Citizens Financial Statistics
Total Valuation
CIWV has a market cap or net worth of 72.13 million.
| Market Cap | 72.13M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, January 21, 2026.
| Earnings Date | Jan 21, 2026 |
| Ex-Dividend Date | Jan 16, 2026 |
Share Statistics
CIWV has 1.79 million shares outstanding. The number of shares has increased by 0.34% in one year.
| Current Share Class | 1.70M |
| Shares Outstanding | 1.79M |
| Shares Change (YoY) | +0.34% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 7.07.
| PE Ratio | 7.07 |
| Forward PE | n/a |
| PS Ratio | 2.49 |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 5.77 |
| P/OCF Ratio | 5.58 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.99%.
| Return on Equity (ROE) | 17.99% |
| Return on Assets (ROA) | 1.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.22% |
| Revenue Per Employee | 344,191 |
| Profits Per Employee | 121,173 |
| Employee Count | 84 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CIWV has paid 2.82 million in taxes.
| Income Tax | 2.82M |
| Effective Tax Rate | 21.72% |
Stock Price Statistics
The stock price has increased by +45.05% in the last 52 weeks. The beta is 0.18, so CIWV's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +45.05% |
| 50-Day Moving Average | 35.74 |
| 200-Day Moving Average | 27.52 |
| Relative Strength Index (RSI) | 71.10 |
| Average Volume (20 Days) | 895 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, CIWV had revenue of 28.91 million and earned 10.18 million in profits. Earnings per share was 5.69.
| Revenue | 28.91M |
| Gross Profit | 28.91M |
| Operating Income | 14.13M |
| Pretax Income | 13.00M |
| Net Income | 10.18M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 5.69 |
Balance Sheet
The company has 45.00 million in cash and 17.76 million in debt, with a net cash position of 27.24 million or 15.20 per share.
| Cash & Cash Equivalents | 45.00M |
| Total Debt | 17.76M |
| Net Cash | 27.24M |
| Net Cash Per Share | 15.20 |
| Equity (Book Value) | 61.81M |
| Book Value Per Share | 34.56 |
| Working Capital | -573.39M |
Cash Flow
In the last 12 months, operating cash flow was 12.93 million and capital expenditures -435,659, giving a free cash flow of 12.50 million.
| Operating Cash Flow | 12.93M |
| Capital Expenditures | -435,659 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.24M |
| Free Cash Flow | 12.50M |
| FCF Per Share | 6.97 |
Margins
| Gross Margin | n/a |
| Operating Margin | 48.86% |
| Pretax Margin | 44.97% |
| Profit Margin | 35.21% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.22% |
Dividends & Yields
This stock pays an annual dividend of 1.08, which amounts to a dividend yield of 2.68%.
| Dividend Per Share | 1.08 |
| Dividend Yield | 2.68% |
| Dividend Growth (YoY) | 12.09% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 17.62% |
| Buyback Yield | -0.34% |
| Shareholder Yield | 2.34% |
| Earnings Yield | 14.11% |
| FCF Yield | 17.33% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 17, 2006. It was a forward split with a ratio of 3.
| Last Split Date | Apr 17, 2006 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |