First Commerce Bancorp, Inc. (CMRB)

First Commerce Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	82.56	78.62	71.4	67.21	50.09	44.44
Interest Income on Investments	13.54	13.02	7.27	4.87	2.88	1.78
Total Interest Income	96.1	91.63	78.67	72.08	52.97	46.22
Interest Paid on Deposits	39.7	39.95	37.83	27.42	5.97	3.64
Interest Paid on Borrowings	11.18	9.92	7.92	5.27	0.63	-
Total Interest Expense	50.88	49.87	45.75	32.69	6.6	3.64
Net Interest Income	45.22	41.76	32.91	39.39	46.37	42.57
Net Interest Income Growth (YoY)	35.82%	26.88%	-16.44%	-15.05%	8.91%	14.16%
Gain (Loss) on Sale of Assets	0.78	0.78	-	-	-	-
Other Non-Interest Income	2.39	2.79	2.08	2.52	2	0.94
Total Non-Interest Income	3.17	3.57	2.08	2.52	2	0.94
Non-Interest Income Growth (YoY)	7.32%	71.77%	-17.47%	26.27%	113.14%	-4.88%
Revenues Before Loan Losses	48.39	45.33	34.99	41.91	48.36	43.51
Provision for Loan Losses	0.9	1.6	0.31	-4.73	-0.36	-0.59
Revenue	47.5	43.74	34.69	46.64	48.72	44.1
Revenue Growth (YoY)	32.44%	26.10%	-25.63%	-4.28%	10.49%	25.34%
Salaries and Employee Benefits	19.72	19.32	17.83	17.14	15.85	13.17
Occupancy Expenses	3.25	3.05	2.86	3.16	3.18	2.4
Federal Deposit Insurance	1.15	1.08	0.72	0.68	0.53	0.26
Selling, General & Administrative	5.84	5.68	4.27	4.38	3.66	3.27
Other Non-Interest Expense	4.28	3.87	3.41	2.78	3.46	2.45
Total Non-Interest Expense	34.23	33	29.09	28.2	26.85	21.67
EBT Excluding Unusual Items	13.26	10.74	5.6	18.43	21.87	22.43
Pretax Income	13.26	10.74	5.6	18.43	21.87	22.43
Income Tax Expense	3.22	2.49	1.08	4.66	5.28	5.74
Net Income	10.04	8.26	4.52	13.78	16.59	16.69
Net Income to Common	10.04	8.26	4.52	13.78	16.59	16.69
Net Income Growth	99.19%	82.61%	-67.18%	-16.98%	-0.55%	57.66%
Basic Shares Outstanding	20	20	21	24	24	23
Diluted Shares Outstanding	20	20	22	24	24	24
Shares Change (YoY)	-6.23%	-6.77%	-9.48%	-0.43%	1.66%	2.12%
EPS (Basic)	0.51	0.41	0.21	0.58	0.70	0.72
EPS (Diluted)	0.51	0.41	0.21	0.58	0.69	0.71
EPS Growth	112.52%	95.23%	-63.79%	-15.94%	-2.82%	54.35%
Dividend Per Share	0.050	-	-	0.160	0.040	-
Dividend Growth	25.00%	-	-	300.00%	-	-
Effective Tax Rate	24.31%	23.14%	19.21%	25.26%	24.12%	25.60%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.