CreditRiskMonitor.com Statistics
Total Valuation
CRMZ has a market cap or net worth of 26.60 million. The enterprise value is 13.68 million.
| Market Cap | 26.60M |
| Enterprise Value | 13.68M |
Important Dates
The next estimated earnings date is Friday, March 20, 2026.
| Earnings Date | Mar 20, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMZ has 10.77 million shares outstanding. The number of shares has increased by 0.74% in one year.
| Current Share Class | 10.77M |
| Shares Outstanding | 10.77M |
| Shares Change (YoY) | +0.74% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 56.43% |
| Owned by Institutions (%) | 5.67% |
| Float | 3.97M |
Valuation Ratios
The trailing PE ratio is 17.71.
| PE Ratio | 17.71 |
| Forward PE | n/a |
| PS Ratio | 1.32 |
| PB Ratio | 2.23 |
| P/TBV Ratio | 2.66 |
| P/FCF Ratio | 13.77 |
| P/OCF Ratio | 11.83 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.53, with an EV/FCF ratio of 7.08.
| EV / Earnings | 9.12 |
| EV / Sales | 0.68 |
| EV / EBITDA | 7.53 |
| EV / EBIT | 12.05 |
| EV / FCF | 7.08 |
Financial Position
The company has a current ratio of 1.28, with a Debt / Equity ratio of 0.01.
| Current Ratio | 1.28 |
| Quick Ratio | 1.21 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.06 |
| Debt / FCF | 0.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.52% and return on invested capital (ROIC) is 5.94%.
| Return on Equity (ROE) | 13.52% |
| Return on Assets (ROA) | 2.75% |
| Return on Invested Capital (ROIC) | 5.94% |
| Return on Capital Employed (ROCE) | 8.97% |
| Revenue Per Employee | 223,153 |
| Profits Per Employee | 16,669 |
| Employee Count | 90 |
| Asset Turnover | 0.78 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CRMZ has paid 443,370 in taxes.
| Income Tax | 443,370 |
| Effective Tax Rate | 22.81% |
Stock Price Statistics
The stock price has decreased by -17.70% in the last 52 weeks. The beta is 0.22, so CRMZ's price volatility has been lower than the market average.
| Beta (5Y) | 0.22 |
| 52-Week Price Change | -17.70% |
| 50-Day Moving Average | 2.52 |
| 200-Day Moving Average | 2.61 |
| Relative Strength Index (RSI) | 48.23 |
| Average Volume (20 Days) | 5,618 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.21 |
Income Statement
In the last 12 months, CRMZ had revenue of 20.08 million and earned 1.50 million in profits. Earnings per share was 0.14.
| Revenue | 20.08M |
| Gross Profit | 11.36M |
| Operating Income | 1.14M |
| Pretax Income | 1.94M |
| Net Income | 1.50M |
| EBITDA | 1.53M |
| EBIT | 1.14M |
| Earnings Per Share (EPS) | 0.14 |
Balance Sheet
The company has 13.02 million in cash and 105,777 in debt, giving a net cash position of 12.91 million or 1.20 per share.
| Cash & Cash Equivalents | 13.02M |
| Total Debt | 105,777 |
| Net Cash | 12.91M |
| Net Cash Per Share | 1.20 |
| Equity (Book Value) | 11.95M |
| Book Value Per Share | 1.11 |
| Working Capital | 3.69M |
Cash Flow
In the last 12 months, operating cash flow was 2.25 million and capital expenditures -316,248, giving a free cash flow of 1.93 million.
| Operating Cash Flow | 2.25M |
| Capital Expenditures | -316,248 |
| Free Cash Flow | 1.93M |
| FCF Per Share | 0.18 |
Margins
Gross margin is 56.56%, with operating and profit margins of 5.66% and 7.47%.
| Gross Margin | 56.56% |
| Operating Margin | 5.66% |
| Pretax Margin | 9.68% |
| Profit Margin | 7.47% |
| EBITDA Margin | 7.60% |
| EBIT Margin | 5.66% |
| FCF Margin | 9.62% |
Dividends & Yields
CRMZ does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.74% |
| Shareholder Yield | -0.74% |
| Earnings Yield | 5.64% |
| FCF Yield | 7.26% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 16, 2015. It was a forward split with a ratio of 1.3.
| Last Split Date | Dec 16, 2015 |
| Split Type | Forward |
| Split Ratio | 1.3 |
Scores
CRMZ has an Altman Z-Score of 1.3 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.3 |
| Piotroski F-Score | 6 |