Citizens Financial Corp. (CIWV)
OTCMKTS
· Delayed Price · Currency is USD
24.25
0.00 (0.00%)
Dec 24, 2024, 4:00 PM EST
Citizens Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2015 | 2014 - 2010 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '15 Dec 31, 2015 | 2014 - 2010 |
| Interest Income on Loans | 33.63 | 26.51 | 17.32 | 14.35 | 13.3 | 8.31 | Upgrade
|
| Interest Income on Investments | 1.81 | 1.81 | 1.79 | 0.74 | 0.7 | 0.78 | Upgrade
|
| Total Interest Income | 35.44 | 28.32 | 19.11 | 15.09 | 14.01 | 9.1 | Upgrade
|
| Interest Paid on Deposits | 13.36 | 8.74 | 1.92 | 1.05 | 1.45 | 0.49 | Upgrade
|
| Interest Paid on Borrowings | 1.68 | 1.68 | 0.77 | 0.17 | 0.21 | 0.17 | Upgrade
|
| Total Interest Expense | 15.04 | 10.42 | 2.69 | 1.22 | 1.66 | 0.66 | Upgrade
|
| Net Interest Income | 20.4 | 17.91 | 16.42 | 13.87 | 12.35 | 8.44 | Upgrade
|
| Net Interest Income Growth (YoY) | 15.96% | 9.04% | 18.41% | 12.33% | 46.29% | 6.87% | Upgrade
|
| Trust Income | 0.58 | 0.58 | 0.5 | 0.37 | 0.34 | 0.26 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | 0 | -0 | Upgrade
|
| Other Non-Interest Income | 3.34 | 3.15 | 3 | 2.77 | 2.65 | 1.61 | Upgrade
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| Total Non-Interest Income | 4.02 | 3.83 | 3.6 | 3.64 | 3.98 | 2.1 | Upgrade
|
| Non-Interest Income Growth (YoY) | 8.26% | 6.39% | -0.98% | -8.76% | 89.67% | -1.86% | Upgrade
|
| Revenues Before Loan Losses | 24.43 | 21.74 | 20.02 | 17.51 | 16.33 | 10.54 | Upgrade
|
| Provision for Loan Losses | 2.2 | 1.2 | 0.55 | 0.5 | 1.05 | 0.25 | Upgrade
|
| Revenue | 22.23 | 20.54 | 19.47 | 17.01 | 15.28 | 10.29 | Upgrade
|
| Revenue Growth (YoY) | 8.12% | 5.48% | 14.51% | 11.30% | 48.48% | -3.82% | Upgrade
|
| Salaries and Employee Benefits | 7.06 | 7.06 | 5.9 | 5.41 | 5.22 | 4.15 | Upgrade
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| Occupancy Expenses | 0.58 | 0.58 | 0.55 | 0.52 | 0.49 | 0.38 | Upgrade
|
| Federal Deposit Insurance | 0.32 | 0.32 | 0.3 | 0.09 | 0.08 | 0.17 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.25 | 0.25 | 0.25 | - | - | 0.18 | Upgrade
|
| Selling, General & Administrative | 2.75 | 2.75 | 2.49 | 2.45 | 2.22 | 1.97 | Upgrade
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| Other Non-Interest Expense | 2.88 | 1.77 | 1.58 | 1.13 | 1.15 | 1.01 | Upgrade
|
| Total Non-Interest Expense | 13.85 | 12.74 | 11.24 | 9.71 | 9.87 | 8.16 | Upgrade
|
| EBT Excluding Unusual Items | 8.38 | 7.8 | 8.23 | 7.29 | 5.41 | 2.13 | Upgrade
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| Pretax Income | 8.38 | 7.8 | 8.23 | 7.29 | 5.41 | 2.13 | Upgrade
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| Income Tax Expense | 1.7 | 1.56 | 1.69 | 1.5 | 1.1 | 0.68 | Upgrade
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| Net Income | 6.68 | 6.24 | 6.54 | 5.79 | 4.31 | 1.45 | Upgrade
|
| Net Income to Common | 6.68 | 6.24 | 6.54 | 5.79 | 4.31 | 1.45 | Upgrade
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| Net Income Growth | 5.84% | -4.55% | 12.88% | 34.40% | 196.54% | -30.64% | Upgrade
|
| Basic Shares Outstanding | - | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | - | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | - | 0.44% | -0.16% | -0.19% | -1.41% | -0.74% | Upgrade
|
| EPS (Basic) | - | 3.51 | 3.70 | 3.27 | 2.43 | 0.81 | Upgrade
|
| EPS (Diluted) | - | 3.51 | 3.70 | 3.27 | 2.43 | 0.81 | Upgrade
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| EPS Growth | - | -4.98% | 13.06% | 34.66% | 200.77% | -30.12% | Upgrade
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| Dividend Per Share | 0.880 | 0.840 | 0.800 | 0.680 | 0.610 | 0.340 | Upgrade
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| Dividend Growth | - | 5.00% | 17.65% | 11.48% | 79.41% | 88.89% | Upgrade
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| Effective Tax Rate | 20.32% | 19.98% | 20.58% | 20.59% | 20.40% | 31.73% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.