Delhi Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	9.49	11.43	3.2	2.78	8.22
Investment Securities	17.59	22.85	30.5	42.61	62.24
Mortgage-Backed Securities	65.41	59.18	64.13	65.65	78.08
Total Investments	83	82.03	94.63	108.26	140.32
Gross Loans	261.61	257.33	255.61	247.34	220.99
Allowance for Loan Losses	-1.31	-1.28	-1.22	-1.16	-1.02
Net Loans	260.3	256.05	254.38	246.18	219.97
Property, Plant & Equipment	4.24	4.32	4.59	4.88	4.54
Accrued Interest Receivable	1.64	1.62	-	-	-
Long-Term Deferred Tax Assets	1.78	2.58	2.45	2.61	0.43
Other Real Estate Owned & Foreclosed	0.2	0.05	0.08	0.05	-
Other Long-Term Assets	9.91	10.03	12.22	11.84	10.86
Total Assets	370.56	368.11	371.55	376.6	384.34
Interest Bearing Deposits	256.81	260.55	207.84	229.28	235.63
Institutional Deposits	53.1	55.66	42.55	34.17	32.11
Non-Interest Bearing Deposits	24.47	18.97	72.17	81.07	78
Total Deposits	334.38	335.17	322.55	344.52	345.75
Short-Term Borrowings	-	-	15.98	0.15	-
Current Portion of Leases	0.04	-	-	-	-
Long-Term Leases	0.11	0.02	0.06	0.09	0.12
Other Long-Term Liabilities	4.85	4.98	4.64	4.32	4.26
Total Liabilities	339.38	340.17	343.22	349.07	350.12
Common Stock	3.59	3.56	3.54	3.5	3.46
Additional Paid-In Capital	6.18	6.15	6	5.31	4.48
Retained Earnings	32.13	30.99	30.58	29.97	28.68
Treasury Stock	-4.13	-2.95	-2.41	-1.23	-1.63
Comprehensive Income & Other	-6.59	-9.81	-9.38	-10.02	-0.76
Shareholders' Equity	31.18	27.94	28.33	27.52	34.22
Total Liabilities & Equity	370.56	368.11	371.55	376.6	384.34
Total Debt	0.15	0.02	16.03	0.24	0.12
Net Cash (Debt)	17.55	23.35	4.84	29.17	45.68
Net Cash Growth	-24.84%	382.34%	-83.41%	-36.13%	7.75%
Net Cash Per Share	5.14	6.87	1.42	8.65	13.90
Filing Date Shares Outstanding	3.38	3.4	3.39	3.4	3.32
Total Common Shares Outstanding	3.38	3.4	3.39	3.4	3.32
Book Value Per Share	9.23	8.21	8.35	8.10	10.31
Tangible Book Value	31.18	27.94	28.33	27.52	34.22
Tangible Book Value Per Share	9.23	8.21	8.35	8.10	10.31