Consumers Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	59.43	43.81	40.9	32.75	28.21
Interest Income on Investments	-	9.24	8.32	8.19	5.95
Total Interest Income	59.43	53.05	49.22	40.94	34.16
Interest Paid on Deposits	19.65	18.37	16.21	6.66	1.12
Interest Paid on Borrowings	-	0.58	1.01	0.56	0.29
Total Interest Expense	19.65	18.94	17.23	7.22	1.41
Net Interest Income	39.78	34.11	31.99	33.72	32.75
Net Interest Income Growth	16.63%	6.61%	-5.11%	2.96%	23.18%
Gain (Loss) on Sale of Investments	-	0.01	-0.11	-	-0.02
Other Non-Interest Income	6.06	3.29	2.98	2.8	2.66
Total Non-Interest Income	6.06	5.45	4.9	4.75	4.74
Non-Interest Income Growth	11.21%	11.31%	3.14%	0.25%	6.02%
Revenues Before Loan Losses	45.84	39.56	36.89	38.46	37.48
Provision for Loan Losses	1.2	1.15	0.62	0.86	0.74
Revenue	44.65	38.41	36.27	37.61	36.75
Revenue Growth	16.23%	5.90%	-3.56%	2.34%	21.68%
Salaries and Employee Benefits	-	15.28	14.19	13.44	12.9
Occupancy Expenses	-	3.49	3.19	2.93	2.8
Federal Deposit Insurance	-	0.77	0.8	0.61	0.58
Amortization of Goodwill & Intangibles	-	0.06	0.06	0.06	0.05
Selling, General & Administrative	-	3.84	3.4	3.78	3.3
Other Non-Interest Expense	31.47	4.66	4.21	3.87	3.58
Total Non-Interest Expense	31.47	28.09	25.84	24.69	23.22
EBT Excluding Unusual Items	13.18	10.32	10.43	12.92	13.53
Pretax Income	13.18	10.32	10.43	12.92	13.53
Income Tax Expense	2.01	1.66	1.85	2.25	2.34
Net Income	11.16	8.67	8.58	10.67	11.19
Net Income to Common	11.16	8.67	8.58	10.67	11.19
Net Income Growth	28.81%	1.01%	-19.62%	-4.63%	24.52%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change	0.37%	0.77%	0.62%	1.66%	0.69%
EPS (Basic)	3.55	2.77	2.76	3.45	3.68
EPS (Diluted)	3.55	2.77	2.76	3.45	3.68
EPS Growth	28.34%	0.24%	-20.02%	-6.25%	23.61%
Dividend Per Share	0.840	0.760	0.720	0.680	0.640
Dividend Growth	10.53%	5.56%	5.88%	6.25%	8.48%
Effective Tax Rate	15.28%	16.05%	17.70%	17.40%	17.29%