CreditRiskMonitor.com Statistics
Total Valuation
CRMZ has a market cap or net worth of 27.56 million. The enterprise value is 20.23 million.
| Market Cap | 27.56M |
| Enterprise Value | 20.23M |
Important Dates
The next estimated earnings date is Friday, August 8, 2025.
| Earnings Date | Aug 8, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMZ has 10.72 million shares outstanding. The number of shares has increased by 0.09% in one year.
| Current Share Class | 10.72M |
| Shares Outstanding | 10.72M |
| Shares Change (YoY) | +0.09% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 56.67% |
| Owned by Institutions (%) | 5.56% |
| Float | 3.95M |
Valuation Ratios
The trailing PE ratio is 16.15.
| PE Ratio | 16.15 |
| Forward PE | n/a |
| PS Ratio | 1.39 |
| PB Ratio | 2.43 |
| P/TBV Ratio | 2.94 |
| P/FCF Ratio | 22.26 |
| P/OCF Ratio | 19.33 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 11.86, with an EV/FCF ratio of 16.34.
| EV / Earnings | 11.85 |
| EV / Sales | 1.02 |
| EV / EBITDA | 11.86 |
| EV / EBIT | 15.43 |
| EV / FCF | 16.34 |
Financial Position
The company has a current ratio of 0.99
| Current Ratio | 0.99 |
| Quick Ratio | 0.91 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.37% and return on invested capital (ROIC) is 7.26%.
| Return on Equity (ROE) | 16.37% |
| Return on Assets (ROA) | 3.35% |
| Return on Invested Capital (ROIC) | 7.26% |
| Return on Capital Employed (ROCE) | 10.84% |
| Revenue Per Employee | 220,807 |
| Profits Per Employee | 18,962 |
| Employee Count | 90 |
| Asset Turnover | 0.81 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CRMZ has paid 501,839 in taxes.
| Income Tax | 501,839 |
| Effective Tax Rate | 22.72% |
Stock Price Statistics
The stock price has increased by +24.16% in the last 52 weeks. The beta is 0.10, so CRMZ's price volatility has been lower than the market average.
| Beta (5Y) | 0.10 |
| 52-Week Price Change | +24.16% |
| 50-Day Moving Average | 2.52 |
| 200-Day Moving Average | 2.71 |
| Relative Strength Index (RSI) | 57.24 |
| Average Volume (20 Days) | 2,981 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.00 |
Income Statement
In the last 12 months, CRMZ had revenue of 19.87 million and earned 1.71 million in profits. Earnings per share was 0.16.
| Revenue | 19.87M |
| Gross Profit | 11.17M |
| Operating Income | 1.31M |
| Pretax Income | 2.21M |
| Net Income | 1.71M |
| EBITDA | 1.71M |
| EBIT | 1.31M |
| Earnings Per Share (EPS) | 0.16 |
Balance Sheet
The company has 7.33 million in cash and n/a in debt, giving a net cash position of 7.33 million or 0.68 per share.
| Cash & Cash Equivalents | 7.33M |
| Total Debt | n/a |
| Net Cash | 7.33M |
| Net Cash Per Share | 0.68 |
| Equity (Book Value) | 11.33M |
| Book Value Per Share | 1.06 |
| Working Capital | -62,510 |
Cash Flow
In the last 12 months, operating cash flow was 1.43 million and capital expenditures -187,450, giving a free cash flow of 1.24 million.
| Operating Cash Flow | 1.43M |
| Capital Expenditures | -187,450 |
| Free Cash Flow | 1.24M |
| FCF Per Share | 0.12 |
Margins
Gross margin is 56.18%, with operating and profit margins of 6.60% and 8.59%.
| Gross Margin | 56.18% |
| Operating Margin | 6.60% |
| Pretax Margin | 11.11% |
| Profit Margin | 8.59% |
| EBITDA Margin | 8.58% |
| EBIT Margin | 6.60% |
| FCF Margin | 6.23% |
Dividends & Yields
CRMZ does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.09% |
| Shareholder Yield | n/a |
| Earnings Yield | 6.19% |
| FCF Yield | 4.49% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 16, 2015. It was a forward split with a ratio of 1.3.
| Last Split Date | Dec 16, 2015 |
| Split Type | Forward |
| Split Ratio | 1.3 |
Scores
CRMZ has an Altman Z-Score of 1.12 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.12 |
| Piotroski F-Score | 3 |