7.33 | 6.95 |
Selling, General & Administrative | 5.17 | 4.77 | 3.92 | 2.98 | 3.15 | 2.6 |
Other Non-Interest Expense | 3.2 | 2.78 | 2.1 | 1.81 | 1.66 | 1.68 |
Total Non-Interest Expense | 20.39 | 18.71 | 15.97 | 12.52 | 12.13 | 11.23 |
EBT Excluding Unusual Items | 10.74 | 9.49 | 9.31 | 9.85 | 8.3 | 12.76 |
Pretax Income | 10.74 | 9.49 | 9.31 | 9.85 | 8.3 | 12.76 |
Income Tax Expense | 3.02 | 2.71 | 2.77 | 2.92 | 2.43 | 3.77 |
Net Income | 7.72 | 6.78 | 6.54 | 6.93 | 5.86 | 8.99 |
Net Income to Common | 7.72 | 6.78 | 6.54 | 6.93 | 5.86 | 8.99 |
Net Income Growth | 23.86% | 3.68% | -5.66% | 18.22% | -34.78% | 92.94% |
Basic Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 |
Diluted Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 |
Shares Change | 1.27% | 1.54% | 1.21% | 1.38% | 0.72% | 0.34% |
EPS (Basic) | 3.65 | 3.22 | 3.14 | 3.35 | 2.87 | 4.42 |
EPS (Diluted) | 3.59 | 3.17 | 3.10 | 3.33 | 2.85 | 4.41 |
EPS Growth | 22.53% | 2.26% | -6.91% | 16.84% | -35.37% | 92.58% |
Effective Tax Rate | 28.11% | 28.58% | 29.76% | 29.62% | 29.34% | 29.57% |