Citizens Financial Corp. (CIWV)

Citizens Financial Statistics

Total Valuation

CIWV has a market cap or net worth of 53.19 million.

Market Cap	53.19M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, April 29, 2025.

Earnings Date	Apr 29, 2025
Ex-Dividend Date	Apr 17, 2025

Share Statistics

CIWV has 1.79 million shares outstanding.

Current Share Class	1.70M
Shares Outstanding	1.79M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 6.28.

PE Ratio	6.28
Forward PE	n/a
PS Ratio	2.11
PB Ratio	1.04
P/TBV Ratio	1.13
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	300,144
Profits Per Employee	100,342
Employee Count	84
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +58.73% in the last 52 weeks. The beta is 0.18, so CIWV's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+58.73%
50-Day Moving Average	28.55
200-Day Moving Average	24.77
Relative Strength Index (RSI)	57.22
Average Volume (20 Days)	677

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.03

Income Statement

In the last 12 months, CIWV had revenue of 25.21 million and earned 8.43 million in profits. Earnings per share was 4.73.

Revenue	25.21M
Gross Profit	25.21M
Operating Income	11.60M
Pretax Income	10.74M
Net Income	8.43M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.73

Balance Sheet

The company has 18.36 million in cash and 20.00 million in debt, giving a net cash position of -1.64 million or -0.92 per share.

Cash & Cash Equivalents	18.36M
Total Debt	20.00M
Net Cash	-1.64M
Net Cash Per Share	-0.92
Equity (Book Value)	51.36M
Book Value Per Share	28.79
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	46.00%
Pretax Margin	42.60%
Profit Margin	33.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.37%.

Dividend Per Share	1.00
Dividend Yield	3.37%
Dividend Growth (YoY)	9.30%
Years of Dividend Growth	8
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	3.37%
Earnings Yield	15.85%
FCF Yield	n/a

Stock Splits

The last stock split was on April 17, 2006. It was a forward split with a ratio of 3.

Last Split Date	Apr 17, 2006
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a