Crystal Valley Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	10.46	9.31	10.73	9.44	12.91	45.13
Investment Securities	129.42	128.77	131.47	154.81	168.71	224.09
Total Investments	129.42	128.77	131.47	154.81	168.71	224.09
Gross Loans	641.86	642.99	612.59	585.69	523.18	462.07
Allowance for Loan Losses	-10.76	-10.66	-7.6	-7.54	-6.71	-
Other Adjustments to Gross Loans	-0.03	-0.03	-0.04	-0.04	-0.07	-
Net Loans	631.07	632.3	604.95	578.11	516.4	462.07
Property, Plant & Equipment	8.72	8.88	5.11	5.38	5.28	5.74
Accrued Interest Receivable	3.04	3.17	3.03	3.01	2.81	2.55
Other Long-Term Assets	25.78	26.02	27.65	23.93	25.4	17.24
Total Assets	812.03	811.98	786.47	778.21	734.22	759.56
Interest Bearing Deposits	422.65	416.53	390.24	382.35	388.59	252.96
Institutional Deposits	104.51	105.85	100.71	85.31	64.4	-
Non-Interest Bearing Deposits	122.98	131.16	131.05	134.47	170.91	360.85
Total Deposits	650.14	653.54	622	602.13	623.9	613.81
Short-Term Borrowings	3.72	9.55	12.78	14.04	8.11	5.56
Accrued Interest Payable	0.66	0.73	0.7	0.73	0.27	-
Federal Home Loan Bank Debt, Long-Term	55.46	45.96	62.02	78.56	25.88	40.69
Other Long-Term Liabilities	8.24	9.15	8.2	8.31	9.28	9.42
Total Liabilities	718.21	718.93	705.7	703.77	667.45	669.47
Common Stock	2.05	2.05	2.05	2.05	2.05	2.05
Additional Paid-In Capital	2.18	2.18	2.18	2.18	2.18	2.18
Retained Earnings	132.27	129.73	122.03	113.21	105.74	97.04
Treasury Stock	-25.74	-25.74	-24.53	-22.79	-19.34	-15.25
Comprehensive Income & Other	-16.94	-15.17	-20.95	-20.22	-23.86	4.06
Shareholders' Equity	93.82	93.05	80.78	74.44	66.77	90.09
Total Liabilities & Equity	812.03	811.98	786.47	778.21	734.22	759.56
Total Debt	59.18	55.51	74.79	92.6	33.99	46.25
Net Cash (Debt)	-47.12	-45.37	-63.21	-82.33	-18.9	-1.12
Net Cash Per Share	-37.16	-35.66	-48.92	-61.43	-13.53	-0.78
Filing Date Shares Outstanding	1.26	1.26	1.28	1.31	1.37	1.43
Total Common Shares Outstanding	1.26	1.26	1.28	1.31	1.37	1.43
Book Value Per Share	74.31	73.77	63.14	56.93	48.91	62.98
Tangible Book Value	93.82	93.05	80.78	74.44	66.77	90.09
Tangible Book Value Per Share	74.31	73.77	63.14	56.93	48.91	62.98

Source: S&P Global Market Intelligence. Banks template. Financial Sources.