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Citizens Financial Corp. (CIWV)
OTCMKTS · Delayed Price · Currency is USD
47.50
0.00 (0.00%)
Aug 4, 2026, 4:00 PM EST

Citizens Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
32.9828.9123.7720.7119.4717.01
Revenue Growth
23.86%21.66%14.75%6.35%14.51%11.30%
Net Income
12.210.187.546.246.545.79
Earnings Per Share
6.805.694.233.513.703.27
EPS Growth
-34.48%20.46%-4.98%13.06%34.66%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
-4518.3611.2229.1198.33
Total Debt
-17.762025.9931.0433.82
Net Cash (Debt)
-27.24-1.64-14.78-1.9364.51
Net Cash Growth
-----168.64%
Net Cash Per Share
-15.23-0.92-8.32-1.0936.42

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-12.9310.437.567.276.86
Capital Expenditures
--0.44-1.16-1.8-0.62-0.49
Free Cash Flow
-12.59.275.766.666.38
Free Cash Flow Growth
-34.79%61.00%-13.48%4.35%21.63%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.99%35.20%31.74%30.14%33.58%34.06%
FCF Margin
-43.22%39.01%27.80%34.18%37.51%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.0200.9100.8400.8000.680
Dividend Per Share Growth
12.37%12.09%8.33%5.00%17.65%11.47%
Dividend Yield
2.53%3.18%3.96%4.42%5.10%4.19%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.995.765.655.984.885.96
P/FCF Ratio
-4.694.606.484.795.41
PS Ratio
2.582.031.801.801.642.03