Citizens Financial Corp. (CIWV)

Market Cap	72.13M +108.5%
Revenue (ttm)	28.91M +21.7%
Net Income	10.18M +34.9%
EPS	5.69 +34.5%
Shares Out	1.79M
PE Ratio	7.07
Forward PE	n/a
Dividend	1.08 (2.68%)
Ex-Dividend Date	Jan 16, 2026

Volume	540
Average Volume	895
Open	40.10
Previous Close	39.86
Day's Range	40.01 - 40.26
52-Week Range	27.76 - 40.26
Beta	0.18
RSI	71.10
Earnings Date	Jan 21, 2026

About Citizens Financial

Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that engages in the provision of retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. It provides various deposit products, including checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company offers loan products comprising auto, personal, RVS and camper, motorcycles, boats, and ATVS; and commercial loans, such as term loa...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 1924
• Employees: 84
• Stock Exchange: OTCMKTS
• Ticker Symbol: CIWV

Financial Performance

In 2025, Citizens Financial's revenue was $28.91 million, an increase of 21.66% compared to the previous year's $23.77 million. Earnings were $10.18 million, an increase of 34.94%.