Cornerstone Bancorp Inc. (CNBP)

Cornerstone Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	43.31	39.28	35.2	28.64	30.18
Interest Income on Investments	-	11.13	14.16	13.85	7.02	1.86
Total Interest Income	-	54.44	53.44	49.06	35.66	32.04
Interest Paid on Deposits	-	16.9	19.35	13.4	2.39	1.58
Interest Paid on Borrowings	-	1.01	1.31	1.48	1.27	1.3
Total Interest Expense	-	17.91	20.66	14.88	3.66	2.88
Net Interest Income	39.78	36.53	32.78	34.18	32	29.16
Net Interest Income Growth	13.43%	11.43%	-4.08%	6.81%	9.74%	9.36%
Trust Income	3.75	3.75	3.69	3.58	3.51	3.5
Other Non-Interest Income	1.34	0.62	0.63	0.58	1.02	0.81
Total Non-Interest Income	6.53	5.81	5.47	5.2	5.99	7.98
Non-Interest Income Growth	16.61%	6.14%	5.24%	-13.20%	-24.90%	-21.95%
Revenues Before Loan Losses	46.31	42.34	38.25	39.38	37.99	37.14
Provision for Loan Losses	1.14	0.52	0.33	0.05	-	0.05
Revenue	45.17	41.82	37.93	39.32	37.99	37.09
Revenue Growth	11.68%	10.25%	-3.55%	3.51%	2.43%	3.06%
Salaries and Employee Benefits	18.04	18.04	16.63	16.59	15.83	14.95
Federal Deposit Insurance	0.57	0.57	0.59	0.59	0.52	0.42
Selling, General & Administrative	5.98	5.98	5.56	4.81	4.65	4.57
Other Non-Interest Expense	4.39	2.88	2.37	2.02	2.25	3.36
Total Non-Interest Expense	28.98	27.46	25.16	24.01	23.31	23.31
EBT Excluding Unusual Items	16.19	14.35	12.77	15.32	14.68	13.77
Pretax Income	16.19	14.35	12.77	15.32	14.68	13.77
Income Tax Expense	4.25	3.53	3.01	4.44	4.19	3.95
Net Income	11.94	10.82	9.76	10.88	10.48	9.83
Net Income to Common	11.94	10.82	9.76	10.88	10.48	9.83
Net Income Growth	11.56%	10.88%	-10.28%	3.77%	6.68%	17.34%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change	0.52%	0.32%	-0.76%	-0.60%	-0.04%	-
EPS (Basic)	12.11	11.00	9.95	11.01	10.54	9.88
EPS (Diluted)	12.11	11.00	9.95	11.01	10.54	9.88
EPS Growth	11.00%	10.55%	-9.62%	4.40%	6.73%	17.34%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Effective Tax Rate	26.24%	24.61%	23.56%	28.99%	28.57%	28.66%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 13, 2026

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