China Construction Bank Corporation (CICHY)

China Construction Bank Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	625,606	607,554	607,870	608,841	615,407	656,297
Revenue Growth	4.45%	-0.05%	-0.16%	-1.07%	-6.23%	16.70%
Net Income Net Income Growth	340,178	333,486	328,469	327,543	320,189	297,975
Earnings Per Share EPS Growth	1.30	1.30	1.31	1.31	1.28	1.19
EPS Growth	0%	-0.76%	0%	2.34%	7.56%	12.26%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Corporate Finance Operating Income Corporate Finance Operating Income Growth	293,067	227,239	227,501	238,418	260,243	323,039
Personal Finance Operating Income Personal Finance Operating Income Growth	346,218	343,551	359,413	363,593	348,656	355,506
Treasury and Asset Management Operating Income Treasury and Asset Management Operating Income Growth	118,840	143,542	118,970	123,687	132,225	63,924
Other Operating Income Other Operating Income Growth	23,174	26,539	22,686	19,917	16,386	22,237

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	1,350,736	2,405,815	1,513,719	2,146,980	2,453,034	1,577,999
Total Debt Total Debt Growth	6,312,448	5,792,504	4,666,898	3,759,753	3,100,565	2,396,657
Net Cash (Debt) Net Cash Growth	-4,961,712	-3,386,689	-3,153,179	-1,612,773	-647,531	-818,658
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-18.96	-13.22	-12.61	-6.45	-2.59	-3.27

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-525,342	-1,592,715	-988,391	-2,343,535	-2,390,168	436,718
Capital Expenditures CapEx Growth	-27,065	-23,564	-29,172	-25,093	-23,751	-21,235
Free Cash Flow Free Cash Flow Growth	-552,407	-1,616,279	-1,017,563	-2,368,628	-2,413,919	415,483
Free Cash Flow Growth	-	-	-	-	-	-25.13%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	54.38%	54.89%	54.04%	53.80%	52.03%	45.40%
FCF Margin	-88.30%	-266.03%	-167.40%	-389.04%	-392.25%	63.31%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 8, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.870	0.389	0.403	0.400	0.389	0.364
Dividend Per Share Growth	0.97%	-3.55%	0.75%	2.83%	6.87%	11.66%
Dividend Yield	3.49%	0.29%	0.37%	0.56%	0.57%	0.56%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 8, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	6.53	5.57	4.71	3.29	3.42	3.74
P/FCF Ratio	-	-	-	-	-	2.68
PS Ratio	3.55	3.06	2.55	1.77	1.78	1.70

Data Sources: S&P Global Market Intelligence and Fiscal.ai Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company. Revenue segment data is provided by Fiscal.ai.

Update frequency:

Quarterly

Last checked:

Sep 8, 2026

Data Sources Report a data error