Citizens Financial Corp. (CIWV)
OTCMKTS · Delayed Price · Currency is USD
47.50
0.00 (0.00%)
Aug 4, 2026, 4:00 PM EST

Citizens Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
855943373235
Market Cap Growth
42.05%37.34%14.23%17.05%-7.64%33.86%
Last Close Price
47.5032.0822.9719.0315.6816.24

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.995.765.655.984.885.96
PS Ratio
2.582.031.801.801.642.03
PB Ratio
-0.950.830.870.880.95
P/FCF Ratio
-4.694.606.484.795.41
P/OCF Ratio
-4.534.094.944.395.03

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-0.290.390.600.860.93
Debt / FCF Ratio
-1.422.164.514.665.30
Net Debt / Equity Ratio
--0.440.030.340.05-1.77
Net Debt / FCF Ratio
--2.180.182.570.29-10.11
Return on Equity (ROE)
-17.99%15.96%15.71%17.99%16.96%
Return on Assets (ROA)
-1.48%1.14%1.00%1.20%1.42%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
14.31%17.38%17.69%16.71%20.50%16.77%
FCF Yield
-21.33%21.74%15.42%20.87%18.47%
Dividend Yield
2.53%3.18%3.96%4.42%5.10%4.19%
Payout Ratio
16.03%17.62%20.84%23.39%21.75%20.86%
Buyback Yield / Dilution
--0.34%-0.34%-0.44%0.16%0.19%
Total Shareholder Return
2.53%2.84%3.62%3.97%5.26%4.38%