China Construction Bank Corporation (CICHY)

China Construction Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	821,777	1,061,844	569,448	925,463	1,143,652	805,600
Investment Securities	17,331,301	13,544,658	11,250,786	10,552,658	9,516,069	8,126,272
Trading Asset Securities	992,169	371,091	241,782	173,288	191,004	156,338
Total Investments	18,323,470	13,915,749	11,492,568	10,725,946	9,707,073	8,282,610
Gross Loans	29,491,183	28,384,986	26,330,814	24,275,058	21,473,169	18,836,587
Allowance for Loan Losses	-881,973	-846,297	-803,325	-779,174	-705,021	-637,752
Net Loans	28,609,210	27,538,689	25,527,489	23,495,884	20,768,148	18,198,835
Property, Plant & Equipment	170,883	197,854	198,554	197,485	196,284	194,742
Goodwill	2,304	2,416	2,522	2,456	2,256	2,141
Other Intangible Assets	15,972	17,159	18,247	19,451	19,721	19,488
Investments in Real Estate	-	12,442	13,761	13,100	-	-
Accrued Interest Receivable	62,893	87,950	81,120	82,262	78,540	71,545
Other Receivables	-	14,374	20,512	22,626	20,721	23,724
Restricted Cash	-	2,218,453	2,206,678	2,425,965	2,305,301	2,160,485
Other Current Assets	226,437	190,225	138,433	88,707	39,119	121,493
Long-Term Deferred Tax Assets	138,356	139,747	120,485	121,227	113,081	92,343
Other Real Estate Owned & Foreclosed	-	171	253	387	553	668
Other Long-Term Assets	354,135	233,307	179,481	202,094	204,101	276,216
Total Assets	48,725,437	45,631,818	40,571,149	38,324,826	34,600,711	30,253,979

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	66,086	86,131	71,104	72,042	68,939	58,153
Interest Bearing Deposits	36,092,134	34,646,611	31,053,167	30,006,675	27,200,520	23,959,391
Total Deposits	36,092,134	34,646,611	31,053,167	30,006,675	27,200,520	23,959,391
Short-Term Borrowings	46,137	89,804	93,990	41,868	46,747	31,323
Current Portion of Long-Term Debt	-	4,324,232	3,340,086	2,706,709	2,141,003	1,557,743
Current Portion of Leases	-	6,338	6,657	6,705	6,837	8,950
Current Income Taxes Payable	29,221	13,425	28,324	61,036	71,077	73,128
Accrued Interest Payable	359,953	485,493	505,115	447,597	413,480	360,527
Other Current Liabilities	390,560	483,566	459,841	311,792	355,644	295,088
Long-Term Debt	7,190,792	1,356,488	1,208,902	986,960	889,082	783,842
Long-Term Leases	-	15,642	17,263	17,511	16,896	14,799
Long-Term Unearned Revenue	-	14,857	15,626	17,053	17,128	23,560
Pension & Post-Retirement Benefits	-	1,199	1,464	1,682	1,657	1,555
Long-Term Deferred Tax Liabilities	8,375	2,576	1,525	1,724	881	1,395
Other Long-Term Liabilities	572,770	419,379	424,120	473,398	494,576	470,403
Total Liabilities	44,756,028	41,945,741	37,227,184	35,152,752	31,724,467	27,639,857

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Convertible	59,977	60,000	60,000	60,000	59,977	59,977
Preferred Stock, Other	-	-23	-23	-23	-	-
Total Preferred Equity	59,977	59,977	59,977	59,977	59,977	59,977
Common Stock	261,600	261,600	250,011	250,011	250,011	250,011
Additional Paid-In Capital	-	-	-	135,619	135,653	134,925
Retained Earnings	3,168,975	2,952,155	2,718,502	2,540,566	2,312,415	2,081,989
Comprehensive Income & Other	455,165	389,679	293,637	163,972	97,394	61,329
Total Common Equity	3,885,740	3,603,434	3,262,150	3,090,168	2,795,473	2,528,254
Minority Interest	23,692	22,666	21,838	21,929	20,794	25,891
Shareholders' Equity	3,969,409	3,686,077	3,343,965	3,172,074	2,876,244	2,614,122
Total Liabilities & Equity	48,725,437	45,631,818	40,571,149	38,324,826	34,600,711	30,253,979

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	7,236,929	5,792,504	4,666,898	3,759,753	3,100,565	2,396,657
Net Cash (Debt)	-1,948,737	-3,386,689	-3,153,179	-1,612,773	-647,531	-818,658
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-7.42	-13.22	-12.61	-6.45	-2.59	-3.27
Filing Date Shares Outstanding	261,600	261,600	250,011	250,011	250,011	250,011
Total Common Shares Outstanding	261,600	261,600	250,011	250,011	250,011	250,011
Book Value Per Share	14.05	13.24	12.65	11.80	10.86	9.95
Tangible Book Value	3,867,464	3,583,859	3,241,381	3,068,261	2,773,496	2,506,625
Tangible Book Value Per Share	13.98	13.16	12.56	11.71	10.77	9.87

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 5, 2026

Data Sources Report a data error