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Citizens Financial Corp. (CIWV)
OTCMKTS · Delayed Price · Currency is USD
55.55
0.00 (0.00%)
Oct 27, 2026, 4:00 PM EDT

Citizens Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
34.6528.9123.7720.7119.4717.01
Revenue Growth
23.92%21.66%14.75%6.35%14.51%11.30%
Net Income
13.1810.187.546.246.545.79
Earnings Per Share
7.355.694.233.513.703.27
EPS Growth
30.83%34.48%20.46%-4.98%13.06%34.66%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
-4518.3611.2229.1198.33
Total Debt
-17.762025.9931.0433.82
Net Cash (Debt)
-27.24-1.64-14.78-1.9364.51
Net Cash Growth
-----168.64%
Net Cash Per Share
-15.23-0.92-8.32-1.0936.42

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-12.9310.437.567.276.86
Capital Expenditures
--0.44-1.16-1.8-0.62-0.49
Free Cash Flow
-12.59.275.766.666.38
Free Cash Flow Growth
-34.79%61.00%-13.48%4.35%21.63%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
38.03%35.20%31.74%30.14%33.58%34.06%
FCF Margin
-43.22%39.01%27.80%34.18%37.51%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.0200.9100.8400.8000.680
Dividend Per Share Growth
14.00%12.09%8.33%5.00%17.65%11.47%
Dividend Yield
2.16%3.12%3.81%4.00%4.44%3.49%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.565.765.655.984.885.96
P/FCF Ratio
-4.694.606.484.795.41
PS Ratio
2.882.031.801.801.642.03