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CreditRiskMonitor.com, Inc. (CRMZ)
OTCMKTS · Delayed Price · Currency is USD
2.040
+0.040 (2.00%)
Aug 17, 2026, 9:30 AM EST

CreditRiskMonitor.com Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
20.2420.1219.8118.9317.9817.07
Revenue Growth
1.84%1.58%4.64%5.30%5.36%8.47%
Gross Profit
11.0811.211.1911.110.9910.73
Operating Income
0.460.581.251.491.572.3
Net Income
0.921.021.671.71.363.36
Earnings Per Share
0.090.090.160.160.130.31
EPS Growth
-46.48%-42.38%-1.19%24.62%-59.08%-

Revenue by Geography
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign
2.42.52.41--
United States
17.7217.3116.5217.9817.07
Total
20.1219.8118.9317.9817.07

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
17.416.879.1414.513.912.38
Total Debt
0.080.08-1.771.962.14
Net Cash (Debt)
17.3216.789.1412.7311.9410.24
Net Cash Growth
136.41%83.58%-28.21%6.69%16.51%59.02%
Net Cash Per Share
1.601.550.851.181.110.95

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1.350.972.871.451.741.98
Capital Expenditures
-0.34-0.27-0.38-0.3-0.26-0.36
Free Cash Flow
1.010.72.491.151.491.62
Free Cash Flow Growth
-18.36%-71.93%117.67%-22.95%-8.27%75.36%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
54.74%55.66%56.48%58.63%61.15%62.90%
Operating Margin
2.29%2.89%6.31%7.88%8.74%13.49%
Pretax Margin
5.92%6.60%10.94%11.66%9.75%22.70%
Profit Margin
4.53%5.06%8.46%8.95%7.57%19.71%
FCF Margin
4.99%3.48%12.59%6.05%8.27%9.50%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
23.4828.5619.3614.7418.925.39
P/FCF Ratio
21.3141.5413.0121.8117.3111.18
PS Ratio
1.061.451.641.321.431.06