Commercial National Financial Corporation (CEFC)
OTCMKTS · Delayed Price · Currency is USD
14.76
+0.05 (0.34%)
Jun 17, 2026, 2:54 PM EST
CEFC Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 60.28 | 57.37 | 55.59 | 32.94 | 61.07 | 28.71 |
Investment Securities | 109.09 | 80.35 | 58.31 | 86.35 | 103.09 | 96.06 |
Mortgage-Backed Securities | - | 10.27 | 21.79 | 8.73 | 4.94 | 4.09 |
Total Investments | 109.09 | 90.62 | 80.09 | 95.08 | 108.03 | 100.15 |
Gross Loans | 364.32 | 371.33 | 395.65 | 417.4 | 411.29 | 451.57 |
Allowance for Loan Losses | -3.34 | -3.39 | -3.48 | -3.57 | -4.15 | -3.82 |
Net Loans | 360.99 | 367.94 | 392.17 | 413.83 | 407.14 | 447.75 |
Property, Plant & Equipment | 9.74 | 9.62 | 10.04 | 9.25 | 8.8 | 8.48 |
Goodwill | - | 3.1 | 3.1 | 3.1 | 3.1 | 3.1 |
Other Intangible Assets | - | 0.08 | 0.15 | 0.23 | 0.3 | 0.38 |
Accrued Interest Receivable | - | 2.11 | 2.17 | 2.17 | 1.96 | 1.73 |
Other Real Estate Owned & Foreclosed | - | - | 0.23 | - | - | - |
Other Long-Term Assets | 24.88 | 19.65 | 19.38 | 18.83 | 19.63 | 16.32 |
Total Assets | 564.97 | 554.21 | 566.64 | 579.16 | 613.75 | 610.8 |
Accrued Expenses | - | 2.47 | 3.27 | 3.16 | 3.17 | 2.91 |
Interest Bearing Deposits | 486.99 | 337.83 | 365.45 | 363.26 | 387.39 | 379.62 |
Institutional Deposits | - | 22.92 | 27.54 | 24.78 | 18.34 | 12.13 |
Non-Interest Bearing Deposits | - | 110.76 | 105.51 | 113.61 | 133.01 | 123.31 |
Total Deposits | 486.99 | 471.5 | 498.51 | 501.65 | 538.73 | 515.06 |
Current Portion of Long-Term Debt | - | 11 | - | - | - | - |
Current Portion of Leases | - | 0.04 | - | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 11 | 5 | 4 | 14 | 19 | 34.4 |
Long-Term Leases | - | 0.58 | - | - | - | - |
Trust Preferred Securities | 7.31 | 7.31 | 10.31 | 13.4 | 13.4 | 13.4 |
Other Long-Term Liabilities | 3.68 | 0.03 | 0.03 | 0.15 | 0.13 | 0.14 |
Total Liabilities | 508.99 | 497.93 | 516.11 | 532.35 | 574.44 | 565.91 |
Common Stock | 55.99 | 20.2 | 20.52 | 20.52 | 20.52 | 20.52 |
Retained Earnings | - | 42.31 | 37.91 | 34.26 | 30.01 | 24.15 |
Comprehensive Income & Other | - | -6.22 | -7.89 | -7.97 | -11.22 | 0.23 |
Shareholders' Equity | 55.99 | 56.28 | 50.53 | 46.81 | 39.31 | 44.89 |
Total Liabilities & Equity | 564.97 | 554.21 | 566.64 | 579.16 | 613.75 | 610.8 |
Total Debt | 18.31 | 23.92 | 14.31 | 27.4 | 32.4 | 47.8 |
Net Cash (Debt) | 41.97 | 33.45 | 43.02 | 11 | 40.05 | 5.8 |
Net Cash Growth | -22.55% | -22.25% | 291.15% | -72.54% | 591.00% | -67.52% |
Net Cash Per Share | 10.63 | 8.44 | 10.85 | 2.77 | 10.10 | 1.46 |
Filing Date Shares Outstanding | 3.9 | 3.94 | 3.97 | 3.97 | 3.97 | 3.97 |
Total Common Shares Outstanding | 3.9 | 3.94 | 3.97 | 3.97 | 3.97 | 3.97 |
Book Value Per Share | 14.36 | 14.30 | 12.74 | 11.80 | 9.91 | 11.32 |
Tangible Book Value | 55.99 | 53.11 | 47.28 | 43.48 | 35.91 | 41.41 |
Tangible Book Value Per Share | 14.36 | 13.49 | 11.92 | 10.97 | 9.06 | 10.44 |