Crystal Valley Financial Corporation (CYVF)

Crystal Valley Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 13, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	97	82	80	81	94	76
Market Cap Growth	13.40%	3.22%	-1.08%	-14.04%	23.11%	-10.68%
Last Close Price	76.70	61.97	56.89	53.45	58.04	45.39
PE Ratio	8.27	7.43	7.88	7.34	8.07	6.84
PS Ratio	2.77	2.50	2.59	2.56	2.87	2.47
PB Ratio	1.06	1.02	1.07	1.21	1.04	0.91
Debt / Equity Ratio	0.62	0.93	1.24	0.51	0.51	0.76
Return on Equity (ROE)	13.56%	14.30%	14.36%	14.04%	13.41%	13.94%
Return on Assets (ROA)	1.47%	1.42%	1.34%	1.47%	1.62%	1.75%
Earnings Yield	12.26%	13.46%	12.69%	13.63%	12.40%	14.63%
Dividend Yield	2.93%	2.86%	3.01%	3.09%	2.57%	3.42%
Buyback Yield / Dilution	1.52%	3.60%	4.03%	3.23%	2.55%	4.25%
Total Shareholder Return	4.45%	6.46%	7.04%	6.31%	5.12%	7.66%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.