CreditRiskMonitor.com Statistics
Total Valuation
CRMZ has a market cap or net worth of 22.61 million. The enterprise value is 4.84 million.
| Market Cap | 22.61M |
| Enterprise Value | 4.84M |
Important Dates
The next estimated earnings date is Friday, November 13, 2026.
| Earnings Date | Nov 13, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMZ has 10.77 million shares outstanding. The number of shares has decreased by -0.21% in one year.
| Current Share Class | 10.77M |
| Shares Outstanding | 10.77M |
| Shares Change (YoY) | -0.21% |
| Shares Change (QoQ) | -0.73% |
| Owned by Insiders (%) | 56.43% |
| Owned by Institutions (%) | 5.67% |
| Float | 3.97M |
Valuation Ratios
The trailing PE ratio is 69.01.
| PE Ratio | 69.01 |
| Forward PE | n/a |
| PS Ratio | 1.11 |
| PB Ratio | 2.17 |
| P/TBV Ratio | 2.68 |
| P/FCF Ratio | 35.76 |
| P/OCF Ratio | 29.48 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 51.82, with an EV/FCF ratio of 7.66.
| EV / Earnings | 13.34 |
| EV / Sales | 0.24 |
| EV / EBITDA | 51.82 |
| EV / EBIT | n/a |
| EV / FCF | 7.66 |
Financial Position
The company has a current ratio of 1.47, with a Debt / Equity ratio of 0.01.
| Current Ratio | 1.47 |
| Quick Ratio | 1.41 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.74 |
| Debt / FCF | 0.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.29% and return on invested capital (ROIC) is -1.00%.
| Return on Equity (ROE) | 3.29% |
| Return on Assets (ROA) | -0.43% |
| Return on Invested Capital (ROIC) | -1.00% |
| Return on Capital Employed (ROCE) | -1.68% |
| Weighted Average Cost of Capital (WACC) | 5.49% |
| Revenue Per Employee | 216,444 |
| Profits Per Employee | 3,864 |
| Employee Count | 94 |
| Asset Turnover | 0.78 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CRMZ has paid 173,082 in taxes.
| Income Tax | 173,082 |
| Effective Tax Rate | 32.28% |
Stock Price Statistics
The stock price has increased by +1.45% in the last 52 weeks. The beta is 0.23, so CRMZ's price volatility has been lower than the market average.
| Beta (5Y) | 0.23 |
| 52-Week Price Change | +1.45% |
| 50-Day Moving Average | 2.18 |
| 200-Day Moving Average | 2.37 |
| Relative Strength Index (RSI) | 48.72 |
| Average Volume (20 Days) | 2,590 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.13 |
Income Statement
In the last 12 months, CRMZ had revenue of 20.35 million and earned 363,187 in profits. Earnings per share was 0.03.
| Revenue | 20.35M |
| Gross Profit | 10.65M |
| Operating Income | -177,730 |
| Pretax Income | 536,269 |
| Net Income | 363,187 |
| EBITDA | 75,074 |
| EBIT | -177,730 |
| Earnings Per Share (EPS) | 0.03 |
Balance Sheet
The company has 17.84 million in cash and 68,732 in debt, with a net cash position of 17.77 million or 1.65 per share.
| Cash & Cash Equivalents | 17.84M |
| Total Debt | 68,732 |
| Net Cash | 17.77M |
| Net Cash Per Share | 1.65 |
| Equity (Book Value) | 10.40M |
| Book Value Per Share | 0.97 |
| Working Capital | 7.12M |
Cash Flow
In the last 12 months, operating cash flow was 766,980 and capital expenditures -134,741, giving a free cash flow of 632,239.
| Operating Cash Flow | 766,980 |
| Capital Expenditures | -134,741 |
| Depreciation & Amortization | 252,804 |
| Net Borrowing | n/a |
| Free Cash Flow | 632,239 |
| FCF Per Share | 0.06 |
Margins
Gross margin is 52.33%, with operating and profit margins of -0.87% and 1.79%.
| Gross Margin | 52.33% |
| Operating Margin | -0.87% |
| Pretax Margin | 2.64% |
| Profit Margin | 1.79% |
| EBITDA Margin | 0.37% |
| EBIT Margin | -0.87% |
| FCF Margin | 3.11% |
Dividends & Yields
CRMZ does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.21% |
| Shareholder Yield | 0.21% |
| Earnings Yield | 1.61% |
| FCF Yield | 2.80% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 16, 2015. It was a forward split with a ratio of 1.3.
| Last Split Date | Dec 16, 2015 |
| Split Type | Forward |
| Split Ratio | 1.3 |
Scores
CRMZ has an Altman Z-Score of 1.01 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.01 |
| Piotroski F-Score | 5 |