CreditRiskMonitor.com Statistics
Total Valuation
CRMZ has a market cap or net worth of 24.31 million. The enterprise value is 7.53 million.
| Market Cap | 24.31M |
| Enterprise Value | 7.53M |
Important Dates
The next estimated earnings date is Friday, May 8, 2026.
| Earnings Date | May 8, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMZ has 10.77 million shares outstanding. The number of shares has increased by 0.52% in one year.
| Current Share Class | 10.77M |
| Shares Outstanding | 10.77M |
| Shares Change (YoY) | +0.52% |
| Shares Change (QoQ) | -0.48% |
| Owned by Insiders (%) | 56.43% |
| Owned by Institutions (%) | 5.67% |
| Float | 3.97M |
Valuation Ratios
The trailing PE ratio is 25.08.
| PE Ratio | 25.08 |
| Forward PE | n/a |
| PS Ratio | 1.21 |
| PB Ratio | 1.97 |
| P/TBV Ratio | 2.34 |
| P/FCF Ratio | 34.73 |
| P/OCF Ratio | 25.11 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.92, with an EV/FCF ratio of 10.75.
| EV / Earnings | 7.39 |
| EV / Sales | 0.37 |
| EV / EBITDA | 7.92 |
| EV / EBIT | 12.93 |
| EV / FCF | 10.75 |
Financial Position
The company has a current ratio of 1.64, with a Debt / Equity ratio of 0.01.
| Current Ratio | 1.64 |
| Quick Ratio | 1.55 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.09 |
| Debt / FCF | 0.12 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.66% and return on invested capital (ROIC) is 3.09%.
| Return on Equity (ROE) | 8.66% |
| Return on Assets (ROA) | 1.42% |
| Return on Invested Capital (ROIC) | 3.09% |
| Return on Capital Employed (ROCE) | 4.50% |
| Weighted Average Cost of Capital (WACC) | 5.68% |
| Revenue Per Employee | 214,081 |
| Profits Per Employee | 10,829 |
| Employee Count | 94 |
| Asset Turnover | 0.79 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CRMZ has paid 310,055 in taxes.
| Income Tax | 310,055 |
| Effective Tax Rate | 23.35% |
Stock Price Statistics
The stock price has decreased by -13.08% in the last 52 weeks. The beta is 0.26, so CRMZ's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | -13.08% |
| 50-Day Moving Average | 2.43 |
| 200-Day Moving Average | 2.47 |
| Relative Strength Index (RSI) | 43.29 |
| Average Volume (20 Days) | 2,266 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.16 |
Income Statement
In the last 12 months, CRMZ had revenue of 20.12 million and earned 1.02 million in profits. Earnings per share was 0.09.
| Revenue | 20.12M |
| Gross Profit | 11.20M |
| Operating Income | 582,031 |
| Pretax Income | 1.33M |
| Net Income | 1.02M |
| EBITDA | 931,997 |
| EBIT | 582,031 |
| Earnings Per Share (EPS) | 0.09 |
Balance Sheet
The company has 16.87 million in cash and 84,525 in debt, with a net cash position of 16.78 million or 1.56 per share.
| Cash & Cash Equivalents | 16.87M |
| Total Debt | 84,525 |
| Net Cash | 16.78M |
| Net Cash Per Share | 1.56 |
| Equity (Book Value) | 12.35M |
| Book Value Per Share | 1.15 |
| Working Capital | 8.49M |
Cash Flow
In the last 12 months, operating cash flow was 968,188 and capital expenditures -268,265, giving a free cash flow of 699,923.
| Operating Cash Flow | 968,188 |
| Capital Expenditures | -268,265 |
| Depreciation & Amortization | 349,966 |
| Net Borrowing | n/a |
| Free Cash Flow | 699,923 |
| FCF Per Share | 0.07 |
Margins
Gross margin is 55.66%, with operating and profit margins of 2.89% and 5.06%.
| Gross Margin | 55.66% |
| Operating Margin | 2.89% |
| Pretax Margin | 6.60% |
| Profit Margin | 5.06% |
| EBITDA Margin | 4.63% |
| EBIT Margin | 2.89% |
| FCF Margin | 3.48% |
Dividends & Yields
CRMZ does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.52% |
| Shareholder Yield | -0.52% |
| Earnings Yield | 4.19% |
| FCF Yield | 2.88% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 16, 2015. It was a forward split with a ratio of 1.3.
| Last Split Date | Dec 16, 2015 |
| Split Type | Forward |
| Split Ratio | 1.3 |
Scores
CRMZ has an Altman Z-Score of 1.45 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.45 |
| Piotroski F-Score | 4 |