CSB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	49.95	46.79	41.54	35.71	26.02	26.12
Interest Income on Investments	10.28	10.24	10.06	10.31	8.8	3.41
Total Interest Income	60.22	57.04	51.6	46.02	34.82	29.53
Interest Paid on Deposits	14.27	14.38	14.4	9.5	2.34	1.88
Interest Paid on Borrowings	0.26	0.27	0.34	0.38	0.16	0.13
Total Interest Expense	14.52	14.65	14.75	9.88	2.5	2.01
Net Interest Income	45.7	42.38	36.85	36.14	32.32	27.52
Net Interest Income Growth	17.76%	15.01%	1.97%	11.81%	17.47%	-2.26%
Trust Income	1.21	1.15	1.22	1.01	0.95	1.06
Gain (Loss) on Sale of Investments	0.05	0.01	0.01	0.02	-0	0.03
Other Non-Interest Income	4.11	3.97	3.8	3.65	3.58	3.37
Total Non-Interest Income	7.65	7.3	7.1	6.74	6.71	7.33
Non-Interest Income Growth	8.27%	2.72%	5.31%	0.49%	-8.38%	5.62%
Revenues Before Loan Losses	53.35	49.68	43.96	42.89	39.03	34.84
Provision for Loan Losses	5.44	5.38	7.03	0.44	-0.9	-0.66
Revenue	47.91	44.3	36.92	42.44	39.93	35.5
Revenue Growth	14.44%	19.99%	-13.00%	6.30%	12.49%	6.16%
Salaries and Employee Benefits	16.72	15.86	13.62	13.67	13.45	12.6
Federal Deposit Insurance	0.56	0.56	0.54	0.51	0.35	0.48
Amortization of Goodwill & Intangibles	-	-	-	-	-	0.04
Selling, General & Administrative	6.67	6.42	5.87	5.6	5.4	4.73
Other Non-Interest Expense	5.07	4.91	4.56	4.27	4.21	4.24
Total Non-Interest Expense	29.03	27.74	24.59	24.06	23.39	22.09
EBT Excluding Unusual Items	18.88	16.56	12.34	18.38	16.54	13.4
Pretax Income	18.88	16.56	12.34	18.38	16.54	13.4
Income Tax Expense	3.68	3.2	2.32	3.63	3.22	2.57
Net Income	15.2	13.36	10.01	14.76	13.31	10.84
Net Income to Common	15.2	13.36	10.01	14.76	13.31	10.84
Net Income Growth	18.68%	33.47%	-32.15%	10.84%	22.85%	2.54%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.76%	-0.91%	-0.69%	-1.26%	-0.70%	-0.34%
EPS (Basic)	5.78	5.07	3.76	5.51	4.91	3.97
EPS (Diluted)	5.78	5.07	3.76	5.51	4.91	3.97
EPS Growth	19.60%	34.76%	-31.71%	12.25%	23.71%	2.99%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.690	1.640	1.580	1.500	1.300	1.220
Dividend Growth	4.97%	3.80%	5.33%	15.38%	6.56%	7.96%
Effective Tax Rate	19.48%	19.32%	18.83%	19.73%	19.49%	19.15%