Croghan Bancshares, Inc. (CHBH)
OTCMKTS · Delayed Price · Currency is USD
68.36
0.00 (0.00%)
Jul 30, 2026, 9:30 AM EST
Croghan Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 12.14 | 10.06 | 10.77 | 14.01 | 15.23 |
Depreciation & Amortization | 1.45 | 1.45 | 1.5 | 1.64 | 1.73 |
Gain (Loss) on Sale of Assets | - | - | -0.01 | 0 | - |
Gain (Loss) on Sale of Investments | 0.26 | 1.76 | 3.24 | 3.01 | 2.43 |
Provision for Credit Losses | 0.55 | - | 0.08 | - | 0.83 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.3 | 0.3 | 0.28 | 0.5 | 1.43 |
Accrued Interest Receivable | -0.53 | -0.02 | -0.27 | -0.71 | 0.16 |
Change in Other Net Operating Assets | -0.01 | 0.7 | 0.22 | 0.36 | -0.78 |
Other Operating Activities | -0.35 | -0.39 | -0.75 | -0.15 | -0.22 |
Operating Cash Flow | 13.71 | 13.62 | 14.72 | 17.85 | 18.44 |
Operating Cash Flow Growth | 0.64% | -7.48% | -17.51% | -3.23% | 22.82% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.68 | -0.56 | -1.26 | -0.67 | -1.32 |
Sale of Property, Plant and Equipment | 0.01 | - | - | 0 | - |
Investment in Securities | -60.73 | -16.46 | 40.84 | -22.08 | -137.85 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -95.25 | -21.65 | -13.55 | -56.21 | 68.35 |
Other Investing Activities | -4.74 | 4.34 | 0.71 | -0.18 | -7 |
Investing Cash Flow | -161.39 | -34.32 | 26.81 | -79.08 | -77.79 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 0.13 | 3.48 | 6.28 | 0.74 | - |
Long-Term Debt Issued | 120 | - | 41 | 43 | - |
Total Debt Issued | 120.13 | 3.48 | 47.28 | 43.74 | - |
Short-Term Debt Repaid | - | - | - | - | -13.98 |
Long-Term Debt Repaid | - | -33.5 | -43 | - | -0.01 |
Total Debt Repaid | - | -33.5 | -43 | - | -13.99 |
Net Debt Issued (Repaid) | 120.13 | -30.02 | 4.28 | 43.74 | -13.99 |
Issuance of Common Stock | - | - | - | - | 0.05 |
Repurchase of Common Stock | -3.31 | -1.75 | -2.91 | -2.66 | -2.43 |
Common Dividends Paid | -4.79 | -4.81 | -4.88 | -4.84 | -4.74 |
Net Increase (Decrease) in Deposit Accounts | 29.44 | 56.9 | -21.7 | 0.21 | 93.79 |
Financing Cash Flow | 141.48 | 20.33 | -25.2 | 36.46 | 72.69 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -6.2 | -0.37 | 16.34 | -24.78 | 13.34 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 13.03 | 13.06 | 13.46 | 17.18 | 17.12 |
Free Cash Flow Growth | -0.27% | -2.96% | -21.64% | 0.33% | 20.00% |
Free Cash Flow Margin | 27.49% | 30.57% | 32.19% | 38.46% | 37.62% |
Free Cash Flow Per Share | 6.37 | 6.23 | 6.31 | 7.86 | 7.72 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 19.09 | 17.29 | 10.52 | 2.01 | 1.87 |
Cash Income Tax Paid | 2.99 | 2.36 | 2.88 | 2.42 | 3.14 |