Citizens Financial Corp. (CIWV)
OTCMKTS · Delayed Price · Currency is USD
47.50
0.00 (0.00%)
Aug 4, 2026, 4:00 PM EST

Citizens Financial Statistics

Total Valuation

CIWV has a market cap or net worth of 85.23 million.

Market Cap85.23M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, October 15, 2026.

Earnings Date Oct 15, 2026
Ex-Dividend Date Jul 17, 2026

Share Statistics

CIWV has 1.79 million shares outstanding.

Current Share Class 1.70M
Shares Outstanding 1.79M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.03%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 6.99.

PE Ratio 6.99
Forward PE n/a
PS Ratio 2.58
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.54%
Revenue Per Employee 392,655
Profits Per Employee 145,244
Employee Count 84
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CIWV has paid 2.93 million in taxes.

Income Tax 2.93M
Effective Tax Rate 19.38%

Stock Price Statistics

The stock price has increased by +41.79% in the last 52 weeks. The beta is 0.23, so CIWV's price volatility has been lower than the market average.

Beta (5Y) 0.23
52-Week Price Change +41.79%
50-Day Moving Average 47.00
200-Day Moving Average 35.63
Relative Strength Index (RSI) 53.63
Average Volume (20 Days) 821

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.29

Income Statement

In the last 12 months, CIWV had revenue of 32.98 million and earned 12.20 million in profits. Earnings per share was 6.80.

Revenue32.98M
Gross Profit 32.98M
Operating Income 16.26M
Pretax Income 15.13M
Net Income 12.20M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 6.80
Full Income Statement

Balance Sheet

Cash & Cash Equivalents n/a
Total Debt n/a
Net Cash n/a
Net Cash Per Share n/a
Equity (Book Value) n/a
Book Value Per Share n/a
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 49.29%
Pretax Margin 45.88%
Profit Margin 36.99%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 2.53%.

Dividend Per Share 1.20
Dividend Yield 2.53%
Dividend Growth (YoY) 12.37%
Years of Dividend Growth 9
Payout Ratio 16.03%
Buyback Yield n/a
Shareholder Yield 2.53%
Earnings Yield 14.31%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on April 17, 2006. It was a forward split with a ratio of 3.

Last Split Date Apr 17, 2006
Split Type Forward
Split Ratio 3

Scores

Altman Z-Score n/a
Piotroski F-Score 1