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Citizens Bancshares Corporation (CZBS)
OTCMKTS · Delayed Price · Currency is USD
66.70
+0.02 (0.03%)
Oct 22, 2026, 3:50 PM EDT

Citizens Bancshares Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1167992745420
Market Cap Growth
48.48%-14.34%24.67%35.95%166.98%-2.33%
Last Close Price
66.6843.7848.8736.5025.218.95

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.639.417.946.145.905.19
PS Ratio
3.412.312.552.051.800.99
PB Ratio
0.580.390.500.420.320.27
P/FCF Ratio
10.126.866.214.435.942.33
P/OCF Ratio
10.076.836.074.345.812.27

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.000.000.010.010.030.03
Debt / FCF Ratio
0.070.070.080.090.530.25
Net Debt / Equity Ratio
-0.51-0.51-0.48-0.80-1.48-3.48
Net Debt / FCF Ratio
-8.89-8.89-6.01-8.48-27.93-30.01
Return on Equity (ROE)
5.47%5.47%7.09%7.04%7.62%6.38%
Return on Assets (ROA)
1.32%1.32%1.67%1.58%1.28%0.65%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.84%13.41%13.98%16.64%17.36%19.95%
FCF Yield
9.89%14.58%16.11%22.57%16.84%43.00%
Dividend Yield
1.65%2.44%1.94%1.95%1.82%3.88%
Payout Ratio
39.37%39.37%23.73%14.34%12.98%23.00%
Buyback Yield / Dilution
9.08%1.16%5.66%3.34%-0.88%1.38%
Total Shareholder Return
10.73%3.61%7.60%5.29%0.94%5.26%