Dacotah Banks, Inc. (DBIN)

Dacotah Banks Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	222.52	206.02	156.68	110.03	110.23	111.5
Interest Income on Investments	18.26	18.06	16.58	14.79	8.08	7.13
Total Interest Income	240.78	224.08	173.26	124.82	118.31	118.63
Interest Paid on Deposits	94.05	92.42	55.61	8.81	6.57	14.28
Interest Paid on Borrowings	1.67	1.88	0.94	0.28	0.41	0.91
Total Interest Expense	95.72	94.3	56.55	9.09	6.97	15.19
Net Interest Income	145.06	129.79	116.71	115.73	111.34	103.44
Net Interest Income Growth (YoY)	20.12%	11.20%	0.85%	3.95%	7.63%	9.29%
Trust Income	2.98	2.83	2.41	2.7	2.45	2.32
Mortgage Banking Activities	1.08	0.59	1.51	2.58	2.17	1.25
Other Non-Interest Income	22.93	18.39	19.2	18.68	19.57	18.39
Total Non-Interest Income	30.31	24.89	25.78	26.66	26.57	24.33
Non-Interest Income Growth (YoY)	14.19%	-3.47%	-3.32%	0.35%	9.22%	14.67%
Revenues Before Loan Losses	175.36	154.67	142.49	142.39	137.91	127.77
Provision for Loan Losses	2.7	2.1	0.9	-2	-0.6	8.8
Revenue	172.66	152.57	141.59	144.39	138.51	118.97
Revenue Growth (YoY)	18.67%	7.75%	-1.94%	4.25%	16.43%	5.41%
Salaries and Employee Benefits	79.12	77.33	73.13	57.17	58.48	52.3
Occupancy Expenses	5.57	5.47	5.64	5.5	5.34	5.18
Federal Deposit Insurance	3.23	2.91	1.76	0.97	0.86	0.5
Selling, General & Administrative	12.01	11.72	10.97	13.68	2.93	3.53
Other Non-Interest Expense	22.63	21.68	19.02	15.23	22.24	18.74
Total Non-Interest Expense	122.55	119.1	110.52	92.55	89.85	80.24
EBT Excluding Unusual Items	50.11	33.47	31.08	51.84	48.66	38.72
Pretax Income	50.11	33.47	31.08	51.84	48.66	38.72
Income Tax Expense	7.46	3.74	4.91	11.14	10.96	9.12
Net Income	42.65	29.73	26.17	40.71	37.7	29.6
Net Income to Common	42.65	29.73	26.17	40.71	37.7	29.6
Net Income Growth	68.95%	13.61%	-35.72%	7.98%	27.36%	-3.55%
Basic Shares Outstanding	11	11	11	11	11	11
Diluted Shares Outstanding	11	11	11	11	11	11
Shares Change (YoY)	-0.32%	-0.40%	-0.04%	0.09%	-0.15%	0.25%
EPS (Basic)	3.82	2.66	2.33	3.63	3.36	2.64
EPS (Diluted)	3.82	2.66	2.33	3.63	3.36	2.64
EPS Growth	69.49%	14.07%	-35.70%	7.88%	27.55%	-3.79%
Dividend Per Share	0.600	0.600	0.700	0.650	0.600	0.540
Dividend Growth	-7.69%	-14.29%	7.69%	8.33%	11.11%	1.89%
Effective Tax Rate	14.89%	11.18%	15.80%	21.48%	22.52%	23.55%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.