Crystal Valley Financial Corporation (CYVF)

Crystal Valley Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 4, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	98	95	82	80	81	94
Market Cap Growth	20.36%	14.60%	3.22%	-1.08%	-14.04%	23.11%
Last Close Price	77.50	74.27	61.57	56.53	53.11	57.67
PE Ratio	9.43	9.04	7.43	7.88	7.34	8.07
PS Ratio	2.92	2.82	2.50	2.59	2.56	2.87
PB Ratio	1.05	1.02	1.02	1.07	1.21	1.04
Debt / Equity Ratio	0.60	0.60	0.93	1.24	0.51	0.51
Net Debt / Equity Ratio	0.49	0.49	0.78	1.11	0.28	0.01
Return on Equity (ROE)	12.03%	12.03%	14.30%	14.36%	14.04%	13.41%
Return on Assets (ROA)	1.31%	1.31%	1.42%	1.34%	1.47%	1.62%
Earnings Yield	10.69%	11.06%	13.46%	12.69%	13.63%	12.40%
Dividend Yield	2.58%	2.57%	2.88%	3.02%	3.11%	2.58%
Buyback Yield / Dilution	1.52%	1.52%	3.60%	4.03%	3.23%	2.55%
Total Shareholder Return	4.10%	4.09%	6.48%	7.06%	6.33%	5.14%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.