Skip to main content
Citizens Bancshares Corporation (CZBS)
OTCMKTS · Delayed Price · Currency is USD
70.50
0.00 (0.00%)
Nov 11, 2026, 4:00 PM EST

Citizens Bancshares Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1237992745420
Market Cap Growth
76.09%-14.34%24.67%35.95%166.98%-2.33%
Last Close Price
70.5043.7848.8736.5025.218.95

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.469.417.946.145.905.19
PS Ratio
3.602.312.552.051.800.99
PB Ratio
0.610.390.500.420.320.27
P/FCF Ratio
10.706.866.214.435.942.33
P/OCF Ratio
10.656.836.074.345.812.27

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.000.000.010.010.030.03
Debt / FCF Ratio
0.070.070.080.090.530.25
Net Debt / Equity Ratio
-0.51-0.51-0.48-0.80-1.48-3.48
Net Debt / FCF Ratio
-8.89-8.89-6.01-8.48-27.93-30.01
Return on Equity (ROE)
5.47%5.47%7.09%7.04%7.62%6.38%
Return on Assets (ROA)
1.32%1.32%1.67%1.58%1.28%0.65%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.47%13.41%13.98%16.64%17.36%19.95%
FCF Yield
9.35%14.58%16.11%22.57%16.84%43.00%
Dividend Yield
1.56%2.44%1.94%1.95%1.82%3.88%
Payout Ratio
39.37%39.37%23.73%14.34%12.98%23.00%
Buyback Yield / Dilution
9.08%1.16%5.66%3.34%-0.88%1.38%
Total Shareholder Return
10.64%3.61%7.60%5.29%0.94%5.26%