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Citizens Financial Corp. (CIWV)
OTCMKTS · Delayed Price · Currency is USD
56.00
+0.45 (0.81%)
Oct 28, 2026, 10:12 AM EDT

Citizens Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1005943373235
Market Cap Growth
67.85%37.34%14.23%17.05%-7.64%33.86%
Last Close Price
55.5531.9122.8418.9215.6016.16

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.625.765.655.984.885.96
PS Ratio
2.882.031.801.801.642.03
PB Ratio
-0.950.830.870.880.95
P/FCF Ratio
-4.694.606.484.795.41
P/OCF Ratio
-4.534.094.944.395.03

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-0.290.390.600.860.93
Debt / FCF Ratio
-1.422.164.514.665.30
Net Debt / Equity Ratio
--0.440.030.340.05-1.77
Net Debt / FCF Ratio
--2.180.182.570.29-10.11
Return on Equity (ROE)
-17.99%15.96%15.71%17.99%16.96%
Return on Assets (ROA)
-1.48%1.14%1.00%1.20%1.42%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
13.12%17.38%17.69%16.71%20.50%16.77%
FCF Yield
-21.33%21.74%15.42%20.87%18.47%
Dividend Yield
2.14%3.12%3.81%4.00%4.44%3.49%
Payout Ratio
16.33%17.62%20.84%23.39%21.75%20.86%
Buyback Yield / Dilution
-0.29%-0.34%-0.34%-0.44%0.16%0.19%
Total Shareholder Return
1.87%2.77%3.47%3.55%4.60%3.68%