Dacotah Banks, Inc. (DBIN)

Dacotah Banks Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	240.28	234.25	206.02	156.68	110.03	110.23
Interest Income on Investments	19.96	19.71	18.06	16.58	14.79	8.08
Total Interest Income	260.23	253.95	224.08	173.26	124.82	118.31
Interest Paid on Deposits	89.87	92.62	92.42	55.61	8.81	6.57
Interest Paid on Borrowings	0.25	0.27	1.88	0.94	0.28	0.41
Total Interest Expense	90.12	92.89	94.3	56.55	9.09	6.97
Net Interest Income	170.11	161.07	129.79	116.71	115.73	111.34
Net Interest Income Growth (YoY)	23.59%	24.10%	11.20%	0.85%	3.95%	7.63%
Trust Income	3.47	3.36	2.83	2.41	2.7	2.45
Mortgage Banking Activities	0.78	1.06	0.59	1.51	2.58	2.17
Other Non-Interest Income	25.26	26.11	18.39	19.2	18.68	19.57
Total Non-Interest Income	33.61	34.23	24.89	25.78	26.66	26.57
Non-Interest Income Growth (YoY)	26.83%	37.56%	-3.47%	-3.32%	0.35%	9.22%
Revenues Before Loan Losses	203.72	195.3	154.67	142.49	142.39	137.91
Provision for Loan Losses	9.2	6	2.1	0.9	-2	-0.6
Revenue	194.52	189.3	152.57	141.59	144.39	138.51
Revenue Growth (YoY)	20.04%	24.07%	7.75%	-1.94%	4.25%	16.43%
Salaries and Employee Benefits	90.26	87.48	77.33	73.13	57.17	58.48
Occupancy Expenses	5.5	5.47	5.47	5.64	5.5	5.34
Federal Deposit Insurance	3.53	3.34	2.91	1.76	0.97	0.86
Selling, General & Administrative	13.18	12.75	11.72	10.97	13.68	2.93
Other Non-Interest Expense	24.02	23.24	21.68	19.02	15.23	22.24
Total Non-Interest Expense	136.5	132.28	119.1	110.52	92.55	89.85
EBT Excluding Unusual Items	58.03	57.02	33.47	31.08	51.84	48.66
Pretax Income	58.03	57.02	33.47	31.08	51.84	48.66
Income Tax Expense	10.49	10.27	3.74	4.91	11.14	10.96
Net Income	47.53	46.75	29.73	26.17	40.71	37.7
Net Income to Common	47.53	46.75	29.73	26.17	40.71	37.7
Net Income Growth	26.48%	57.27%	13.61%	-35.72%	7.98%	27.36%
Basic Shares Outstanding	11	11	11	11	11	11
Diluted Shares Outstanding	11	11	11	11	11	11
Shares Change (YoY)	-1.06%	-0.44%	-0.40%	-0.04%	0.09%	-0.15%
EPS (Basic)	4.29	4.20	2.66	2.33	3.63	3.36
EPS (Diluted)	4.29	4.20	2.66	2.33	3.63	3.36
EPS Growth	27.83%	57.97%	14.07%	-35.70%	7.88%	27.55%
Dividend Per Share	0.680	0.620	0.600	0.700	0.650	0.600
Dividend Growth	13.33%	3.33%	-14.29%	7.69%	8.33%	11.11%
Effective Tax Rate	18.08%	18.00%	11.18%	15.80%	21.48%	22.52%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.