CSB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	51.56	46.79	41.54	35.71	26.02	26.12
Interest Income on Investments	10.32	10.24	10.06	10.31	8.8	3.41
Total Interest Income	61.88	57.04	51.6	46.02	34.82	29.53
Interest Paid on Deposits	14.25	14.38	14.4	9.5	2.34	1.88
Interest Paid on Borrowings	0.26	0.27	0.34	0.38	0.16	0.13
Total Interest Expense	14.5	14.65	14.75	9.88	2.5	2.01
Net Interest Income	47.38	42.38	36.85	36.14	32.32	27.52
Net Interest Income Growth	16.90%	15.01%	1.97%	11.81%	17.47%	-2.26%
Trust Income	1.22	1.15	1.22	1.01	0.95	1.06
Gain (Loss) on Sale of Investments	0.07	0.01	0.01	0.02	-0	0.03
Other Non-Interest Income	4.2	3.97	3.8	3.65	3.58	3.37
Total Non-Interest Income	7.88	7.3	7.1	6.74	6.71	7.33
Non-Interest Income Growth	10.73%	2.72%	5.31%	0.49%	-8.38%	5.62%
Revenues Before Loan Losses	55.26	49.68	43.96	42.89	39.03	34.84
Provision for Loan Losses	5.7	5.38	7.03	0.44	-0.9	-0.66
Revenue	49.57	44.3	36.92	42.44	39.93	35.5
Revenue Growth	13.05%	19.99%	-13.00%	6.30%	12.49%	6.16%
Salaries and Employee Benefits	17.19	15.86	13.62	13.67	13.45	12.6
Federal Deposit Insurance	0.58	0.56	0.54	0.51	0.35	0.48
Amortization of Goodwill & Intangibles	-	-	-	-	-	0.04
Selling, General & Administrative	6.69	6.42	5.87	5.6	5.4	4.73
Other Non-Interest Expense	5.18	4.91	4.56	4.27	4.21	4.24
Total Non-Interest Expense	29.64	27.74	24.59	24.06	23.39	22.09
EBT Excluding Unusual Items	19.93	16.56	12.34	18.38	16.54	13.4
Pretax Income	19.93	16.56	12.34	18.38	16.54	13.4
Income Tax Expense	3.89	3.2	2.32	3.63	3.22	2.57
Net Income	16.04	13.36	10.01	14.76	13.31	10.84
Net Income to Common	16.04	13.36	10.01	14.76	13.31	10.84
Net Income Growth	16.09%	33.47%	-32.15%	10.84%	22.85%	2.54%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.60%	-0.91%	-0.69%	-1.26%	-0.70%	-0.34%
EPS (Basic)	6.10	5.07	3.76	5.51	4.91	3.97
EPS (Diluted)	6.10	5.07	3.76	5.51	4.91	3.97
EPS Growth	16.84%	34.76%	-31.71%	12.25%	23.71%	2.99%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.730	1.640	1.580	1.500	1.300	1.220
Dividend Growth	6.79%	3.80%	5.33%	15.38%	6.56%	7.96%
Effective Tax Rate	19.53%	19.32%	18.83%	19.73%	19.49%	19.15%