Citizens Bancshares Statistics
Total Valuation
CZBS has a market cap or net worth of 84.03 million.
| Market Cap | 84.03M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, April 10, 2025.
| Earnings Date | Apr 10, 2025 |
| Ex-Dividend Date | Mar 10, 2025 |
Share Statistics
CZBS has 1.79 million shares outstanding.
| Current Share Class | n/a |
| Shares Outstanding | 1.79M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.79% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.27% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 10.42.
| PE Ratio | 10.42 |
| Forward PE | n/a |
| PS Ratio | 2.79 |
| PB Ratio | 0.49 |
| P/TBV Ratio | 1.71 |
| P/FCF Ratio | 9.18 |
| P/OCF Ratio | 8.98 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.62%.
| Return on Equity (ROE) | 7.62% |
| Return on Assets (ROA) | 1.28% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 311,039 |
| Profits Per Employee | 94,904 |
| Employee Count | 97 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -2.99% in the last 52 weeks. The beta is 0.42, so CZBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | -2.99% |
| 50-Day Moving Average | 51.14 |
| 200-Day Moving Average | 51.34 |
| Relative Strength Index (RSI) | 40.98 |
| Average Volume (20 Days) | 2,125 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.00 |
Income Statement
In the last 12 months, CZBS had revenue of 30.17 million and earned 9.21 million in profits. Earnings per share was 4.51.
| Revenue | 30.17M |
| Gross Profit | 30.17M |
| Operating Income | 12.42M |
| Pretax Income | 12.42M |
| Net Income | 9.21M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.51 |
Balance Sheet
The company has 260.45 million in cash and 4.88 million in debt, giving a net cash position of 255.58 million or 142.95 per share.
| Cash & Cash Equivalents | 260.45M |
| Total Debt | 4.88M |
| Net Cash | 255.58M |
| Net Cash Per Share | 142.95 |
| Equity (Book Value) | 172.17M |
| Book Value Per Share | 24.97 |
| Working Capital | -366.35M |
Cash Flow
In the last 12 months, operating cash flow was 9.35 million and capital expenditures -204,102, giving a free cash flow of 9.15 million.
| Operating Cash Flow | 9.35M |
| Capital Expenditures | -204,102 |
| Free Cash Flow | 9.15M |
| FCF Per Share | 5.12 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.16% |
| Pretax Margin | 41.16% |
| Profit Margin | 31.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.33% |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.13%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 2.13% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 12.98% |
| Buyback Yield | 2.96% |
| Shareholder Yield | 5.08% |
| Earnings Yield | 10.96% |
| FCF Yield | 10.89% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |