Dacotah Banks, Inc. (DBIN)

Dacotah Banks Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	215.83	206.02	156.68	110.03	110.23	111.5
Interest Income on Investments	17.62	18.06	16.58	14.79	8.08	7.13
Total Interest Income	233.45	224.08	173.26	124.82	118.31	118.63
Interest Paid on Deposits	93.91	92.42	55.61	8.81	6.57	14.28
Interest Paid on Borrowings	1.9	1.88	0.94	0.28	0.41	0.91
Total Interest Expense	95.81	94.3	56.55	9.09	6.97	15.19
Net Interest Income	137.64	129.79	116.71	115.73	111.34	103.44
Net Interest Income Growth (YoY)	16.18%	11.20%	0.85%	3.95%	7.63%	9.29%
Trust Income	3.02	2.83	2.41	2.7	2.45	2.32
Mortgage Banking Activities	0.94	0.59	1.51	2.58	2.17	1.25
Other Non-Interest Income	21.35	18.39	19.2	18.68	19.57	18.39
Total Non-Interest Income	28.5	24.89	25.78	26.66	26.57	24.33
Non-Interest Income Growth (YoY)	10.36%	-3.47%	-3.32%	0.35%	9.22%	14.67%
Revenues Before Loan Losses	166.14	154.67	142.49	142.39	137.91	127.77
Provision for Loan Losses	2.1	2.1	0.9	-2	-0.6	8.8
Revenue	164.04	152.57	141.59	144.39	138.51	118.97
Revenue Growth (YoY)	14.40%	7.75%	-1.94%	4.25%	16.43%	5.41%
Salaries and Employee Benefits	77.87	77.33	73.13	57.17	58.48	52.3
Occupancy Expenses	5.49	5.47	5.64	5.5	5.34	5.18
Federal Deposit Insurance	3.02	2.91	1.76	0.97	0.86	0.5
Selling, General & Administrative	11.66	11.72	10.97	13.68	2.93	3.53
Other Non-Interest Expense	22.34	21.68	19.02	15.23	22.24	18.74
Total Non-Interest Expense	120.38	119.1	110.52	92.55	89.85	80.24
EBT Excluding Unusual Items	43.66	33.47	31.08	51.84	48.66	38.72
Pretax Income	43.66	33.47	31.08	51.84	48.66	38.72
Income Tax Expense	6.08	3.74	4.91	11.14	10.96	9.12
Net Income	37.58	29.73	26.17	40.71	37.7	29.6
Net Income to Common	37.58	29.73	26.17	40.71	37.7	29.6
Net Income Growth	50.48%	13.61%	-35.72%	7.98%	27.36%	-3.55%
Basic Shares Outstanding	11	11	11	11	11	11
Diluted Shares Outstanding	11	11	11	11	11	11
Shares Change (YoY)	0.17%	-0.40%	-0.04%	0.09%	-0.15%	0.25%
EPS (Basic)	3.36	2.66	2.33	3.63	3.36	2.64
EPS (Diluted)	3.36	2.66	2.33	3.63	3.36	2.64
EPS Growth	50.23%	14.07%	-35.70%	7.88%	27.55%	-3.79%
Dividend Per Share	0.600	0.600	0.700	0.650	0.600	0.540
Dividend Growth	-7.69%	-14.29%	7.69%	8.33%	11.11%	1.89%
Effective Tax Rate	13.92%	11.18%	15.80%	21.48%	22.52%	23.55%

Updated Nov 5, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.