FMCB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	144.86	212.56	410.64	588.26	715.46
Investment Securities	-	107.59	112.03	96.74	98.94
Mortgage-Backed Securities	1,670	1,141	903.27	916.63	924.11
Total Investments	1,670	1,249	1,015	1,013	1,023
Gross Loans	3,667	3,690	3,665	3,522	3,248
Allowance for Loan Losses	-76.38	-75.28	-74.97	-66.89	-61.01
Other Adjustments to Gross Loans	-	-11.83	-10.71	-9.36	-10.73
Net Loans	3,591	3,603	3,580	3,445	3,176
Property, Plant & Equipment	-	53.57	54.61	52.88	51.78
Goodwill	-	11.18	11.18	11.18	11.18
Other Intangible Assets	-	1.69	2.24	2.81	3.4
Accrued Interest Receivable	-	30.15	28.52	21.6	18.1
Long-Term Deferred Tax Assets	-	36.73	50.07	31.51	25.54
Other Real Estate Owned & Foreclosed	-	0.87	0.87	0.87	0.87
Other Long-Term Assets	284.5	171.38	155.77	159.45	152.16
Total Assets	5,690	5,370	5,309	5,327	5,178
Interest Bearing Deposits	4,978	2,796	2,867	2,872	2,721
Institutional Deposits	-	385.07	318.83	128.85	168.87
Non-Interest Bearing Deposits	-	1,518	1,483	1,759	1,750
Total Deposits	4,978	4,699	4,668	4,759	4,640
Current Portion of Leases	-	0.77	-	-	-
Accrued Interest Payable	-	85.4	77.97	69.01	59.99
Long-Term Leases	-	1.51	2.8	3.5	4.13
Trust Preferred Securities	10.31	10.31	10.31	10.31	10.31
Other Long-Term Liabilities	56.46	-	-	-	-
Total Liabilities	5,045	4,797	4,759	4,842	4,715
Common Stock	645.51	0.01	0.01	0.01	0.01
Additional Paid-In Capital	-	-	36.85	57.21	77.52
Retained Earnings	-	592.43	525.36	449.93	387.33
Comprehensive Income & Other	-	-19.37	-12.46	-21.84	-1.72
Shareholders' Equity	645.51	573.07	549.76	485.31	463.14
Total Liabilities & Equity	5,690	5,370	5,309	5,327	5,178
Total Debt	10.31	12.58	13.11	13.81	14.44
Net Cash (Debt)	134.55	199.98	397.53	574.45	701.02
Net Cash Growth	-32.72%	-49.70%	-30.80%	-18.06%	90.18%
Net Cash Per Share	192.56	273.60	524.91	738.62	887.76
Filing Date Shares Outstanding	0.67	0.7	0.74	0.76	0.79
Total Common Shares Outstanding	0.67	0.7	0.75	0.77	0.79
Book Value Per Share	965.61	818.91	735.00	631.63	586.51
Tangible Book Value	645.51	560.2	536.34	471.32	448.55
Tangible Book Value Per Share	965.61	800.52	717.05	613.42	568.04

Source: S&P Global Market Intelligence. Banks template. Financial Sources.