Dacotah Banks, Inc. (DBIN)

Dacotah Banks Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	227.52	206.02	156.68	110.03	110.23	111.5
Interest Income on Investments	18.89	18.06	16.58	14.79	8.08	7.13
Total Interest Income	246.41	224.08	173.26	124.82	118.31	118.63
Interest Paid on Deposits	93.94	92.42	55.61	8.81	6.57	14.28
Interest Paid on Borrowings	0.44	1.88	0.94	0.28	0.41	0.91
Total Interest Expense	94.38	94.3	56.55	9.09	6.97	15.19
Net Interest Income	152.03	129.79	116.71	115.73	111.34	103.44
Net Interest Income Growth (YoY)	21.72%	11.20%	0.85%	3.95%	7.63%	9.29%
Trust Income	3.05	2.83	2.41	2.7	2.45	2.32
Mortgage Banking Activities	0.96	0.59	1.51	2.58	2.17	1.25
Other Non-Interest Income	24.02	18.39	19.2	18.68	19.57	18.39
Total Non-Interest Income	31.54	24.89	25.78	26.66	26.57	24.33
Non-Interest Income Growth (YoY)	18.06%	-3.47%	-3.32%	0.35%	9.22%	14.67%
Revenues Before Loan Losses	183.57	154.67	142.49	142.39	137.91	127.77
Provision for Loan Losses	3.15	2.1	0.9	-2	-0.6	8.8
Revenue	180.42	152.57	141.59	144.39	138.51	118.97
Revenue Growth (YoY)	21.03%	7.75%	-1.94%	4.25%	16.43%	5.41%
Salaries and Employee Benefits	80.71	77.33	73.13	57.17	58.48	52.3
Occupancy Expenses	5.76	5.47	5.64	5.5	5.34	5.18
Federal Deposit Insurance	3.25	2.91	1.76	0.97	0.86	0.5
Selling, General & Administrative	12.19	11.72	10.97	13.68	2.93	3.53
Other Non-Interest Expense	22.9	21.68	19.02	15.23	22.24	18.74
Total Non-Interest Expense	124.8	119.1	110.52	92.55	89.85	80.24
EBT Excluding Unusual Items	55.62	33.47	31.08	51.84	48.66	38.72
Pretax Income	55.62	33.47	31.08	51.84	48.66	38.72
Income Tax Expense	8.6	3.74	4.91	11.14	10.96	9.12
Net Income	47.02	29.73	26.17	40.71	37.7	29.6
Net Income to Common	47.02	29.73	26.17	40.71	37.7	29.6
Net Income Growth	76.16%	13.61%	-35.72%	7.98%	27.36%	-3.55%
Basic Shares Outstanding	11	11	11	11	11	11
Diluted Shares Outstanding	11	11	11	11	11	11
Shares Change (YoY)	-0.58%	-0.40%	-0.04%	0.09%	-0.15%	0.25%
EPS (Basic)	4.22	2.66	2.33	3.63	3.36	2.64
EPS (Diluted)	4.22	2.66	2.33	3.63	3.36	2.64
EPS Growth	77.20%	14.07%	-35.70%	7.88%	27.55%	-3.79%
Dividend Per Share	0.620	0.600	0.700	0.650	0.600	0.540
Dividend Growth	3.33%	-14.29%	7.69%	8.33%	11.11%	1.89%
Effective Tax Rate	15.46%	11.18%	15.80%	21.48%	22.52%	23.55%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.