Citizens Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	2013 - 2017
Period Ending	May '25 May 20, 2025	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	2013 - 2017
Market Capitalization	87	54	20	21	24	24	Upgrade
Market Cap Growth	121.85%	166.98%	-2.33%	-12.75%	-2.48%	-24.64%	Upgrade
Last Close Price	48.75	25.85	9.18	8.77	9.50	8.33	Upgrade
PE Ratio	10.81	5.90	5.19	3.99	6.37	6.20	Upgrade
PS Ratio	2.89	1.80	0.99	0.92	1.18	1.21	Upgrade
PB Ratio	0.51	0.32	0.27	0.40	0.51	0.57	Upgrade
P/FCF Ratio	9.53	5.94	2.33	3.37	3.88	3.81	Upgrade
P/OCF Ratio	9.32	5.81	2.27	2.95	3.73	3.50	Upgrade
Debt / Equity Ratio	0.03	0.03	0.03	0.07	0.09	0.35	Upgrade
Debt / FCF Ratio	0.53	0.53	0.25	0.59	0.70	2.32	Upgrade
Return on Equity (ROE)	7.62%	7.62%	6.38%	10.58%	8.36%	9.51%	Upgrade
Return on Assets (ROA)	1.28%	1.28%	0.65%	1.05%	0.91%	0.94%	Upgrade
Earnings Yield	10.56%	17.36%	19.95%	25.04%	15.69%	16.13%	Upgrade
FCF Yield	10.50%	16.84%	43.00%	29.64%	25.78%	26.23%	Upgrade
Dividend Yield	2.05%	1.93%	4.36%	3.99%	3.16%	3.00%	Upgrade
Payout Ratio	12.98%	12.98%	23.00%	13.27%	16.86%	13.31%	Upgrade
Buyback Yield / Dilution	2.96%	-0.88%	1.38%	8.66%	-6.79%	2.15%	Upgrade
Total Shareholder Return	5.03%	1.05%	5.74%	12.65%	-3.63%	5.15%	Upgrade

Updated Mar 31, 2017. Source: S&P Global Market Intelligence. Banks template. Financial Sources.