CIBN Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	20.27	18.1	14.58	10.21	8.18
Interest Income on Investments	-	-	0.86	0.77	0.5
Total Interest Income	20.27	18.1	15.44	10.98	8.68
Interest Paid on Deposits	8.2	8.29	4.84	2.21	0.81
Interest Paid on Borrowings	-	-	2.39	1.24	0.49
Total Interest Expense	8.2	8.29	7.24	3.45	1.3
Net Interest Income	12.07	9.82	8.21	7.53	7.38
Net Interest Income Growth	22.98%	19.56%	8.96%	2.11%	9.04%
Other Non-Interest Income	2.11	3.73	0.83	0.77	0.7
Total Non-Interest Income	2.11	3.73	3.62	2.83	6
Non-Interest Income Growth	-43.39%	2.98%	28.25%	-52.94%	-31.01%
Revenues Before Loan Losses	14.18	13.55	11.83	10.36	13.38
Provision for Loan Losses	0.59	0.21	0.04	0.15	-
Revenue	13.59	13.34	11.79	10.21	13.38
Revenue Growth	1.90%	13.17%	15.47%	-23.71%	-13.09%
Salaries and Employee Benefits	-	-	6.15	5.54	7.32
Occupancy Expenses	-	-	0.83	0.85	0.88
Federal Deposit Insurance	-	-	0.38	0.14	0.11
Selling, General & Administrative	9.46	11.09	1.21	1.36	0.9
Other Non-Interest Expense	-	-	1.75	1.5	2.15
Total Non-Interest Expense	9.46	11.09	10.31	9.38	11.37
EBT Excluding Unusual Items	4.14	2.25	1.47	0.83	2.02
Pretax Income	4.14	2.25	1.47	0.83	2.02
Income Tax Expense	0.73	0.42	0.33	0.11	0.36
Net Income	3.41	1.83	1.14	0.72	1.65
Net Income to Common	3.41	1.83	1.14	0.72	1.65
Net Income Growth	86.33%	60.44%	59.22%	-56.66%	-29.28%
Basic Shares Outstanding	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1
Shares Change	-0.10%	0.14%	-0.06%	-0.08%	-
EPS (Basic)	4.29	2.30	1.44	0.90	2.08
EPS (Diluted)	4.29	2.30	1.44	0.90	2.08
EPS Growth	86.52%	60.22%	59.31%	-56.63%	-29.28%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	-	0.400	0.400	0.400	0.400
Dividend Growth	-	0%	0%	0%	0%
Effective Tax Rate	17.60%	18.75%	22.66%	13.21%	18.06%