Citizens Bancshares Corporation (CZBS)
OTCMKTS · Delayed Price · Currency is USD
52.58
+0.20 (0.38%)
Jun 3, 2026, 9:36 AM EST
Citizens Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 25.34 | 25.97 | 22.24 | 16.24 | 14.64 |
Interest Income on Investments | 14.19 | 14.1 | 13.96 | 8.12 | 1.9 |
Total Interest Income | 39.53 | 40.07 | 36.2 | 24.36 | 16.54 |
Interest Paid on Deposits | 6.92 | 5.11 | 1.97 | 0.63 | 0.51 |
Interest Paid on Borrowings | 0 | - | 0 | 0 | 0.02 |
Total Interest Expense | 6.92 | 5.11 | 1.97 | 0.63 | 0.53 |
Net Interest Income | 32.61 | 34.97 | 34.22 | 23.72 | 16.01 |
Net Interest Income Growth (YoY) | -6.73% | 2.17% | 44.26% | 48.20% | 11.20% |
Gain (Loss) on Sale of Assets | 0.45 | 0 | - | - | - |
Other Non-Interest Income | 3.2 | 3.12 | 4.02 | 4.88 | 2.99 |
Total Non-Interest Income | 5.06 | 4.6 | 5.5 | 6.55 | 4.64 |
Non-Interest Income Growth (YoY) | 9.97% | -16.32% | -15.98% | 41.09% | -53.05% |
Revenues Before Loan Losses | 37.68 | 39.57 | 39.72 | 30.27 | 20.65 |
Provision for Loan Losses | 3.52 | 3.48 | 3.68 | 0.1 | 0.05 |
| 34.16 | 36.09 | 36.05 | 30.17 | 20.6 | |
Revenue Growth (YoY) | -5.37% | 0.14% | 19.47% | 46.47% | -8.74% |
Salaries and Employee Benefits | 9.49 | 9.42 | 9.39 | 8.82 | 7.74 |
Occupancy Expenses | 1.48 | 1.51 | 1.45 | 1.44 | 1.37 |
Selling, General & Administrative | 2.94 | 2.73 | 3.31 | 2.53 | 1.84 |
Other Non-Interest Expense | 6.41 | 5.72 | 5.92 | 4.97 | 4.44 |
Total Non-Interest Expense | 20.39 | 19.37 | 20.08 | 17.75 | 15.38 |
EBT Excluding Unusual Items | 13.77 | 16.72 | 15.97 | 12.42 | 5.22 |
Pretax Income | 13.77 | 16.72 | 15.97 | 12.42 | 5.22 |
Income Tax Expense | 3.18 | 3.85 | 3.67 | 2.98 | 1.16 |
Net Income | 10.59 | 12.88 | 12.29 | 9.44 | 4.06 |
Preferred Dividends & Other Adjustments | 2.2 | 1.27 | 0.27 | 0.23 | 0.14 |
Net Income to Common | 8.38 | 11.61 | 12.02 | 9.21 | 3.92 |
Net Income Growth | -17.80% | 4.74% | 30.28% | 132.41% | -22.19% |
Basic Shares Outstanding | 2 | 2 | 2 | 2 | 2 |
Diluted Shares Outstanding | 2 | 2 | 2 | 2 | 2 |
Shares Change (YoY) | -1.16% | -5.66% | -3.34% | 0.88% | -1.38% |
EPS (Basic) | 4.72 | 6.47 | 6.27 | 4.64 | 1.97 |
EPS (Diluted) | 4.56 | 6.24 | 6.10 | 4.51 | 1.94 |
EPS Growth | -26.92% | 2.30% | 35.25% | 132.47% | -23.92% |
Dividend Per Share | 1.100 | 1.000 | 0.750 | 0.500 | 0.400 |
Dividend Growth | 10.00% | 33.33% | 50.00% | 25.00% | 14.29% |
Effective Tax Rate | 23.12% | 23.00% | 23.01% | 24.00% | 22.15% |