Dacotah Banks Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	104.91	67.37	239.14	80.85	367.42
Investment Securities	329.88	369.53	413.53	413.76	341.34
Mortgage-Backed Securities	263.1	210.48	215.04	224.86	226.39
Total Investments	592.98	580.01	628.57	638.63	567.73
Gross Loans	3,965	3,618	3,133	2,737	2,333
Allowance for Loan Losses	-43.9	-39.95	-38.3	-37.4	-38.69
Net Loans	3,921	3,578	3,095	2,700	2,295
Property, Plant & Equipment	58.73	56.63	59	57.67	53.81
Goodwill	10.25	10.25	10.25	10.25	10.25
Other Intangible Assets	0.35	0.41	0.5	0.64	0.79
Loans Held for Sale	2.28	0.8	0.8	0.45	1.62
Accrued Interest Receivable	44.4	43.37	36.26	26.54	21.88
Other Current Assets	13.08	13.88	-	-	-
Long-Term Deferred Tax Assets	15.53	19.01	18.6	23.87	10.81
Other Real Estate Owned & Foreclosed	0.13	0.12	0.11	0.17	0.08
Other Long-Term Assets	81.94	81.68	76.21	68.26	64.06
Total Assets	4,846	4,452	4,164	3,607	3,393
Accrued Expenses	44.07	36.71	37.1	29.97	30.88
Interest Bearing Deposits	3,137	2,856	2,645	2,117	1,940
Institutional Deposits	325.32	293.41	249.16	102.87	82.3
Non-Interest Bearing Deposits	857.72	786.35	832.7	899.95	951.1
Total Deposits	4,320	3,936	3,726	3,120	2,973
Short-Term Borrowings	-	48.1	-	85.3	-
Current Portion of Long-Term Debt	-	-	-	4	-
Current Portion of Leases	0.49	-	-	-	-
Current Income Taxes Payable	1.86	1.85	1.72	4.68	1.38
Accrued Interest Payable	13.79	15.78	11.43	2.4	1.84
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	9
Long-Term Leases	1.73	2.57	-	2.27	-
Total Liabilities	4,382	4,041	3,777	3,249	3,016
Common Stock	57.14	57.14	57.14	57.14	57.14
Additional Paid-In Capital	27.75	26.83	26.1	24.86	21.47
Retained Earnings	434.31	394.45	371.44	353.12	321.05
Treasury Stock	-34.51	-28.47	-26.37	-23.59	-21.54
Comprehensive Income & Other	-20.46	-38.54	-40.8	-53.36	-1.43
Shareholders' Equity	464.24	411.41	387.52	358.18	376.69
Total Liabilities & Equity	4,846	4,452	4,164	3,607	3,393
Total Debt	2.23	50.67	-	91.57	9
Net Cash (Debt)	106.63	22.89	246.07	-0.55	368.55
Net Cash Growth	365.87%	-90.70%	-	-	0.79%
Net Cash Per Share	9.59	2.05	21.94	-0.05	32.87
Filing Date Shares Outstanding	11	11.14	11.18	11.23	11.2
Total Common Shares Outstanding	11	11.14	11.18	11.23	11.2
Book Value Per Share	42.19	36.93	34.65	31.88	33.63
Tangible Book Value	453.64	400.75	376.77	347.3	365.65
Tangible Book Value Per Share	41.23	35.97	33.69	30.91	32.64

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.