FCN Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	33.25	30.62	28.65	24.63	16.85	16.06
Interest Income on Investments	4.93	4.91	5.8	5.26	5.74	5.2
Total Interest Income	38.18	35.53	34.45	29.89	22.58	21.25
Interest Paid on Deposits	12.91	13.5	14.29	10.02	3.01	2.77
Interest Paid on Borrowings	0.96	0.94	2.76	1.7	0.55	0.4
Total Interest Expense	13.86	14.44	17.05	11.72	3.57	3.17
Net Interest Income	24.32	21.1	17.39	18.17	19.02	18.09
Net Interest Income Growth	21.35%	21.30%	-4.25%	-4.47%	5.14%	6.71%
Gain (Loss) on Sale of Assets	-0	-0	0.02	-	-0	-
Gain (Loss) on Sale of Investments	-	-	-	-0.2	-0.15	-
Other Non-Interest Income	2.84	2.72	2.65	3.07	3.16	3.52
Total Non-Interest Income	3.4	3.25	3.21	3.52	3.87	6.19
Non-Interest Income Growth	3.29%	1.25%	-8.81%	-9.00%	-37.57%	-12.20%
Revenues Before Loan Losses	27.72	24.35	20.6	21.68	22.88	24.28
Provision for Loan Losses	0.33	-	-	0.3	0.1	0.24
Revenue	27.39	24.35	20.6	21.38	22.78	24.04
Revenue Growth	17.41%	18.17%	-3.66%	-6.14%	-5.22%	5.80%
Salaries and Employee Benefits	9.72	9.59	9.14	9.47	9.51	8.64
Occupancy Expenses	0.87	0.92	0.83	0.76	0.72	0.88
Federal Deposit Insurance	0.4	0.4	0.43	0.33	0.24	0.18
Selling, General & Administrative	3.82	3.82	3.25	3.07	2.76	2.22
Other Non-Interest Expense	2.49	2.49	2.52	2.91	3	2.68
Total Non-Interest Expense	17.29	17.22	16.17	16.53	16.22	14.6
EBT Excluding Unusual Items	10.1	7.13	4.43	4.86	6.56	9.44
Pretax Income	10.1	7.13	4.43	4.86	6.56	9.44
Income Tax Expense	1.43	0.81	0.2	0.09	0.25	1.11
Net Income	8.67	6.32	4.23	4.77	6.31	8.33
Net Income to Common	8.67	6.32	4.23	4.77	6.31	8.33
Net Income Growth	45.75%	49.36%	-11.25%	-24.45%	-24.29%	19.75%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	-0.77%	-0.92%	-0.40%	-0.34%	-0.47%	1.73%
EPS (Basic)	5.12	3.72	2.47	2.77	3.65	4.80
EPS (Diluted)	5.12	3.72	2.47	2.77	3.65	4.80
EPS Growth	46.88%	50.76%	-10.89%	-24.19%	-23.93%	17.71%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.430	1.390	1.360	1.440	1.520	1.440
Dividend Growth	4.38%	2.21%	-5.56%	-5.26%	5.56%	5.88%
Effective Tax Rate	14.20%	11.33%	4.56%	1.89%	3.81%	11.72%