First Commerce Bancorp, Inc. (CMRB)

First Commerce Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	8.26	4.52	13.78	16.59	16.69
Depreciation & Amortization	2.71	1.99	1.95	1.94	1.15
Gain (Loss) on Sale of Assets	-0.76	0.01	-	-	-
Gain (Loss) on Sale of Investments	-0.68	0.02	-0.08	-0.04	0.05
Total Asset Writedown	-	-	0.06	0.17	0.11
Provision for Credit Losses	1.6	0.31	-4.73	-0.36	-0.59
Accrued Interest Receivable	-1.9	-2.56	-1.38	-0.43	0.86
Other Operating Activities	-2.23	-2	-0.46	-1.59	-0.19
Operating Cash Flow	8.08	0.33	9.4	21.64	21.33
Operating Cash Flow Growth	2355.62%	-96.50%	-56.54%	1.43%	50.96%
Capital Expenditures	-2.52	-2.34	-1.26	-0.52	-0.18
Sale of Property, Plant and Equipment	8.36	-	-	-	-
Investment in Securities	-51.62	-43.05	10.83	-34.75	14.48
Net Decrease (Increase) in Loans Originated / Sold - Investing	-187.02	12.37	-133.22	-190.63	-68.31
Other Investing Activities	-3.53	-2.18	-2.2	-2.75	-25
Investing Cash Flow	-236.33	-35.2	-121.94	-228.44	-78.02
Long-Term Debt Issued	220	45	130	59	-
Long-Term Debt Repaid	-102.5	-	-59	-	-
Net Debt Issued (Repaid)	117.5	45	71	59	-
Issuance of Common Stock	1.58	0.55	0.28	1.58	1.71
Repurchase of Common Stock	-6.6	-15.29	-6.96	-	-
Common Dividends Paid	-	-1.78	-3.77	-9.28	-
Net Increase (Decrease) in Deposit Accounts	120.76	77.14	71.12	84.75	72.04
Other Financing Activities	-1.05	-	-	-	-
Financing Cash Flow	232.19	105.62	131.67	136.05	73.75
Net Cash Flow	3.94	70.76	19.14	-70.75	17.06
Free Cash Flow	5.56	-2.01	8.15	21.12	21.15
Free Cash Flow Growth	-	-	-61.42%	-0.18%	65.42%
Free Cash Flow Margin	12.71%	-5.79%	17.47%	43.34%	47.97%
Free Cash Flow Per Share	0.28	-0.09	0.34	0.88	0.90
Cash Interest Paid	-	-	31.67	5.71	3.59
Cash Income Tax Paid	-	-	4.2	5.82	5.12

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.