First Commerce Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	136.42	132.48	61.72	42.59	113.34
Investment Securities	66.27	36.42	10.21	8.74	12.57
Mortgage-Backed Securities	98.08	75.79	58.86	70.95	33.66
Total Investments	164.35	112.21	69.06	79.69	46.23
Gross Loans	1,422	1,240	1,252	1,119	927.53
Allowance for Loan Losses	-16.02	-14.76	-14.47	-17.78	-17.73
Other Adjustments to Gross Loans	-2.91	-1.13	-1.05	-0.96	-0.49
Net Loans	1,403	1,224	1,237	1,100	909.31
Property, Plant & Equipment	28.09	33.14	25.36	25.64	25.75
Accrued Interest Receivable	7.59	5.83	5.63	4.64	4.43
Long-Term Deferred Tax Assets	3.5	3.08	2.95	4.44	3.81
Other Real Estate Owned & Foreclosed	6.94	-	-	3.97	4.35
Other Long-Term Assets	44.76	40.11	34.62	30.87	27.22
Total Assets	1,794	1,551	1,436	1,292	1,134
Interest Bearing Deposits	956.98	878.03	768.99	677.79	674.85
Institutional Deposits	167.71	139.23	174.31	146.73	55.06
Non-Interest Bearing Deposits	171.01	157.68	154.5	202.16	212.02
Total Deposits	1,296	1,175	1,098	1,027	941.93
Short-Term Borrowings	1.11	1.16	-	-	-
Current Portion of Long-Term Debt	151.95	57.5	-	-	-
Current Portion of Leases	1.56	-	0.73	-	-
Accrued Interest Payable	1.97	1.91	2.01	0.99	0.1
Federal Home Loan Bank Debt, Long-Term	139.5	117.5	130	59	-
Long-Term Leases	17.05	16.77	9.43	10.45	9.79
Other Long-Term Liabilities	10.1	9.08	12.14	14.62	10.32
Total Liabilities	1,619	1,379	1,252	1,112	962.14
Common Stock	-	-	-	47.57	46.63
Additional Paid-In Capital	91.2	89.56	88.94	41.02	40.21
Retained Earnings	113.22	104.97	102.22	92.11	84.79
Treasury Stock	-28.85	-22.25	-6.96	-	-
Comprehensive Income & Other	-0.18	-	-0.2	-0.31	0.67
Shareholders' Equity	175.39	172.27	184	180.39	172.3
Total Liabilities & Equity	1,794	1,551	1,436	1,292	1,134
Total Debt	311.17	192.93	140.16	69.45	9.79
Net Cash (Debt)	-174.75	-60.45	-78.44	-26.87	103.55
Net Cash Growth	-	-	-	-	20.06%
Net Cash Per Share	-8.67	-2.80	-3.28	-1.12	4.39
Filing Date Shares Outstanding	19.95	20.54	22.83	23.79	23.32
Total Common Shares Outstanding	19.95	20.54	22.83	23.79	23.32
Book Value Per Share	8.79	8.39	8.06	7.58	7.39
Tangible Book Value	175.39	172.27	184	180.39	172.3
Tangible Book Value Per Share	8.79	8.39	8.06	7.58	7.39

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.