Dacotah Banks Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	234.25	206.02	156.68	110.03	110.23
Interest Income on Investments	19.71	18.06	16.58	14.79	8.08
Total Interest Income	253.95	224.08	173.26	124.82	118.31
Interest Paid on Deposits	92.62	92.42	55.61	8.81	6.57
Interest Paid on Borrowings	0.27	1.88	0.94	0.28	0.41
Total Interest Expense	92.89	94.3	56.55	9.09	6.97
Net Interest Income	161.07	129.79	116.71	115.73	111.34
Net Interest Income Growth (YoY)	24.10%	11.20%	0.85%	3.95%	7.63%
Trust Income	3.36	2.83	2.41	2.7	2.45
Mortgage Banking Activities	1.06	0.59	1.51	2.58	2.17
Other Non-Interest Income	26.11	18.39	19.2	18.68	19.57
Total Non-Interest Income	34.23	24.89	25.78	26.66	26.57
Non-Interest Income Growth (YoY)	37.56%	-3.47%	-3.32%	0.35%	9.22%
Revenues Before Loan Losses	195.3	154.67	142.49	142.39	137.91
Provision for Loan Losses	6	2.1	0.9	-2	-0.6
Revenue	189.3	152.57	141.59	144.39	138.51
Revenue Growth (YoY)	24.07%	7.75%	-1.94%	4.25%	16.43%
Salaries and Employee Benefits	87.48	77.33	73.13	57.17	58.48
Occupancy Expenses	5.47	5.47	5.64	5.5	5.34
Federal Deposit Insurance	3.34	2.91	1.76	0.97	0.86
Selling, General & Administrative	12.75	11.72	10.97	13.68	2.93
Other Non-Interest Expense	23.24	21.68	19.02	15.23	22.24
Total Non-Interest Expense	132.28	119.1	110.52	92.55	89.85
EBT Excluding Unusual Items	57.02	33.47	31.08	51.84	48.66
Pretax Income	57.02	33.47	31.08	51.84	48.66
Income Tax Expense	10.27	3.74	4.91	11.14	10.96
Net Income	46.75	29.73	26.17	40.71	37.7
Net Income to Common	46.75	29.73	26.17	40.71	37.7
Net Income Growth	57.27%	13.61%	-35.72%	7.98%	27.36%
Basic Shares Outstanding	11	11	11	11	11
Diluted Shares Outstanding	11	11	11	11	11
Shares Change (YoY)	-0.44%	-0.40%	-0.04%	0.09%	-0.15%
EPS (Basic)	4.20	2.66	2.33	3.63	3.36
EPS (Diluted)	4.20	2.66	2.33	3.63	3.36
EPS Growth	57.97%	14.07%	-35.70%	7.88%	27.55%
Dividend Per Share	0.620	0.600	0.700	0.650	0.600
Dividend Growth	3.33%	-14.29%	7.69%	8.33%	11.11%
Effective Tax Rate	18.00%	11.18%	15.80%	21.48%	22.52%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.