CPKF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	65.35	57.28	50.74	40.59	33.18	32.94
Interest Income on Investments	23.92	27.26	25.78	18.71	14.1	11.97
Total Interest Income	89.27	84.54	76.53	59.3	47.28	44.9
Interest Paid on Deposits	25.81	27.49	27.97	15.25	1.75	2.57
Interest Paid on Borrowings	4.32	2.98	2.5	2.43	1.45	0.78
Total Interest Expense	30.14	30.47	30.48	17.68	3.19	3.35
Net Interest Income	59.13	54.08	46.05	41.61	44.08	41.55
Net Interest Income Growth	14.83%	17.42%	10.66%	-5.61%	6.09%	24.00%
Trust Income	5.34	4.92	4.46	3.98	4.07	4.39
Mortgage Banking Activities	1.02	1.04	1.02	0.87	1.68	2.78
Gain (Loss) on Sale of Assets	0.41	0.41	-	-	-	-
Gain (Loss) on Sale of Investments	1.48	-8.52	0.86	0.23	-1.14	0.73
Other Non-Interest Income	26.7	19.81	16.53	17.2	17.58	11.41
Total Non-Interest Income	34.94	17.73	22.69	22.29	22.19	19.31
Non-Interest Income Growth	117.52%	-21.87%	1.78%	0.44%	14.91%	-1.59%
Revenues Before Loan Losses	94.07	71.8	68.74	63.9	66.28	60.87
Provision for Loan Losses	1.36	1.1	0.88	0.79	0.7	-0.4
Revenue	92.71	70.7	67.86	63.11	65.58	61.27
Revenue Growth	39.16%	4.19%	7.52%	-3.75%	7.03%	19.69%
Salaries and Employee Benefits	35.42	33.71	31.12	27.49	24.72	22.96
Federal Deposit Insurance	0.76	0.75	0.76	0.62	0.37	-
Amortization of Goodwill & Intangibles	0.22	0.22	0.22	0.15	-	-
Selling, General & Administrative	16.06	15.67	15.06	14.99	13.45	5.93
Other Non-Interest Expense	9.46	8.66	7.32	7.49	6.52	14.66
Total Non-Interest Expense	61.92	59.01	54.48	50.77	45.12	43.95
EBT Excluding Unusual Items	30.79	11.69	13.38	12.34	20.45	17.31
Pretax Income	30.79	11.69	13.38	12.34	20.45	17.31
Income Tax Expense	5.19	1.69	1.95	2.22	2.82	2.3
Net Income	25.6	10	11.43	10.12	17.63	15.01
Net Income to Common	25.6	10	11.43	10.12	17.63	15.01
Net Income Growth	288.64%	-12.49%	12.93%	-42.59%	17.45%	27.75%
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change	-0.25%	-0.11%	0.33%	-0.41%	-2.21%	-1.48%
EPS (Basic)	5.44	2.12	2.42	2.15	3.74	3.11
EPS (Diluted)	5.44	2.12	2.42	2.15	3.73	3.11
EPS Growth	289.60%	-12.40%	12.56%	-42.36%	19.94%	29.58%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.700	0.650	0.630	0.610	0.580	0.530
Dividend Growth	9.38%	3.17%	3.28%	5.17%	9.43%	6.00%
Effective Tax Rate	16.87%	14.44%	14.57%	18.02%	13.81%	13.30%