Citizens Financial Corp. (CIWV)
OTCMKTS · Delayed Price · Currency is USD
33.80
0.00 (0.00%)
Nov 6, 2025, 4:00 PM EST

Citizens Financial Statistics

Total Valuation

CIWV has a market cap or net worth of 60.45 million.

Market Cap60.45M
Enterprise Value n/a

Important Dates

The last earnings date was Friday, October 24, 2025.

Earnings Date Oct 24, 2025
Ex-Dividend Date Oct 17, 2025

Share Statistics

CIWV has 1.79 million shares outstanding.

Current Share Class 1.70M
Shares Outstanding 1.79M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 6.02.

PE Ratio 6.02
Forward PE n/a
PS Ratio 2.16
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 332,882
Profits Per Employee 119,568
Employee Count 84
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CIWV has paid 2.75 million in taxes.

Income Tax 2.75M
Effective Tax Rate 21.50%

Stock Price Statistics

The stock price has increased by +44.14% in the last 52 weeks. The beta is 0.20, so CIWV's price volatility has been lower than the market average.

Beta (5Y) 0.20
52-Week Price Change +44.14%
50-Day Moving Average 33.71
200-Day Moving Average 31.05
Relative Strength Index (RSI) 48.61
Average Volume (20 Days) 395

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.01

Income Statement

In the last 12 months, CIWV had revenue of 27.96 million and earned 10.04 million in profits. Earnings per share was 5.62.

Revenue27.96M
Gross Profit 27.96M
Operating Income 13.65M
Pretax Income 12.80M
Net Income 10.04M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 5.62
Full Income Statement

Balance Sheet

Cash & Cash Equivalents n/a
Total Debt n/a
Net Cash n/a
Net Cash Per Share n/a
Equity (Book Value) n/a
Book Value Per Share n/a
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 48.82%
Pretax Margin 45.76%
Profit Margin 35.92%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.96%.

Dividend Per Share 1.00
Dividend Yield 2.96%
Dividend Growth (YoY) 13.64%
Years of Dividend Growth 8
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 2.96%
Earnings Yield 16.61%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on April 17, 2006. It was a forward split with a ratio of 3.

Last Split Date Apr 17, 2006
Split Type Forward
Split Ratio 3

Scores

Altman Z-Score n/a
Piotroski F-Score 1