Citizens Bancshares Corporation (CZBS)
OTCMKTS · Delayed Price · Currency is USD
65.00
+0.39 (0.60%)
Sep 4, 2026, 4:00 PM EST
Citizens Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 10.59 | 12.88 | 12.29 | 9.44 | 4.06 |
Depreciation & Amortization | 0.64 | 0.66 | 0.62 | 0.61 | 0.62 |
Gain (Loss) on Sale of Assets | -0.45 | 0 | 0.02 | -0 | -0.02 |
Gain (Loss) on Sale of Investments | -1 | -0.44 | -0.47 | -0.04 | 0.33 |
Total Asset Writedown | - | 0.01 | - | - | - |
Provision for Credit Losses | 3.52 | 3.48 | 3.68 | 0.1 | 0.05 |
Change in Other Net Operating Assets | -2.68 | -1.1 | 2.23 | -0.73 | 3.53 |
Other Operating Activities | -0.07 | -1.06 | -1.75 | -0.29 | 0.17 |
Operating Cash Flow | 11.55 | 15.17 | 17.04 | 9.35 | 8.97 |
Operating Cash Flow Growth | -23.86% | -10.97% | 82.15% | 4.28% | 26.75% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.05 | -0.33 | -0.37 | -0.2 | -0.22 |
Sale of Property, Plant and Equipment | 0.5 | - | 0.03 | - | - |
Investment in Securities | -10.96 | -59.63 | -18.17 | -98.43 | -33.06 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | - | - | -38.15 | -56.22 | 2.53 |
Other Investing Activities | 21.62 | -49.48 | - | - | - |
Investing Cash Flow | 11.16 | -109.43 | -56.65 | -154.85 | -30.56 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | 2.98 | - |
Long-Term Debt Repaid | -0.02 | -0.02 | -3.02 | - | -1.17 |
Net Debt Issued (Repaid) | -0.02 | -0.02 | -3.02 | 2.98 | -1.17 |
Repurchase of Common Stock | -3.22 | -0.46 | -7.59 | -0.2 | -0.23 |
Preferred Stock Issued | 5 | - | - | 100.7 | 22 |
Common Dividends Paid | -1.97 | -1.79 | -1.49 | -0.99 | -0.8 |
Preferred Dividends Paid | -2.2 | -1.27 | -0.27 | -0.23 | -0.14 |
Total Dividends Paid | -4.17 | -3.06 | -1.76 | -1.23 | -0.93 |
Net Increase (Decrease) in Deposit Accounts | -9.6 | 45.19 | -65.41 | 38.79 | 71.04 |
Financing Cash Flow | -12.01 | 41.66 | -77.79 | 141.04 | 90.71 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 10.7 | -52.6 | -117.4 | -4.45 | 69.12 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 11.5 | 14.84 | 16.67 | 9.15 | 8.75 |
Free Cash Flow Growth | -22.48% | -11.00% | 82.22% | 4.54% | 41.70% |
Free Cash Flow Margin | 33.68% | 41.12% | 46.26% | 30.33% | 42.49% |
Free Cash Flow Per Share | 6.26 | 7.98 | 8.46 | 4.49 | 4.33 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 6.82 | 5.66 | 1.71 | 0.6 | 0.56 |
Cash Income Tax Paid | 3.62 | 4.59 | 5.62 | 2.24 | 1.47 |