Croghan Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	16.54	36.99	37.36	21.02	45.8	32.46	Upgrade
Investment Securities	405	140.06	155.29	193.07	194.13	136.32	Upgrade
Mortgage-Backed Securities	-	171.8	140.74	137.17	164.6	92.18	Upgrade
Total Investments	405	311.86	296.02	330.24	358.73	228.5	Upgrade
Gross Loans	761.16	734.7	713.01	699.46	642.89	710.53	Upgrade
Allowance for Loan Losses	-8.69	-8.7	-8.87	-8.69	-8.77	-8.26	Upgrade
Net Loans	752.47	726	704.14	690.77	634.12	702.27	Upgrade
Property, Plant & Equipment	-	10.2	10.74	10.12	10.41	10.07	Upgrade
Goodwill	-	22.42	22.42	22.42	22.42	22.42	Upgrade
Other Intangible Assets	-	-	-	0.08	0.24	0.48	Upgrade
Accrued Interest Receivable	-	4.61	4.59	4.31	3.61	3.76	Upgrade
Long-Term Deferred Tax Assets	-	7.73	7.93	9.6	-	-	Upgrade
Other Real Estate Owned & Foreclosed	-	-	-	0.06	0.05	-	Upgrade
Other Long-Term Assets	70.36	28.63	31.49	33.62	33.69	25.16	Upgrade
Total Assets	1,244	1,151	1,118	1,126	1,112	1,028	Upgrade
Interest Bearing Deposits	976.49	626.55	569.57	559.91	564.72	523.39	Upgrade
Institutional Deposits	-	52.25	38.42	15.92	12.33	14.25	Upgrade
Non-Interest Bearing Deposits	-	265.3	279.22	333.08	331.64	277.26	Upgrade
Total Deposits	976.49	944.1	887.2	908.9	908.69	814.9	Upgrade
Short-Term Borrowings	-	50.01	62.53	83.25	39.5	53.48	Upgrade
Current Portion of Long-Term Debt	-	-	17.5	-	-	0.01	Upgrade
Current Portion of Leases	-	0.14	-	-	-	-	Upgrade
Other Current Liabilities	-	1.2	1.2	1.23	1.21	1.16	Upgrade
Long-Term Debt	133.48	-	-	-	-	-	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	25	25	17.5	17.5	17.5	Upgrade
Long-Term Leases	-	0.04	0.3	-	-	-	Upgrade
Pension & Post-Retirement Benefits	-	0.47	0.47	0.49	0.5	0.5	Upgrade
Long-Term Deferred Tax Liabilities	-	-	-	2.28	0.15	0.97	Upgrade
Other Long-Term Liabilities	-	5.53	4.27	3.05	4.79	4.08	Upgrade
Total Liabilities	1,110	1,027	998.47	1,017	972.35	892.6	Upgrade
Common Stock	-	31.33	31.33	31.33	31.33	31.33	Upgrade
Additional Paid-In Capital	-	13.25	13.19	13.13	13.07	13.14	Upgrade
Retained Earnings	132.21	126.96	121.72	116.21	107.05	96.6	Upgrade
Treasury Stock	-	-19.63	-18.1	-15.38	-12.86	-10.71	Upgrade
Comprehensive Income & Other	2.2	-27.62	-28.48	-36.21	1.46	5.49	Upgrade
Shareholders' Equity	134.41	124.29	119.66	109.07	140.06	135.85	Upgrade
Total Liabilities & Equity	1,244	1,151	1,118	1,126	1,112	1,028	Upgrade
Total Debt	133.48	75.2	105.33	100.75	57	70.99	Upgrade
Net Cash (Debt)	-116.93	-38.21	-67.97	-79.73	-11.2	-38.53	Upgrade
Net Cash Per Share	-56.74	-18.22	-31.86	-36.49	-5.05	-17.18	Upgrade
Filing Date Shares Outstanding	2.03	2.08	2.11	2.16	2.2	2.23	Upgrade
Total Common Shares Outstanding	2.03	2.08	2.11	2.16	2.2	2.23	Upgrade
Book Value Per Share	66.08	59.90	56.82	50.53	63.72	60.90	Upgrade
Tangible Book Value	134.41	101.88	97.24	86.57	117.4	112.95	Upgrade
Tangible Book Value Per Share	66.08	49.09	46.18	40.11	53.41	50.64	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.