China Construction Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,061,844	569,448	925,463	1,143,652	805,600
Investment Securities	13,544,658	11,250,786	10,552,658	9,516,069	8,126,272
Trading Asset Securities	371,091	241,782	173,288	191,004	156,338
Total Investments	13,915,749	11,492,568	10,725,946	9,707,073	8,282,610
Gross Loans	28,384,986	26,330,814	24,275,058	21,473,169	18,836,587
Allowance for Loan Losses	-846,297	-803,325	-779,174	-705,021	-637,752
Net Loans	27,538,689	25,527,489	23,495,884	20,768,148	18,198,835
Property, Plant & Equipment	198,101	198,782	197,485	196,284	194,742
Goodwill	2,416	2,522	2,456	2,256	2,141
Other Intangible Assets	17,159	18,247	19,451	19,721	19,488
Investments in Real Estate	12,442	13,761	13,100	-	-
Accrued Interest Receivable	87,950	81,120	82,262	78,540	71,545
Other Receivables	14,374	20,512	22,626	20,721	23,724
Restricted Cash	2,218,453	2,206,678	2,425,965	2,305,301	2,160,485
Other Current Assets	190,225	138,433	88,707	39,119	121,493
Long-Term Deferred Tax Assets	139,747	120,485	121,227	113,081	92,343
Other Real Estate Owned & Foreclosed	-10,499	-11,975	387	553	668
Other Long-Term Assets	243,730	191,481	202,094	204,101	276,216
Total Assets	45,631,818	40,571,149	38,324,826	34,600,711	30,253,979
Accrued Expenses	86,131	71,104	72,042	68,939	58,153
Interest Bearing Deposits	34,646,611	31,053,167	30,006,675	27,200,520	23,959,391
Total Deposits	34,646,611	31,053,167	30,006,675	27,200,520	23,959,391
Short-Term Borrowings	89,804	93,990	41,868	46,747	31,323
Current Portion of Long-Term Debt	4,324,232	2,594,230	2,706,709	2,141,003	1,557,743
Current Portion of Leases	6,338	6,657	6,705	6,837	8,950
Current Income Taxes Payable	13,425	28,324	61,036	71,077	73,128
Accrued Interest Payable	485,493	505,115	447,597	413,480	360,527
Other Current Liabilities	483,566	459,841	311,792	355,644	295,088
Long-Term Debt	1,356,488	1,954,758	986,960	889,082	783,842
Long-Term Leases	15,642	17,263	17,511	16,896	14,799
Long-Term Unearned Revenue	14,857	15,626	17,053	17,128	23,560
Pension & Post-Retirement Benefits	1,199	1,464	1,682	1,657	1,555
Long-Term Deferred Tax Liabilities	2,576	1,525	1,724	881	1,395
Other Long-Term Liabilities	419,379	424,120	473,398	494,576	470,403
Total Liabilities	41,945,741	37,227,184	35,152,752	31,724,467	27,639,857
Preferred Stock, Convertible	60,000	60,000	60,000	59,977	59,977
Preferred Stock, Other	-23	-23	-23	-	-
Total Preferred Equity	59,977	59,977	59,977	59,977	59,977
Common Stock	261,600	250,011	250,011	250,011	250,011
Additional Paid-In Capital	-	-	135,619	135,653	134,925
Retained Earnings	2,952,155	2,718,502	2,540,566	2,312,415	2,081,989
Comprehensive Income & Other	389,679	293,637	163,972	97,394	61,329
Total Common Equity	3,603,434	3,262,150	3,090,168	2,795,473	2,528,254
Minority Interest	22,666	21,838	21,929	20,794	25,891
Shareholders' Equity	3,686,077	3,343,965	3,172,074	2,876,244	2,614,122
Total Liabilities & Equity	45,631,818	40,571,149	38,324,826	34,600,711	30,253,979
Total Debt	5,792,504	4,666,898	3,759,753	3,100,565	2,396,657
Net Cash (Debt)	-3,386,689	-3,153,179	-1,612,773	-647,531	-818,658
Net Cash Per Share	-13.22	-12.61	-6.45	-2.59	-3.27
Filing Date Shares Outstanding	261,600	250,011	250,011	250,011	250,011
Total Common Shares Outstanding	261,600	250,011	250,011	250,011	250,011
Book Value Per Share	13.24	12.65	11.80	10.86	9.95
Tangible Book Value	3,583,859	3,241,381	3,068,261	2,773,496	2,506,625
Tangible Book Value Per Share	13.16	12.56	11.71	10.77	9.87

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.