CMHF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	56.86	51.52	46.78	39.6	29.37	25.39
Interest Income on Investments	5.15	4.96	6.94	3.91	3.01	1.71
Total Interest Income	62.01	56.48	53.71	43.51	32.37	27.1
Interest Paid on Deposits	19.02	19.07	19.54	15.51	3.44	1.83
Interest Paid on Borrowings	1.4	1.36	3.48	1.88	1.47	1.09
Total Interest Expense	20.42	20.43	23.02	17.39	4.91	2.92
Net Interest Income	41.59	36.05	30.69	26.12	27.46	24.17
Net Interest Income Growth	20.38%	17.46%	17.49%	-4.88%	13.59%	23.08%
Gain (Loss) on Sale of Assets	0.01	0.01	-	0.02	0.07	0.02
Gain (Loss) on Sale of Investments	-5.39	-	-0.44	-	-	0.18
Other Non-Interest Income	2.91	3.03	3.04	2.46	1.9	1.27
Total Non-Interest Income	-1.44	4.01	3.59	3.26	3.93	7.01
Non-Interest Income Growth	-	11.83%	10.02%	-16.95%	-43.95%	-15.18%
Revenues Before Loan Losses	40.15	40.06	34.28	29.38	31.39	31.18
Provision for Loan Losses	-0.33	1.48	0.61	-0.75	0.81	3.08
Revenue	40.48	38.58	33.67	30.13	30.57	28.11
Revenue Growth	10.67%	14.58%	11.76%	-1.46%	8.79%	14.00%
Salaries and Employee Benefits	16.54	15.02	13.9	13.86	11.92	11.43
Occupancy Expenses	2.27	2.05	2.02	3.02	2.54	2.25
Federal Deposit Insurance	0.94	0.87	0.81	0.64	0.57	0.43
Amortization of Goodwill & Intangibles	-	-	-	-	0	0.01
Selling, General & Administrative	6.73	6.44	5.86	4.94	4.39	3.85
Other Non-Interest Expense	2.93	2.62	2.25	1.99	1.83	1.93
Total Non-Interest Expense	29.41	27	24.85	24.45	21.26	19.9
EBT Excluding Unusual Items	11.07	11.58	8.83	5.68	9.32	8.21
Pretax Income	11.07	11.58	8.83	5.68	9.32	8.21
Income Tax Expense	2.81	2.93	2.2	1.39	2.46	2.19
Net Income	8.27	8.65	6.63	4.3	6.86	6.02
Net Income to Common	8.27	8.65	6.63	4.3	6.86	6.02
Net Income Growth	3.08%	30.56%	54.31%	-37.35%	13.97%	45.74%
Basic Shares Outstanding	3	3	3	3	2	2
Diluted Shares Outstanding	3	3	3	3	2	2
Shares Change	0.69%	0.83%	0.60%	20.63%	7.06%	-
EPS (Basic)	2.81	2.96	2.27	1.48	2.85	2.67
EPS (Diluted)	2.79	2.93	2.27	1.48	2.84	2.67
EPS Growth	2.55%	29.07%	53.65%	-47.98%	6.37%	45.90%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.320	0.320	0.260	0.240	0.180	0.160
Dividend Growth	0%	23.08%	8.33%	33.33%	12.50%	0%
Effective Tax Rate	25.36%	25.29%	24.91%	24.41%	26.42%	26.70%