China Construction Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Jun '24 Jun 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	1,247,366	1,247,366	1,170,573	1,057,334	989,509	909,885	Upgrade
Interest Income on Investments	15,456	5,712	6,135	-	-	-	Upgrade
Total Interest Income	1,262,822	1,253,078	1,176,708	1,057,334	989,509	909,885	Upgrade
Interest Paid on Deposits	656,520	630,133	526,904	451,914	413,600	372,819	Upgrade
Net Interest Income	606,302	622,945	649,804	605,420	575,909	537,066	Upgrade
Net Interest Income Growth (YoY)	-5.91%	-4.13%	7.33%	5.12%	7.23%	10.44%	Upgrade
Income From Trading Activities	5,922	5,685	3,632	-	-	-	Upgrade
Gain (Loss) on Sale of Investments	6,660	724	-8,740	-	-	-	Upgrade
Gain (Loss) on Sale of Equity Investments	-	-	-	1,603	895	249	Upgrade
Other Non-Interest Income	126,001	129,763	125,246	217,223	179,054	168,314	Upgrade
Total Non-Interest Income	138,583	136,172	120,138	218,826	179,949	168,563	Upgrade
Non-Interest Income Growth (YoY)	12.23%	13.35%	-45.10%	21.60%	6.75%	-2.35%	Upgrade
Revenues Before Loan Losses	744,885	759,117	769,942	824,246	755,858	705,629	Upgrade
Provision for Loan Losses	129,014	136,774	154,535	167,949	193,491	163,000	Upgrade
Revenue	615,871	622,343	615,407	656,297	562,367	542,629	Upgrade
Revenue Growth (YoY)	-0.86%	1.13%	-6.23%	16.70%	3.64%	6.86%	Upgrade
Salaries and Employee Benefits	127,835	128,018	125,150	-	-	-	Upgrade
Occupancy Expenses	32,615	32,450	33,558	-	-	-	Upgrade
Amortization of Goodwill & Intangibles	3,349	3,495	3,140	-	-	-	Upgrade
Selling, General & Administrative	46,339	47,708	49,984	209,863	179,308	179,531	Upgrade
Other Non-Interest Expense	8,905	8,939	8,633	67,657	45,813	35,623	Upgrade
Total Non-Interest Expense	218,150	219,459	219,271	277,884	225,751	215,154	Upgrade
EBT Excluding Unusual Items	397,721	402,884	396,136	378,413	336,616	327,475	Upgrade
Asset Writedown	-	-	-	-	-	-521	Upgrade
Other Unusual Items	-12,415	-13,502	-12,432	-	-	-357	Upgrade
Pretax Income	385,125	389,377	383,699	378,412	336,616	326,597	Upgrade
Income Tax Expense	54,921	56,917	58,836	74,484	63,037	57,375	Upgrade
Earnings From Continuing Operations	330,204	332,460	324,863	303,928	273,579	269,222	Upgrade
Minority Interest in Earnings	-569	193	-136	-1,415	-2,529	-2,489	Upgrade
Net Income	329,635	332,653	324,727	302,513	271,050	266,733	Upgrade
Preferred Dividends & Other Adjustments	5,110	5,110	4,538	4,538	5,624	3,962	Upgrade
Net Income to Common	324,525	327,543	320,189	297,975	265,426	262,771	Upgrade
Net Income Growth	-0.16%	2.44%	7.34%	11.61%	1.62%	4.74%	Upgrade
Basic Shares Outstanding	250,011	250,011	250,011	250,011	250,011	250,011	Upgrade
Diluted Shares Outstanding	250,011	250,011	250,011	250,011	250,011	250,011	Upgrade
Shares Change (YoY)	-0.13%	-	-	-	-	-	Upgrade
EPS (Basic)	1.30	1.31	1.28	1.19	1.06	1.05	Upgrade
EPS (Diluted)	1.30	1.31	1.28	1.19	1.06	1.05	Upgrade
EPS Growth	-0.15%	2.34%	7.56%	12.26%	0.85%	5.10%	Upgrade
Dividend Per Share	-	0.400	0.389	0.364	0.326	0.320	Upgrade
Dividend Growth	-	2.83%	6.87%	11.66%	1.88%	4.58%	Upgrade
Effective Tax Rate	14.26%	14.62%	15.33%	19.68%	18.73%	17.57%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.