Citizens Bancshares Statistics
Total Valuation
CZBS has a market cap or net worth of 79.23 million.
| Market Cap | 79.23M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, August 14, 2025.
| Earnings Date | Aug 14, 2025 |
| Ex-Dividend Date | Mar 10, 2025 |
Share Statistics
CZBS has 1.74 million shares outstanding. The number of shares has decreased by -9.27% in one year.
| Current Share Class | 1.74M |
| Shares Outstanding | 1.74M |
| Shares Change (YoY) | -9.27% |
| Shares Change (QoQ) | -0.79% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.30% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 7.30.
| PE Ratio | 7.30 |
| Forward PE | n/a |
| PS Ratio | 2.20 |
| PB Ratio | 0.43 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 5.34 |
| P/OCF Ratio | 5.22 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.08 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.09%.
| Return on Equity (ROE) | 7.09% |
| Return on Assets (ROA) | 1.67% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 372,109 |
| Profits Per Employee | 119,669 |
| Employee Count | 97 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CZBS has paid 3.85 million in taxes.
| Income Tax | 3.85M |
| Effective Tax Rate | 23.00% |
Stock Price Statistics
The stock price has decreased by -0.78% in the last 52 weeks. The beta is 0.39, so CZBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | -0.78% |
| 50-Day Moving Average | 47.26 |
| 200-Day Moving Average | 51.13 |
| Relative Strength Index (RSI) | 41.62 |
| Average Volume (20 Days) | 1,913 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.11 |
Income Statement
In the last 12 months, CZBS had revenue of 36.09 million and earned 11.61 million in profits. Earnings per share was 6.24.
| Revenue | 36.09M |
| Gross Profit | 36.09M |
| Operating Income | 16.73M |
| Pretax Income | 16.72M |
| Net Income | 11.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 6.24 |
Balance Sheet
The company has 90.35 million in cash and 1.18 million in debt, giving a net cash position of 89.18 million or 51.27 per share.
| Cash & Cash Equivalents | 90.35M |
| Total Debt | 1.18M |
| Net Cash | 89.18M |
| Net Cash Per Share | 51.27 |
| Equity (Book Value) | 186.27M |
| Book Value Per Share | 35.55 |
| Working Capital | -517.98M |
Cash Flow
In the last 12 months, operating cash flow was 15.17 million and capital expenditures -329,555, giving a free cash flow of 14.84 million.
| Operating Cash Flow | 15.17M |
| Capital Expenditures | -329,555 |
| Free Cash Flow | 14.84M |
| FCF Per Share | 8.53 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.34% |
| Pretax Margin | 46.33% |
| Profit Margin | 35.68% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.11% |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.20%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 2.20% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 23.74% |
| Buyback Yield | 9.27% |
| Shareholder Yield | 11.47% |
| Earnings Yield | 14.65% |
| FCF Yield | 18.73% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |