CreditRiskMonitor.com, Inc. (CRMZ)
OTCMKTS · Delayed Price · Currency is USD
2.250
0.00 (0.00%)
May 22, 2026, 4:00 PM EST

CreditRiskMonitor.com Statistics

Total Valuation

CRMZ has a market cap or net worth of 24.23 million. The enterprise value is 6.91 million.

Market Cap24.23M
Enterprise Value 6.91M

Important Dates

The next estimated earnings date is Friday, August 7, 2026.

Earnings Date Aug 7, 2026
Ex-Dividend Date n/a

Share Statistics

CRMZ has 10.77 million shares outstanding. The number of shares has increased by 0.40% in one year.

Current Share Class 10.77M
Shares Outstanding 10.77M
Shares Change (YoY) +0.40%
Shares Change (QoQ) +0.47%
Owned by Insiders (%) 56.43%
Owned by Institutions (%) 5.67%
Float 3.97M

Valuation Ratios

The trailing PE ratio is 26.41.

PE Ratio 26.41
Forward PE n/a
PS Ratio 1.20
PB Ratio 1.95
P/TBV Ratio 2.31
P/FCF Ratio 23.97
P/OCF Ratio 17.90
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.64, with an EV/FCF ratio of 6.83.

EV / Earnings 7.53
EV / Sales 0.34
EV / EBITDA 8.64
EV / EBIT 14.92
EV / FCF 6.83

Financial Position

The company has a current ratio of 1.79, with a Debt / Equity ratio of 0.01.

Current Ratio 1.79
Quick Ratio 1.70
Debt / Equity 0.01
Debt / EBITDA 0.10
Debt / FCF 0.08
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.72% and return on invested capital (ROIC) is 2.43%.

Return on Equity (ROE) 7.72%
Return on Assets (ROA) 1.17%
Return on Invested Capital (ROIC) 2.43%
Return on Capital Employed (ROCE) 3.55%
Weighted Average Cost of Capital (WACC) 5.36%
Revenue Per Employee 215,309
Profits Per Employee 9,757
Employee Count94
Asset Turnover 0.82
Inventory Turnover n/a

Taxes

In the past 12 months, CRMZ has paid 280,681 in taxes.

Income Tax 280,681
Effective Tax Rate 23.43%

Stock Price Statistics

The stock price has decreased by -5.86% in the last 52 weeks. The beta is 0.20, so CRMZ's price volatility has been lower than the market average.

Beta (5Y) 0.20
52-Week Price Change -5.86%
50-Day Moving Average 2.33
200-Day Moving Average 2.44
Relative Strength Index (RSI) 44.44
Average Volume (20 Days) 3,795

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CRMZ had revenue of 20.24 million and earned 917,181 in profits. Earnings per share was 0.09.

Revenue20.24M
Gross Profit 11.08M
Operating Income 462,937
Pretax Income 1.20M
Net Income 917,181
EBITDA 781,003
EBIT 462,937
Earnings Per Share (EPS) 0.09
Full Income Statement

Balance Sheet

The company has 17.40 million in cash and 76,695 in debt, with a net cash position of 17.32 million or 1.61 per share.

Cash & Cash Equivalents 17.40M
Total Debt 76,695
Net Cash 17.32M
Net Cash Per Share 1.61
Equity (Book Value) 12.44M
Book Value Per Share 1.16
Working Capital 9.60M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.35 million and capital expenditures -342,972, giving a free cash flow of 1.01 million.

Operating Cash Flow 1.35M
Capital Expenditures -342,972
Depreciation & Amortization 318,066
Net Borrowing n/a
Free Cash Flow 1.01M
FCF Per Share 0.09
Full Cash Flow Statement

Margins

Gross margin is 54.74%, with operating and profit margins of 2.29% and 4.53%.

Gross Margin 54.74%
Operating Margin 2.29%
Pretax Margin 5.92%
Profit Margin 4.53%
EBITDA Margin 3.86%
EBIT Margin 2.29%
FCF Margin 4.99%

Dividends & Yields

CRMZ does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.40%
Shareholder Yield -0.40%
Earnings Yield 3.79%
FCF Yield 4.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 16, 2015. It was a forward split with a ratio of 1.3.

Last Split Date Dec 16, 2015
Split Type Forward
Split Ratio 1.3

Scores

Altman Z-Score n/a
Piotroski F-Score 6