CMHF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	54.82	51.52	46.78	39.6	29.37	25.39
Interest Income on Investments	4.99	4.96	6.94	3.91	3.01	1.71
Total Interest Income	59.81	56.48	53.71	43.51	32.37	27.1
Interest Paid on Deposits	18.92	19.07	19.54	15.51	3.44	1.83
Interest Paid on Borrowings	1.49	1.36	3.48	1.88	1.47	1.09
Total Interest Expense	20.41	20.43	23.02	17.39	4.91	2.92
Net Interest Income	39.39	36.05	30.69	26.12	27.46	24.17
Net Interest Income Growth	18.72%	17.46%	17.49%	-4.88%	13.59%	23.08%
Gain (Loss) on Sale of Assets	0.01	0.01	-	0.02	0.07	0.02
Gain (Loss) on Sale of Investments	-5.39	-	-0.44	-	-	0.18
Other Non-Interest Income	3.14	3.03	3.04	2.46	1.9	1.27
Total Non-Interest Income	-1.22	4.01	3.59	3.26	3.93	7.01
Non-Interest Income Growth	-	11.83%	10.02%	-16.95%	-43.95%	-15.18%
Revenues Before Loan Losses	38.17	40.06	34.28	29.38	31.39	31.18
Provision for Loan Losses	1.35	1.48	0.61	-0.75	0.81	3.08
Revenue	36.82	38.58	33.67	30.13	30.57	28.11
Revenue Growth	1.52%	14.58%	11.76%	-1.46%	8.79%	14.00%
Salaries and Employee Benefits	16.15	15.02	13.9	13.86	11.92	11.43
Occupancy Expenses	2.27	2.05	2.02	3.02	2.54	2.25
Federal Deposit Insurance	0.92	0.87	0.81	0.64	0.57	0.43
Amortization of Goodwill & Intangibles	-	-	-	-	0	0.01
Selling, General & Administrative	6.58	6.44	5.86	4.94	4.39	3.85
Other Non-Interest Expense	2.87	2.62	2.25	1.99	1.83	1.93
Total Non-Interest Expense	28.78	27	24.85	24.45	21.26	19.9
EBT Excluding Unusual Items	8.04	11.58	8.83	5.68	9.32	8.21
Pretax Income	8.04	11.58	8.83	5.68	9.32	8.21
Income Tax Expense	1.98	2.93	2.2	1.39	2.46	2.19
Net Income	6.06	8.65	6.63	4.3	6.86	6.02
Net Income to Common	6.06	8.65	6.63	4.3	6.86	6.02
Net Income Growth	-25.51%	30.56%	54.31%	-37.35%	13.97%	45.74%
Basic Shares Outstanding	3	3	3	3	2	2
Diluted Shares Outstanding	3	3	3	3	2	2
Shares Change	0.68%	0.83%	0.60%	20.63%	7.06%	-
EPS (Basic)	2.06	2.96	2.27	1.48	2.85	2.67
EPS (Diluted)	2.04	2.93	2.27	1.48	2.84	2.67
EPS Growth	-26.36%	29.07%	53.65%	-47.98%	6.37%	45.90%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.320	0.320	0.260	0.240	0.180	0.160
Dividend Growth	6.67%	23.08%	8.33%	33.33%	12.50%	0%
Effective Tax Rate	24.66%	25.29%	24.91%	24.41%	26.42%	26.70%