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Commercial National Financial Corporation (CEFC)
OTCMKTS · Delayed Price · Currency is USD
15.86
-0.02 (-0.13%)
At close: Nov 13, 2026

CEFC Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
23.0622.3521.1820.5322.6219.8
Revenue Growth
3.50%5.53%3.15%-9.26%14.27%21.57%
Net Income
6.826.615.866.178.086.37
Earnings Per Share
1.741.671.481.562.041.61
EPS Growth
2.33%12.76%-5.01%-23.62%26.94%45.95%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
37.6557.3757.3338.472.4653.6
Total Debt
18.3123.9214.3127.432.447.8
Net Cash (Debt)
19.3433.4543.021140.055.8
Net Cash Growth
-55.67%-22.25%291.15%-72.54%591.00%-67.52%
Net Cash Per Share
4.938.4410.852.7710.101.46

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6.456.196.78.855.25
Capital Expenditures
--0.19-1.37-1.03-0.85-0.83
Free Cash Flow
-6.264.825.677.994.42
Free Cash Flow Growth
-29.91%-15.05%-29.06%80.94%-6.55%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.59%29.59%27.69%30.06%35.72%32.15%
FCF Margin
-28.00%22.75%27.62%35.33%22.31%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6000.5600.5600.5600.5600.560
Dividend Per Share Growth
5.36%0%0%0%0%0%
Dividend Yield
3.78%4.07%5.68%6.05%5.33%4.31%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.128.196.665.955.158.10
P/FCF Ratio
-8.658.116.485.2111.67
PS Ratio
2.662.421.841.791.842.60