Cornerstone Bancorp Inc. (CNBP)

Cornerstone Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	77.6	99.98	199.69	220.66	238.68
Investment Securities	-	176.77	195.26	76.23	120.78	79.02
Mortgage-Backed Securities	-	21.21	23.61	27.72	31.5	32.68
Total Investments	-	197.98	218.88	103.95	152.28	111.71
Gross Loans	-	749.27	647.56	647.64	609.73	592.83
Allowance for Loan Losses	-	-9.25	-8.73	-8.13	-8.13	-8.08
Other Adjustments to Gross Loans	-	-	-	-	-0.6	-1.32
Net Loans	-	740.02	638.83	639.51	601	583.42
Property, Plant & Equipment	-	4.78	5.12	5.46	5.55	5.52
Loans Held for Sale	-	1.55	3.73	1.58	0.55	4.58
Accrued Interest Receivable	-	2.54	2.24	2.46	2.32	1.87
Restricted Cash	-	-	-	-	-	0.89
Long-Term Deferred Tax Assets	-	4.75	5.31	5.24	5.77	2.95
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.61
Other Long-Term Assets	-	4.36	2.81	0.91	0.98	0.5
Total Assets	-	1,034	976.89	958.8	989.11	950.73
Interest Bearing Deposits	-	614.73	558.25	516.28	512.98	481.56
Institutional Deposits	-	35.72	33.43	26.31	21.8	20.59
Non-Interest Bearing Deposits	-	274.42	279.62	314.49	349.3	348.44
Total Deposits	-	924.87	871.31	857.08	884.08	850.58
Short-Term Borrowings	-	-	-	4.12	15.25	9.48
Current Portion of Leases	-	0.49	-	-	0.34	-
Accrued Interest Payable	-	0.43	0.59	0.56	0.39	0.04
Long-Term Debt	-	-	7.76	7.76	12.76	17.76
Long-Term Leases	-	0.79	1.54	1.59	1.25	1.18
Trust Preferred Securities	-	10.31	10.31	10.31	10.31	10.31
Other Long-Term Liabilities	-	4.99	4.38	4.12	3.37	4.51
Total Liabilities	-	941.88	895.88	885.55	927.75	893.87
Common Stock	-	0	0	0	0	0
Additional Paid-In Capital	-	34.21	34.16	34.07	34.06	34.06
Retained Earnings	-	60.62	52.26	44.95	34.19	23.71
Treasury Stock	-	-0.66	-0.72	-0.61	-	-
Comprehensive Income & Other	-	-2.47	-4.69	-5.17	-6.89	-0.9
Shareholders' Equity	91.7	91.7	81	73.25	61.36	56.87
Total Liabilities & Equity	-	1,034	976.89	958.8	989.11	950.73
Total Debt	11.58	11.58	19.61	23.79	39.92	38.73
Net Cash (Debt)	66.02	66.02	80.36	175.9	180.74	199.95
Net Cash Growth	-17.85%	-17.85%	-54.31%	-2.67%	-9.61%	46.80%
Net Cash Per Share	67.10	67.11	81.95	178.02	181.81	201.05
Filing Date Shares Outstanding	0.98	0.98	0.98	0.99	0.99	0.99
Total Common Shares Outstanding	0.98	0.98	0.98	0.99	0.99	0.99
Book Value Per Share	93.12	93.12	82.33	74.36	61.73	57.20
Tangible Book Value	91.7	91.7	81	73.25	61.36	56.87
Tangible Book Value Per Share	93.12	93.12	82.33	74.36	61.73	57.20

Source: S&P Global Market Intelligence. Banks template. Financial Sources.