Croghan Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	102.63	30.78	36.99	37.36	21.02	45.8
Investment Securities	357.61	128.04	140.06	155.29	193.07	194.13
Mortgage-Backed Securities	-	255.84	171.8	140.74	137.17	164.6
Total Investments	357.61	383.88	311.86	296.02	330.24	358.73
Gross Loans	893.83	829.98	734.7	713.01	699.46	642.89
Allowance for Loan Losses	-9.95	-9.2	-8.7	-8.87	-8.69	-8.77
Net Loans	883.88	820.78	726	704.14	690.77	634.12
Property, Plant & Equipment	-	9.75	10.2	10.74	10.12	10.41
Goodwill	-	22.42	22.42	22.42	22.42	22.42
Other Intangible Assets	-	-	-	-	0.08	0.24
Accrued Interest Receivable	-	5.14	4.61	4.59	4.31	3.61
Long-Term Deferred Tax Assets	-	5.35	7.73	7.93	9.6	-
Other Real Estate Owned & Foreclosed	-	0.11	-	-	0.06	0.05
Other Long-Term Assets	71.02	28.74	28.63	31.49	33.62	33.69
Total Assets	1,415	1,314	1,151	1,118	1,126	1,112
Interest Bearing Deposits	1,093	649.4	626.55	569.57	559.91	564.72
Institutional Deposits	-	51.77	52.25	38.42	15.92	12.33
Non-Interest Bearing Deposits	-	272.38	265.3	279.22	333.08	331.64
Total Deposits	1,093	973.54	944.1	887.2	908.9	908.69
Short-Term Borrowings	49.56	155.14	50.01	62.53	83.25	39.5
Current Portion of Long-Term Debt	-	20	-	17.5	-	-
Current Portion of Leases	-	0.07	-	-	-	-
Other Current Liabilities	-	1.21	1.2	1.2	1.23	1.21
Long-Term Debt	-	-	25	-	-	-
Federal Home Loan Bank Debt, Long-Term	130	20	-	25	17.5	17.5
Long-Term Leases	-	-	0.19	0.3	-	-
Pension & Post-Retirement Benefits	-	0.45	0.47	0.47	0.49	0.5
Long-Term Deferred Tax Liabilities	-	-	-	-	2.28	0.15
Other Long-Term Liabilities	-	6.26	5.53	4.27	3.05	4.79
Total Liabilities	1,273	1,177	1,027	998.47	1,017	972.35
Common Stock	-	31.33	31.33	31.33	31.33	31.33
Additional Paid-In Capital	-	13.37	13.25	13.19	13.13	13.07
Retained Earnings	139.93	134.31	126.96	121.72	116.21	107.05
Treasury Stock	-	-22.67	-19.63	-18.1	-15.38	-12.86
Comprehensive Income & Other	2.36	-18.62	-27.62	-28.48	-36.21	1.46
Shareholders' Equity	142.29	137.72	124.29	119.66	109.07	140.06
Total Liabilities & Equity	1,415	1,314	1,151	1,118	1,126	1,112
Total Debt	179.56	195.21	75.2	105.33	100.75	57
Net Cash (Debt)	-76.93	-164.43	-38.21	-67.97	-79.73	-11.2
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-38.10	-80.44	-18.22	-31.86	-36.49	-5.05
Filing Date Shares Outstanding	2.01	2.01	2.08	2.11	2.16	2.2
Total Common Shares Outstanding	2.01	2.01	2.08	2.11	2.16	2.2
Book Value Per Share	70.85	68.36	59.90	56.82	50.53	63.72
Tangible Book Value	142.29	115.31	101.88	97.24	86.57	117.4
Tangible Book Value Per Share	70.85	57.24	49.09	46.18	40.11	53.41