Dacotah Banks Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	47.02	29.73	26.17	40.71	37.7	29.6
Depreciation & Amortization	4.93	5.33	6.38	7.02	7.6	5.82
Gain (Loss) on Sale of Assets	0.04	0.04	0.1	0.01	0.02	0.02
Provision for Credit Losses	3.15	2.1	0.9	-2	-0.6	8.8
Accrued Interest Receivable	-0.92	-7.11	-9.71	-4.67	2.61	4.78
Change in Other Net Operating Assets	5.08	1.54	-15.41	-1.2	-4.69	-1.61
Other Operating Activities	-0.98	-1.01	1.93	0.75	0.84	-1.68
Operating Cash Flow	57.23	34.95	20.01	45	41.62	44.37
Operating Cash Flow Growth	180.71%	74.66%	-55.54%	8.14%	-6.20%	18.91%
Capital Expenditures	-5.84	-3.33	-6.34	-7.22	-4.37	-6.12
Sale of Property, Plant and Equipment	-	-	0	0.04	0.1	-
Cash Acquisitions	-	-	-	-	0.07	15.26
Investment in Securities	47.62	36.95	38.01	-137.08	-268.24	-14.68
Net Decrease (Increase) in Loans Originated / Sold - Investing	-359.53	-485.9	-396.31	-403.56	-32.54	-170.01
Other Investing Activities	-3.6	-3.62	-3.98	0.26	1.31	0.96
Investing Cash Flow	-321.35	-455.9	-368.62	-547.56	-303.67	-174.59
Short-Term Debt Issued	-	48.1	-	85.3	-	-
Total Debt Issued	3.3	48.1	-	85.3	-	-
Short-Term Debt Repaid	-	-	-85.3	-	-	-
Long-Term Debt Repaid	-	-	-4	-5	-8	-5
Total Debt Repaid	-48.1	-	-89.3	-5	-8	-5
Net Debt Issued (Repaid)	-44.8	48.1	-89.3	80.3	-8	-5
Repurchase of Common Stock	-0.84	-1.38	-2.18	-2.47	-0.81	-1.12
Common Dividends Paid	-6.9	-6.71	-7.86	-7.29	-6.72	-6.07
Net Increase (Decrease) in Deposit Accounts	412.62	209.17	606.23	146.8	274.3	323.85
Financing Cash Flow	360.09	249.18	506.9	215.99	258.77	311.67
Net Cash Flow	95.97	-171.77	158.29	-286.57	-3.29	181.45
Free Cash Flow	51.39	31.62	13.67	37.79	37.25	38.24
Free Cash Flow Growth	214.41%	131.28%	-63.82%	1.45%	-2.61%	50.41%
Free Cash Flow Margin	28.48%	20.73%	9.66%	26.17%	26.89%	32.15%
Free Cash Flow Per Share	4.62	2.83	1.22	3.37	3.32	3.41
Cash Interest Paid	89.95	89.95	47.52	8.53	8.83	17.52
Cash Income Tax Paid	4.89	4.89	6.17	7.35	11.7	10.47

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.