FMBL Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	309.07	304.09	300.27	299.72	246.82	244.06
Interest Income on Investments	140.31	127.65	139.48	115.8	93.46	63.23
Total Interest Income	449.38	431.74	439.76	415.52	340.27	307.29
Interest Paid on Deposits	106.62	110.89	119.01	81.56	15.73	8.95
Interest Paid on Borrowings	41.36	46.22	83.55	70.9	15.5	3.28
Total Interest Expense	147.98	157.11	202.56	152.45	31.23	12.23
Net Interest Income	301.4	274.63	237.2	263.07	309.04	295.06
Net Interest Income Growth	18.82%	15.78%	-9.84%	-14.88%	4.74%	12.88%
Gain (Loss) on Sale of Assets	-	0.32	4.46	0.13	-	-
Gain (Loss) on Sale of Investments	-	-	-2.59	-	-	-
Other Non-Interest Income	23.66	9.07	8.85	9.35	12.08	16.43
Total Non-Interest Income	31.75	17.45	18.25	16.45	18.53	22.03
Non-Interest Income Growth	284.90%	-4.38%	10.97%	-11.24%	-15.89%	7.45%
Revenues Before Loan Losses	333.16	292.09	255.45	279.52	327.57	317.09
Provision for Loan Losses	-5.1	-1.1	-6.6	-3.6	3.5	-
Revenue	338.26	293.19	262.05	283.12	324.07	317.09
Revenue Growth	28.26%	11.88%	-7.44%	-12.64%	2.20%	16.84%
Salaries and Employee Benefits	135.91	127.42	118.74	112.9	113.05	103.55
Federal Deposit Insurance	7.42	8	10.11	9.17	4.31	3.61
Selling, General & Administrative	51.4	51.21	53.39	55.11	51.84	46.78
Other Non-Interest Expense	16.25	14.03	17.36	24	19.6	18.62
Total Non-Interest Expense	210.98	200.67	198.65	201.18	188.8	172.56
EBT Excluding Unusual Items	127.28	92.51	63.4	81.93	135.27	144.53
Pretax Income	127.28	92.51	63.4	81.93	135.27	144.53
Income Tax Expense	32.21	24.16	18.52	11.93	26.27	29.32
Net Income	95.08	68.35	44.88	70.01	109	115.21
Preferred Dividends & Other Adjustments	-	2.11	-	-	-	-
Net Income to Common	95.08	66.24	44.88	70.01	109	115.21
Net Income Growth	93.90%	47.61%	-35.89%	-35.77%	-5.38%	44.37%
Basic Shares Outstanding	0	0	0	0	0	0
Diluted Shares Outstanding	0	0	0	0	0	0
Shares Change	-0.78%	-1.54%	-1.01%	-0.78%	-0.66%	0.08%
EPS (Basic)	781.77	542.46	365.52	568.23	876.17	913.60
EPS (Diluted)	701.83	537.62	358.63	553.79	855.56	898.31
EPS Growth	77.12%	49.91%	-35.24%	-35.27%	-4.76%	44.25%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	56.000	112.000	112.000	112.000	112.000	108.000
Dividend Growth	-50.00%	0%	0%	0%	3.70%	0%
Effective Tax Rate	25.30%	26.12%	29.21%	14.56%	19.42%	20.29%