CPKF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	62.59	57.28	50.74	40.59	33.18	32.94
Interest Income on Investments	25.53	27.26	25.78	18.71	14.1	11.97
Total Interest Income	88.12	84.54	76.53	59.3	47.28	44.9
Interest Paid on Deposits	26.12	27.49	27.97	15.25	1.75	2.57
Interest Paid on Borrowings	3.89	2.98	2.5	2.43	1.45	0.78
Total Interest Expense	30	30.47	30.48	17.68	3.19	3.35
Net Interest Income	58.11	54.08	46.05	41.61	44.08	41.55
Net Interest Income Growth	17.78%	17.42%	10.66%	-5.61%	6.09%	24.00%
Trust Income	5.2	4.92	4.46	3.98	4.07	4.39
Mortgage Banking Activities	1.05	1.04	1.02	0.87	1.68	2.78
Gain (Loss) on Sale of Assets	0.41	0.41	-	-	-	-
Gain (Loss) on Sale of Investments	1.46	-8.52	0.86	0.23	-1.14	0.73
Other Non-Interest Income	25.77	19.81	16.53	17.2	17.58	11.41
Total Non-Interest Income	33.96	17.73	22.69	22.29	22.19	19.31
Non-Interest Income Growth	133.17%	-21.87%	1.78%	0.44%	14.91%	-1.59%
Revenues Before Loan Losses	92.07	71.8	68.74	63.9	66.28	60.87
Provision for Loan Losses	1.44	1.1	0.88	0.79	0.7	-0.4
Revenue	90.64	70.7	67.86	63.11	65.58	61.27
Revenue Growth	43.73%	4.19%	7.52%	-3.75%	7.03%	19.69%
Salaries and Employee Benefits	35	33.71	31.12	27.49	24.72	22.96
Federal Deposit Insurance	0.75	0.75	0.76	0.62	0.37	-
Amortization of Goodwill & Intangibles	0.22	0.22	0.22	0.15	-	-
Selling, General & Administrative	15.71	15.67	15.06	14.99	13.45	5.93
Other Non-Interest Expense	8.95	8.66	7.32	7.49	6.52	14.66
Total Non-Interest Expense	60.63	59.01	54.48	50.77	45.12	43.95
EBT Excluding Unusual Items	30.01	11.69	13.38	12.34	20.45	17.31
Pretax Income	30.01	11.69	13.38	12.34	20.45	17.31
Income Tax Expense	5.13	1.69	1.95	2.22	2.82	2.3
Net Income	24.88	10	11.43	10.12	17.63	15.01
Net Income to Common	24.88	10	11.43	10.12	17.63	15.01
Net Income Growth	473.63%	-12.49%	12.93%	-42.59%	17.45%	27.75%
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change	-0.29%	-0.11%	0.33%	-0.41%	-2.21%	-1.48%
EPS (Basic)	5.28	2.12	2.42	2.15	3.74	3.11
EPS (Diluted)	5.28	2.12	2.42	2.15	3.73	3.11
EPS Growth	475.30%	-12.40%	12.56%	-42.36%	19.94%	29.58%
Dividend Per Share	0.680	0.650	0.630	0.610	0.580	0.530
Dividend Growth	7.09%	3.17%	3.28%	5.17%	9.43%	6.00%
Effective Tax Rate	17.10%	14.44%	14.57%	18.02%	13.81%	13.30%